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View Diary: Liability Insurance for Guns (361 comments)

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  •  Hello? We humans have not (1+ / 0-)
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    happy camper

    come up with any such test to accurately measure mental health status. Especially when it is supposed to be predictive of future behavior. If there were a simple way of determining who is going to be a killer and who is not, we could just pass a law that those that fail the "test" don't get guns. But there is no test!

    •  It's just arithmetic (3+ / 0-)

      Out of X gun owners of the Y model of firearm, there will be Z directly related homicides.  Insurance companies do this every day for life and auto insurance, looking for risk factors.  You're acting as if the insurance companies are required to eliminate every individual potential gun crazy.  That's. not how insurance works.  They just have to spot the trends, which they excel at.

      It's their basic business model.

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