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View Diary: New Arkansas Medicaid waiver tests limits of Obamacare goals (58 comments)

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  •  Look for an HMO (1+ / 0-)
    Recommended by:
    annan

    I am on medicare year one.  I cannot tell you how confusing it is making a decision which plan..how much...etc.  You basically have to figure things out for yourself by asking questions to people standing in line in WalMart drug, your doctor's receptionist, your neighbor, etc.  There were agencies ready to help you but they are beyond overburdened and by the time they get back to you well, you've had to move on.

    Do most low income people or disabled have a home computer?  I don't know the answer.... I do know that the good plans do a lousy job of telling people they are good.

    I settled on an HMO available in my county.  I have a $10 copay and no deductible.  I use WalMart as pharmacy for generics as I don't want to pay another provider for drug coverage.... The only way you get screwed $$$ is if you require a non-generic drug.... Do your research on line in medicare site.... Do not think you are powerless or give up...press on.  Thank you dKos...now let's get some help to people...

    •  There's a difference (1+ / 0-)
      Recommended by:
      JesseCW

      between medicaid and medicare.

      •  Private Healthcare Insurance Database (0+ / 0-)

        I understand the difference between Medicare and Medicaid.  But most likely there will be a database
        where medicaid eligible recipients can go to for
        info............really how else do you think it will be organized?  Each participating state on their website surely will have a list of approved private insurance medicaid providers for people to choose from....and each will have a description and services listed and most likely a 5 star rating choice for reviews.  Pages and maybe pages on line of providers............

        Imagine the confusion.  I am just suggesting that if
        an HMO is listed or offered...and it has a $10 co-pay you will be much better off than doling out $ for a plan with deductible.  It just all depends on needs.  And if one has to go into hospital, emergency room, out-patient care, etc.

        And to boot there may be an option to change providers every year......  Maybe you have a better suggestion but I have done my homework.

        •  Are you going to cover the bus fare to the library (0+ / 0-)

          for those people so they can do their research?  Oh, and good luck even getting on those sites with the library's 5 year old computers as you know they will rely heavily on flash including h.264 video.

          You have watched Faux News, now lose 2d10 SAN.

          by Throw The Bums Out on Sun Mar 03, 2013 at 01:43:45 PM PST

          [ Parent ]

    •  "Giving up" is buying the "Private insurance can (3+ / 0-)

      handle this" line.

      Medicaid might have a different name in you State, like Badgercare or Medical, but it's for the extremely poor.

      Now, one of the very best things about the deeply flawed ACA was that it expanded access to Medicaid a little.  Instead of having to be below the poverty line, you can now make (I believe) about 140% of poverty.

      Also, single non-disabled people can now qualify.  They didn't used to qualify, no matter how poor or sick they were.

      Previously, under traditional Medicaid, this would mean all those people got insurance without co-pays.

      I've spent years serving people this poor.  They skip meals to make a 10 dollar co-pay.  That may not sound like a lot of money to you or I, but it's a hell of a lot to the destitute.

      income gains to the top 1% from 2009 to 2011 were 121% of all income increases. How did that happen? Incomes to the bottom 99% fell by 0.4%

      by JesseCW on Sun Mar 03, 2013 at 05:54:40 AM PST

      [ Parent ]

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