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View Diary: My Car Insurance Company Tried to Screw Me Post-Sandy. I Beat Them. (104 comments)

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  •  If you are eligible for USAA, (14+ / 0-)

    it's the only company to use.

    You are eligible if you are current or former military, if your parent is current or former military, or if your parent has a USAA policy.  

    Every other insurance company I've used has tried to screw me one way or another.  USAA has been on my side in every situation.  They make money by enrolling customers who are a bit more responsible than the general public, and by creating an atmosphere of mutual trust.  

    I could go on.

    We also use USAA Federal Savings Bank, which everyone is eligible for.  Also at  Again, they take care of you in every possible way, and are rewarded with loyal customers.  I've been to the bank in San Antonio once.  Everything else is handled by phone, internet and ATM.  They reimburse for up to 5 ATM fees per month.  You can deposit checks with a scanner or a cel phone.  For overdraft protection, they just pull some money out of our Visa card, no fees or penalties.  Etc.

    No connection other than satisfied customer.

    •  They are quite good... (3+ / 0-)
      Recommended by:
      freelunch, Tonedevil, Philpm

      ...but man, when I got a DUI in '04, they dropped my ass so fast it almost broke the sound barrier! It took about 6 years for them to take me back as a customer.
      But now I'm back, lesson learned and am quite happy.

      "What would men be without women? Scarce, sir, mighty scarce." -Mark Twain

      by jared the bassplayer on Mon Dec 03, 2012 at 05:54:23 PM PST

      [ Parent ]

    •  More proof that capitalists are unnecessary (2+ / 0-)
      Recommended by:
      Tonedevil, a2nite

      Capitalism does not require that there be a Mr. Potter to screw us.

      The GOP is the party of mammon. They mock what Jesus taught.

      by freelunch on Mon Dec 03, 2012 at 05:56:26 PM PST

      [ Parent ]

    •  You can also get USAA coverage (5+ / 0-)

      if you are married to someone eligible OR if you are the domestic partner of someone eligible.

      Elgibility used to be limited to officers and their familes including their adult children.  More recently, enlisted personnel are eligible.

      •  And if you get USAA through your spouse (0+ / 0-)

        you can hold onto it even if the two of you get divorced.

        I used to be married to an Air Force brat, which made me eligible for USAA insurance. I am never letting go.

        "The great lie of democracy, its essential paradox, is that democracy is the first to be sacrificed when its security is at risk. Every state is totalitarian at heart; there are no ends to the cruelty it will go to to protect itself." -- Ian McDonald

        by Geenius at Wrok on Tue Dec 04, 2012 at 05:03:26 AM PST

        [ Parent ]

    •  I second that whole-heartedly! (4+ / 0-)

      I got hit (by a friend, in their driveway, no argument about whose fault, etc), but I called USAA to "check in" (I'm a young whippersnapper, and this was my first insurance situation) and they said "Go get it repaired at this shop, give us the other party's insurance and we'll worry about getting reimbursed." They're so firmly on my side it's awesome :-) And the shop they recommended was fantastic.

      And don't get me started on their bank accounts.  I LOVE them.  

    •  The only person in the military I'm related (0+ / 0-)

      to is my grandfather who died in 1980, 6 years before I was born. Would I be eligible for USAA? How would I even prove eligibility?

      "How come when it’s us, it’s an abortion, and when it’s a chicken, it’s an omelette?" - George Carlin

      by yg17 on Tue Dec 04, 2012 at 04:30:11 AM PST

      [ Parent ]

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