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View Diary: A Conversation w/ My Rich, Republican Father (226 comments)

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  •  BBQ, your argument is spot-on (6+ / 0-)

    I think means testing is unfair.  My husband and I are by no means rich--heck, we're not even "comfortably off."  I realized this when I received  a book from our local newspaper's financial columnist about asset allocation.  It began, "If your portfolio is less than $250,000," don't even bother with asset allocation.  OK, ours is quite a bit less than that.

    We have what we have because we saved and saved  once the boys were finished with college and earning their own livings.  We don't eat out (except once in a blue moon at Subway or Anita's), we see two movies a year--if that--and so on and so on.  But by comparison with people who are so badly paid they can't save, and spendaholics who think plastic is real money, we're okay financially.  So why should we have lower Social Security benefits than people who couldn't or wouldn't save?

    They have means testing in Australia (which apart from that is a good country to live in), and I think it's very unfair to my sister- and brother-in-law, who are like us and don't spend money foolishly. It makes one wonder "Why bother, if I'm going to be unrewarded for doing the prudent thing?"

    "Religion is what keeps the poor from murdering the rich."--Napoleon

    by Diana in NoVa on Tue Jan 31, 2012 at 07:16:54 AM PST

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