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View Diary: Obama administration issues rules for individual mandate, America continues to exist (94 comments)

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    Odysseus, Willa Rogers

    as for it being the law, that's not a good answer in a discussion of the value of that being the law.

    Further, even with the medical loss ratio, it's still a large % going into private pockets (and the return is a lot less than something like Medicare).

    And that's if the medical loss ratio holds - which it won't (it often hasn't in places where it was already law, such as California). There is a provision for insurance companies to request exemption from it in the ACA, and it comes down to one executive brance person (a position created by the ACA, but I forget the title of the position) to say yes or no. There's a good chance of regulatory capture.

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