Skip to main content

View Diary: How to Deal with Collection Agencies, if you must (77 comments)

Comment Preferences

  •  When I was going through this 10 yrs ago, (4+ / 0-)
    Recommended by:
    jamesia, Nulwee, llywrch, Cassandra Waites

    I was able to get the calls to stop by promising to call them once a week , one the same day each week, to update them.  I finally was able to negotiate a settlement to pay them off, an amount considerably lower than was owed. It did affect my taxes that year in a small way but that was about it. Now my credit report is fine again.  But I found ignoring them only increased the phone calls and the tone of their calls was more harsh. And when I started out ignoring their calls, they started calling neighbors and friends. So I did not want them to be bothered.  I found out, at that time from a lawyer, they did have the right to call neighbors and relatives if they called these people at reasonable hours and if they did not disclose the reason for the calls.

    Fast Foward 10 years and I finally got them to stop calling me with messages for relatives from a collection agency..they gave me no info of course, but kept asking me to contact these people with their phone number.
    I finally started telling them I did not know who these people are..had no idea who they were..and they finally stopped calling.

    But be aware that they will contact neighbors and relatives if you ignore them for more than a few months...that has happened to me from both ends of this.  I am not sure if this is still legal but apparently it is ..depending on what they tell the relatives and neighbors they call.

    Follow PA Keystone Liberals on Twitter: @KeystoneLibs

    by wishingwell on Wed Mar 13, 2013 at 01:19:17 PM PDT

Subscribe or Donate to support Daily Kos.

Click here for the mobile view of the site