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View Diary: Bwahahahahahaha! American Airlines and Bain Capital. (282 comments)

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  •  Look I understand what you are saying (0+ / 0-)

    in fact, I do exactly what you talk about, but I also know from trying to help others that it is much more than they can handle (or want to handle).

    Let's be serious, the average American can't even manage their day-to-day expenses let alone dealing with retirement.

    The other problem that I haven't mentioned is that 401K's allow folks to choose not to invest in them whereas pensions were usually provided without a decision.

    I sympathize with what you are saying but I also know that 401K's have really not been good for the majority of Americans.

    •  Honestly, (0+ / 0-)

      I have very little patience for people who can't handle really basic concepts. I feel no moral obligation to do anything for people who are struggling because they can't grasp very simple concepts. The capacity for intelligent thought will evolve and devolve in humans. If we want a prosperous future those with devolving intelligence should be free to get themselves into situations where they don't have the resources to reproduce. We shouldn't enable them.

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