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View Diary: Data Grab? Experian now controls web access to Social Security Admin (322 comments)

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    So the problem is not that Experian authenticates people who it should not (unless someone can somehow guess the inaccurate data they maintain), but that it falis to authenticate people it should. In other words, SSA by accepting Experian's verification is keeping some data private (from the person who record it is) when it should not.

    In this case you can go directly to SSA and they will authenticate you in person. No need to go through Experian at all. In fact you can do that directly and never bother with Experian in the first place. Is that a pain? Yes. Of course a few years ago you still had to go to an office in person to file for benefits. You still have to go in person to get a replace SS card

    The alternative is that SSA simply authenticates you online using the information they have. and the real-time response capability they have. Their concern in this case however is that they will in fact authenticate some people who they should not. (Once you log in they offer you the choice to use an additional layer of security, each time you login in they text you a code, and you have to enter it). And that they will reap the negative repercussions of that. Of course it is true that someone could spoof the Experian screen, but SSA thinks it is harder to do that.

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