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  •  We all make choices. My kids went from (19+ / 0-)

    public schools (K-12) to the Ivy League. There are lots of good public schools out there. I know a number of parents in our area who spent a fortune on private schools. I chose to save my money for college.

    These choices are far different that choices poor people have to make between paying rant, paying the utility bills, and food.

    •  Exactly (3+ / 0-)
      Recommended by:
      blue jersey mom, JohnnySacks, sidnora

      We chose to move to a smaller community with excellent schools - and were well pleased with the education our kids received.  We do both have a bit of a commute to work each day, but it was well worth it.

      Again, the working poor may have nothing but encouragement to offer their children when it comes to college planning.

      The truth always matters.

      by texasmom on Mon Dec 31, 2012 at 10:52:04 AM PST

      [ Parent ]

      •  And With $250k, Money to Spare (1+ / 0-)
        Recommended by:
        texasmom

        The mortgage sucks, but you can always move after they get out of school.  We're just about ready to ourselves because the cost-benefit of the property taxes is gone now that I'm not in the school system and the town spends like a drunken sailor on public safety and school building taj-mahals, neither which makes us safer or provides a better education.

        •  We are pretty lucky (3+ / 0-)
          Recommended by:
          blue jersey mom, sidnora, JohnnySacks

          We bought well below our qualification and paid additional principal for years so were able to pay off our mortgage early, before #2 child graduated from college.

          We are actually working to help pass a school bond package in 2013 - so our property taxes will increase a good bit. Most of it will go to replacing antiquated HVAC systems, increasing building security and adding modern science facilities at every level.   The renovations are well past due and without the draw of a great education, our little town would die. We ARE lucky - we love it here.

          The truth always matters.

          by texasmom on Mon Dec 31, 2012 at 11:51:06 AM PST

          [ Parent ]

          •  Lucky? Hardly - More Like Smart (3+ / 0-)
            Recommended by:
            texasmom, CharlieHipHop, NYCee

            Whatever happened to the guiding principle our depression era grandparents passed down?  The one where owing someone money is bad... very bad because they own you.

            Yes, a house costs.. big time.  But when the shit hits the fan and one of the partners loses a job, can you float it on one income?

            Going for that last re-fi now... sorry broker, we won't be adding closing costs on that principle - we're been watching it slooooowly decrease for too many years.  And we're not starting over at the 30 year mark either, half way through now so it's 15 or nothing with a rate that should be half current.  With property taxes doubling every decade, we'll be lucky to be able to live here, but that deed will be in our name.

            I WISH we had $250k income, taxes be damned!  The pile of sticks could use some work.

      •  another alternative (3+ / 0-)
        Recommended by:
        texasmom, blue jersey mom, NYCee

        is my community's high level of parent involvement in our neighborhood schools. Even in a big-city public school system such as ours, it's possible to get your kids a good education with more effort, but a lot less money, than private schools.

        "The only thing we have to fear is fear itself."........ "The test of our progress is not whether we add more to the abundance of those who have much; it is whether we provide enough for those who have too little." (yeah, same guy.)

        by sidnora on Mon Dec 31, 2012 at 01:11:14 PM PST

        [ Parent ]

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