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View Diary: San Jose: Millions Withdrawn from Bank of America and Wells Fargo! (288 comments)

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  •  All valid points (1+ / 0-)
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    historys mysteries

    When I moved from Chase to my credit union, we went from ATMs on every street corner (seemingly), to about 3 of them in a population area of millions.

    The credit union itself is just down the street from my old Chase branch, so it's very convenient.

    As far as money machines, however, almost all credit unions are part of a co-op system that allows free use of any cooperating ATM nationwide.

    And, of course, if I just need cash someplace, it's pretty convenient to go to a nearby grocery store and buy something small with the debit card and then get cash back.

    "I mean, it -- I mean -- and I tell somebody, I said, just because you have a group of scientists that have stood up and said here is the fact, Galileo got outvoted for a spell." -- Rick Perry, 9/7/11

    by Senor Unoball on Thu Oct 13, 2011 at 09:50:56 AM PDT

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    •  the grocery store might not like it (1+ / 0-)
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      Senor Unoball

      with the interchange fees, but i guess they go along with it because otherwise you don't buy the package of milano cookies.  (bad example, those things are like crack.)  but it still might drive up retail prices.  (no free lunch and all of that.)  as long as the CU is issuing a visa or mastercard, they're still relying on the big guys to generate the volume to set prices.  but my whole argument is that all things being equal, consumer transactions aren't the best view into political convictions, if i thought i'd be better off with a credit union i might go for it.  i do try to reduce carbon by eating organic and local as much as i can, even if it means paying a little more -- but i also think that'll save me money in the long run.  

      "This world demands the qualities of youth: not a time of life but a state of mind[.]" -- Robert F. Kennedy

      by Loge on Thu Oct 13, 2011 at 10:13:11 AM PDT

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      •  Like any other boycott (1+ / 0-)
        Recommended by:
        Senor Unoball
        my whole argument is that all things being equal, consumer transactions aren't the best view into political convictions,

        the impact is usually symbolic rather than make-or-break economically.  But it's nice to let one's feelings be known, nonetheless.  

        "The extinction of the human race will come from its inability to EMOTIONALLY comprehend the exponential function." -- Edward Teller

        by lgmcp on Thu Oct 13, 2011 at 03:34:25 PM PDT

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