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View Diary: Data Grab? Experian now controls web access to Social Security Admin (322 comments)

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  •  That one's less scary than it sounds (3+ / 0-)
    Recommended by:
    shenderson, DRo, Ignacio Magaloni

    The non-FCRA report would likely just exclude information that the statute doesn't allow to be disseminated.  So, if I'm Visa and you want a credit card from me, I'm within a "permissible purpose."  If I'm just interested in some information about you, there are some data I'm not allowed to access.

    Don't get me wrong -- the data collection and reporting are generally pretty scary and I'm 100 percent opposed to our SS information being handed over to a private party.  I just wanted to clarify the one point about the FCRA, especially since it's in the diary now, too.

    •  Do you think the clerks (2+ / 0-)
      Recommended by:
      VetGrl, JesseCW

      who have access never hit the wrong key? Or send it to the wrong party?

      Be the change you want to see in the world. -Gandhi

      by DRo on Wed Jan 23, 2013 at 09:09:00 AM PST

      [ Parent ]

      •  That's a different question (0+ / 0-)

        My comment was merely to clarify the reason for the two categories of report, i.e., FCRA and non-FCRA.  

        Nevertheless, to your question: the FCRA does have a damages provision if the reporting agency discloses information in violation of the statute.  I'm too out of touch with the case law to comment on the specific factual scenario you mentioned.  What I recall is that a clerk's error wouldn't provide a defense to the violation.

        •  The problem with (1+ / 0-)
          Recommended by:

          data  errors is that the victim often does not know about the error. This precludes taking any action to correct errors and in the case of compromised data and identity theft any damage provision is a joke.  How is the victim to prove who is the culprit? To further complicate this are the many web sites that gather and make continuous copies, rebroadcast and republish it in different forms all the time.  Once an error is out there it snowballs.  Who started it? You can't prove a thing.

          Be the change you want to see in the world. -Gandhi

          by DRo on Wed Jan 23, 2013 at 09:46:24 AM PST

          [ Parent ]

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