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View Diary: Health Insurers Refuse to Rescind "Unreasonable" Rates; Snub Feds (250 comments)

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  •  Small groups are a big problem (2+ / 0-)
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    angstall, james321

    A small business with one or two people with major health care costs can make the group a big loser for the insurance company. Then the insurer either drops the group, greatly increases premiums, or quietly leans on the business to fire the expensive sick employees.

    •  Small groups are a problem = So true! (1+ / 0-)
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      james321

      I had to switch providers this month at 22 weeks pregnant because my husband had one coworker last year whose wife had triplets and another who had diverticulitis.  Strange cause and effect there, but that's essentially the truth.  The company only has about 30 employees in the insurance pool, and our insurer was planning to raise rates by 20%.  My midwife won't take the new insurance that the company selected and I couldn't find a midwife in town who will, so I had to switch to an OB.  I know that in the big scheme of things it's not that big of a deal, but I have been very stressed out by being forced to make the change and I cry every time I think about it.

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