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View Diary: Need your help Kossacks! - Know CA insurance law? (9 comments)

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  •  call your state insurance commissioner and (5+ / 0-)

    complain; it appears she may have been "slammed" into a Medicare+ program or an HMO.  Call Medicare and determine if she is still covered as joining a Medicare+ HMO means you have opted out of Medicare and are now under the HMO's rules, not CMS' s rules.

    I strongly suspect she was slammed as MC+ programs here paid a kickback to pharmacists to sign up pts for the program and created all sorts of a mess when elderly pts could not understand that they were opting out of traditional  MC.  BC may have moved her to a MC+ HMO unilaterally  

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