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View Diary: My Daughter and the ACA: Why We Still Need Single Payer (32 comments)

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  •  but apparently there won't be a wait (3+ / 0-)
    Recommended by:
    Shockwave, ladybug53, lonespark

    to return to an individual plan -- probably not the same one, though, and with who knows which doctors -- if her employer's plan becomes unavailable.

    Thanks for pointing that out. But it's still absurd if not risky that she has to completely change health care providers to benefit from the AHA going into effect, as long as her employer offers coverage.

    •  Please read what Clem said again. (1+ / 0-)
      Recommended by:
      lonespark

      When the ACA completely kicks in in 2014, your daughter can keep whatever insurance she has. And it will be her policy, not attached to an employer. The only difficulty she will have is if she moves to another state. But, in that case, she wouldn't have the same doctors or facilities anyway.

      Your left is my right---Mort Sahl

      by HappyinNM on Thu Oct 04, 2012 at 03:07:55 AM PDT

      [ Parent ]

      •  yes she can keep it, but she will get no subsidy (2+ / 0-)
        Recommended by:
        lonespark, HappyinNM

        if she keeps it. My point is that under the ACA her only option for financial relief is to sign up for employer's plan.

        •  and to be clear, in case the diary wasn't (1+ / 0-)
          Recommended by:
          HappyinNM

          my daughter would qualify for a subsidy if access to other avenues for coverage (eg Medicaid, employer-sponsored health plan) weren't an exclusion. If her employer offered no health plan, she could keep all her doctors and her cancer care center, etc, while getting a tax credit (subsidy) for a substantial portion of the cost of her current insurance.

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