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View Diary: I feel sorry for health insurance companies. Yes, I said that. Why? This Time report must be read. (228 comments)

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    My husband tripped on a stair and broke a bone in his foot.  I was out-of-town at the time.  Naturally, he went to the nearest hospital emergency room.  He gave them our insurance card, got x-rays and was told he needed surgery.  Because I was not home, they wanted him to spend the night in the hospital.  He returned hom the next day.  Then a week or two later, we got a bill for some $5,000 for that one night hospital stay.  "Why didn't you bill our insurance" we asked.  The answer, "Oh we don't accept your insurance for hospitalization."  Well, why didn't they tell us this before the hospital stay?  If we had known, he would have gone to a different hospital or simply refused to stay overnight.  Their answer:  "We can't do that."  We had to sign on to a payment plan and spent 10 months paying this off even though we had good insurance which would have covered this at another hospital.  Are we the only ones who have had this problem?  Has anyone else encountered this?

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