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View Diary: New Obamacare rules make insurance coverage more transparent (22 comments)

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  •  This is a decent start, but (1+ / 0-)
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    sc kitty

    we really need to also make it easier for people to figure out how much medical procedures or exams are going to cost before undergoing them. For anyone who has a deductible or a percentage coinsurance, including Medicare beneficiaries, it's important to be able to know what a doctor's visit or especially a hospital procedure is going to cost, yet it's often difficult if not impossible to get that information beforehand.

    I had to go to the hospital last summer to get stitches when I fell off my bike. The doctor wanted to take an x-ray of my arm but said I had to undergo a urine test first to make sure I wasn't pregnant. I told her that I had broken up with my boyfriend 4 months earlier and hadn't been with anyone since and had just had my period, so I couldn't possibly be pregnant. She said it was standard procedure. I said that my insurance had cost-sharing on a percentage basis and I didn't want to pay for a test I didn't need. She couldn't tell me how much the test would cost or even whether there would be any extra cost for it (she thought the visit might have a flat fee). Finally she relented and did the x-ray without the urine test, but it was ridiculous how many hoops I had to jump through and how she couldn't tell me what it would cost.

    I can't tell you how many times I have gotten unexpected bills despite diligent efforts to ascertain costs ahead of time. Doctors don't think twice about ordering a million tests without any regard to how much it will cost the patient (usually when you ask they don't even know).

    •  we need a Sen Monroney: (0+ / 0-)
      ... in 1958, when US senator Mike Monroney of Oklahoma shepherded a bill through Congress requiring that official pricing information be glued to the window of every new automobile sold in the US. ....If there is ever an industry in need of a Senator Monroney today, it is health care, ...Patients need to have data, including costs and their own medical histories, liberated and made freely available for thorough analysis good-faith effort at making prices clear and setting market forces to work. ... But what they’ll need is transparency in treatment, cost, and institutions—in other words, a digital sticker. Getting that transparency has to be Job One.
      http://www.wired.com/...

      Faux News ruined my state

      by sc kitty on Wed Jan 09, 2013 at 09:01:17 PM PST

      [ Parent ]

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