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View Diary: Human Lives Lose To Bean Counters: High Risk Pools Closed to New Applicants (117 comments)

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  •  I am not surprised as high risk pools have (17+ / 0-)

    been de facto closed for years, i.e. open to new applicants but priced out of reach of most.  In my case 4 years ago I was quoted a premium of $2200/month for a high deductible high copay policy

    •  That's insane (12+ / 0-)

      Other than the very rich, no one should have to pay such a ridiculously high premium no matter what their health condition or age because no on other than the very rich can afford it. It's POOLED, not assigned risk.

      "Liberty without virtue would be no blessing to us" - Benjamin Rush, 1777

      by kovie on Sat Feb 16, 2013 at 09:09:24 AM PST

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      •  the accounts manager I talked to when I (6+ / 0-)

        climbed the phone ladder of accountability told me the problem was as a high risk pool, there are not enough healthy people to offset the very sick policy holders and government subsidies only reduced the premiums by 50%.
        So it is a shell game since the program is underfunded on purpose it seems

        •  ACA is a sham (9+ / 0-)

          and a lot of the people who promote it are shills. I could be banned for taking this further but I think you know what I mean and I'm guessing you agree.

          "Liberty without virtue would be no blessing to us" - Benjamin Rush, 1777

          by kovie on Sat Feb 16, 2013 at 09:29:07 AM PST

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          •  As it began, it was good (3+ / 0-)
            Recommended by:
            lostinamerica, kovie, Hastur

            All the changes made later on behalf of the health care industry and their lobbyists weakened it severely.

            Democratic Leaders must be very clear they stand with the working class of our country. Democrats must hold the line in demanding that deficit reduction is done fairly -- not on the backs of the elderly, the sick, children and the poor.

            by Betty Pinson on Sat Feb 16, 2013 at 09:55:42 AM PST

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            •  It began as a promise, a knowingly dishonest one (2+ / 0-)
              Recommended by:
              3goldens, duufus

              It ended up as a mostly toothless shell of a program that maybe did some good here and there. Which has now been further whittled down into yet another giveaway to industry without little in exchange for the public.

              I'm now realizing that Obama II is just Obama I with prettier progressive language. He probably figures he can fool enough of us long enough to get the rest of his neoliberal agenda in place as he plays his role in the next round of good neoliberal/bad neoliberal. It's all kabuki, and we're fools to fall for it.

              Watch how they work to undermine Warren and other progressives.

              "Liberty without virtue would be no blessing to us" - Benjamin Rush, 1777

              by kovie on Sat Feb 16, 2013 at 10:01:49 AM PST

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            •  The insurers got the cake and everybody else the (0+ / 0-)

              crumbs.  Important crumbs for sure, but crumbs nevertheless.

              The trouble with the world is that the stupid are cocksure and the intelligent are full of doubt. Bertrand Russell

              by accumbens on Sat Feb 16, 2013 at 07:25:10 PM PST

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          •  I totally agree with you!! (5+ / 0-)

            This legislation was never about health CARE. It was always about INSURANCE. Should insurance exist? Of course. But we should not be forced to buy it. If we can't have single payer. then just have people decide if they want to private insurance and not be taxed, or be taxed and use federal exhanges. How is that so hard? Would take a one page law, not the monstrosity of perks, hidden fees, taxes, giveaways and conflicting information that the ACA is.

            •  There are still many, even here (2+ / 0-)
              Recommended by:
              3goldens, duufus

              Who believe, or at least claim, that it was the best we could have gotten, and not what it actually was, what the leadership of both parties and the special interests who own them wanted. So long as we continue to believe in this nonsense, we are doomed to neoliberal hell.

              "Liberty without virtue would be no blessing to us" - Benjamin Rush, 1777

              by kovie on Sat Feb 16, 2013 at 10:11:19 AM PST

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              •  the problem is that we have no where else (1+ / 0-)
                Recommended by:
                Whatithink

                to look beyond our current leaders.  We are watching the TP deal with the same problem by creating a civil war within the GOP that is costing the GOP seats in Congress.
                We cannot afford a civil war in our ranks and recognize that but so do our leaders and they exploit it

                •  Then we have a decision to make... (0+ / 0-)

                  is the issue important enough to us to take the risk and speak loudly and vociferously against this monstrosity while trying to get something else implemented or do we pick a different battle but no risk of damaging the whole.

                •  I disagree (1+ / 0-)
                  Recommended by:
                  3goldens

                  The TP helped stage the biggest upset in US political history in generations in 2010. That it is now backfiring is due more to the insanity of its leaders and positions than to its insurgent strategy (which of course was astroturfed, yet another way in which a LW insurgency would differ from the TP movement).

                  We're not crazy (for the most part), and our positions actually make sense. We're just not politically effective--yet. Nor are we astroturfers. That was OFA and its staged progressive insurgency PR, which may have replaced the odious Bush regime but with one that is in many ways only marginally better--and in some ways worse. So I wouldn't count out an effective LW movement.

                  In fact I believe it's inevitable, or else we're doomed.

                  "Liberty without virtue would be no blessing to us" - Benjamin Rush, 1777

                  by kovie on Sat Feb 16, 2013 at 10:46:53 AM PST

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              •  Skepticism is good (0+ / 0-)

                But even as it was, it only just barely passed.

                Freedom isn't free. Patriots pay taxes.

                by Dogs are fuzzy on Sat Feb 16, 2013 at 02:49:03 PM PST

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              •  Since there was no attempt at all by Obama (1+ / 0-)
                Recommended by:
                MrJersey

                to even talk about single payer, and since he tossed the public option under the bus without so much as a "oh, by the way," we will never know whether or not it was the best we could get.  

                The trouble with the world is that the stupid are cocksure and the intelligent are full of doubt. Bertrand Russell

                by accumbens on Sat Feb 16, 2013 at 07:28:52 PM PST

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