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View Diary: Liability Insurance for Guns (361 comments)

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  •  It's just arithmetic (3+ / 0-)

    Out of X gun owners of the Y model of firearm, there will be Z directly related homicides.  Insurance companies do this every day for life and auto insurance, looking for risk factors.  You're acting as if the insurance companies are required to eliminate every individual potential gun crazy.  That's. not how insurance works.  They just have to spot the trends, which they excel at.

    It's their basic business model.

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