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View Diary: Republicans have no clue how people manage their budgets, Part II (94 comments)

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  •  Some of us don't have a choice (10+ / 0-)

    I ran up a credit card because I couldn't make ends meet without it. Luckily I didn't have that much to run it up. I also didn't have a choice on getting student loans. The cost of tuition has skyrocketed so much that I had no choice.

    Telling people to be frugal isn't going to solve these problems. That's exactly the problem with what the government is trying to do.

    •  Student loans specifically (11+ / 0-)

      It's a common sentiment whenever you talk about student loan debt to hear people say, "Back in my day, I worked part time and in the summers and paid for college myself!"  Well, good for you.  Since you went to school decades ago, though, tuition has FAR outpaced inflation. So, even though I ALSO worked part time through school and in the summer, I couldn't possibly afford the cost of tuition.  And that was just for undergrad!  Forget law school, when a) you're not supposed to work part time on the side, because you have no time for it, and b) it costs EVEN MORE.

      •  The worst of it is that the politicians (3+ / 0-)
        Recommended by:
        MPociask, peptabysmal, orlbucfan

        who are cutting funding to public universities went to school when it was either free or heavily subsidized. I can't tell you how much some of these people piss me off. We have a funding problem with schools, that's why tuition is so high. Well, that and the fact that they've added a whole new class of corporate style administrators so they can be "competitive" in the "market". Ugh. If I had started school when I graduated my student loans would be abut 3 times what they are now. It's absurd.

      •  Ugh.... (3+ / 0-)
        Recommended by:
        MPociask, AoT, howarddream

        for years I heard this from my dad: "Don't get student loans...I don't want you to have to pay them off for years like I did!"

        Thing is, students loans can be an excellent investment depending on what you plan to do.

        In my case, I didn't take a dime in student loan money (that was over 20 years ago, when I got scholarships, lived at home, and worked through an in-state school that cost about $4K in tuition) for my undergrad.  I took it all for grad work (both MA and JD), but I knew I could afford it, even working as a government attorney.  Graduated from law school a little over ten years ago, and again, did the same thing as undergrad: got scholarships, went in-state for best possible deal I could, and worked.  But I also took the loans.

        Frankly? I'm not sure students can do that as much anymore, as the costs have gone nutty.  I'm scared to death about my 1 year old's college costs 17 years for now...I'm praying she'll want to go to a good state school like I did, and her mother did.

        Cake or DEATH? Oh, I'll have cake, please.

        by wmtriallawyer on Thu Mar 21, 2013 at 11:13:20 AM PDT

        [ Parent ]

    •  ever try doing without unecessary things (0+ / 0-)

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