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View Diary: Obamacare Application, Unveiled Today, Full of Win (202 comments)

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  •  That hasn't been my experience (22+ / 0-)

    I'm 67 my wife will be 65 on May 3. We did go to a free clinic first that referred us to a hospital for CAT Scans and XRays which the Hospital covered under Free Care. The Initial bills for the Emergency Room, surgery, and recovery were covered under Free Care (Charity Care).

    Rather than poor people being charged obscene amounts, Hospitals pass the obscene amounts on to Medicare which passes them on to insurance companies who are subsidized to pick up the Free Care.

    Obama is now proposing to cut the subsidies since the Affordable Care Act in providing the 50 million new customers makes it more than adequately profitable for the insurance companies to write it off.

    We are now enrolled in SSI, Medicare and Maine Care aka Medicare, plus I have the VA. Her radiation and chemo treatments are covered by Medicare first and then by Maine Care. The Hospital administered the coverage using social workers to facilitate grants from cancer funds to pay for the chemo. Medicare A reimburses the Hospital costs. Medicare B reimburses the treatment costs, we don't have Medicare C. Medicare D is picked up by Maine Care with a $10 co-pay for a medication that costs thousands and generic drugs at $2.65.

    Live Free or Die --- Investigate, Incarcerate

    by rktect on Wed May 01, 2013 at 12:53:15 AM PDT

    [ Parent ]

    •  60% of all bankruptcies in the US are medical (2+ / 0-)
      Recommended by:
      praenomen, rktect


      For people who are not on Medicare, their healthcare expenses are 400 times what you pay. For no rhyme or reason. It's that "chargemaster" which the hospital financial offices use to bilk people out of money.

      And, if you can't pay, you do NOT get chemo. It's that simple. For the majority of people.

      A society grows great when old men plant trees in whose shade they know they shall never sit.

      by bronte17 on Wed May 01, 2013 at 08:59:53 AM PDT

      [ Parent ]

      •  Thanks to the healthcare reforms in Obamacare (1+ / 0-)
        Recommended by:

        it isn't going to be like that anymore.

        Live Free or Die --- Investigate, Incarcerate

        by rktect on Wed May 01, 2013 at 03:33:11 PM PDT

        [ Parent ]

        •  well... there is a lot of trepidation out there (1+ / 0-)
          Recommended by:

          from most of the players in our healthcare system.

          My two cents would say that poor people will get basic services that focuses on altering to a wellness lifestyle more than focusing on disease (not that it is a bad thing to do that).

          But, for those who already suffer horrible ill health from poor choices or simply poor environment, it will be too little too late.

          We're going to hand out bandaids for a long time to come. Health clinics just aren't going to cut it for many sick people. And a Harvard study has published the findings that back it up.

          And, many states have passed those damn "freedom of conscience" clauses that allow doctors and nurses and pharmacists to opt out of treating an ill person if that person "offends" some offset of their religious persecution complex.

          There are a lot of outs for providers to not treat folks if they don't feel like it.

          This country is totally dysfunctional.

          A society grows great when old men plant trees in whose shade they know they shall never sit.

          by bronte17 on Wed May 01, 2013 at 07:50:40 PM PDT

          [ Parent ]

          •  I'm poor and the services I get are comprehensive (1+ / 0-)
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            My wife is receiving her hospitalization, radiation, chemo therapy and surgery free of charge, my VA care has included an operation on my gall bladder which included an ambilance ride to a hospital out of state and a weeks stay there in intensive care, regular CAT scans, X-Rays, colonoscopies, phlebotomy, gastro enterology, 2 annual checkups, optometry to include free glasses, audiology to include free hearing aids, a liver biopsy, schedule D drugs for $2.65, and schedule B drugs with a $10 co-pay. I'm leaving off a lot of stuff because the list is really long but we get phone calls from people working to keep us healthy almost on a daily basis.

            The Primary Care that you are talking about coming from Free Clinics, Free Care at hospitals, CHC's SSI disability, Medicaid and non governmental programs to include philanthropies and volunteers, vaccinations against flu and communicable diseases generally, diagnostics and treatment for chronic illness such as heart disease and diabetes has been around for forty years.

            Live Free or Die --- Investigate, Incarcerate

            by rktect on Thu May 02, 2013 at 03:17:25 AM PDT

            [ Parent ]

            •  They have been around for decades (0+ / 0-)

              yet for a supposedly "first world" nation, we have a horribly inefficient healthcare system that excludes tens of millions while it's simultaneously more expensive than any other in the world (we spend more than the other top 10 nations COMBINED).

              And a lot of that has more to do with churning the system to create superfluous layers and then skimming that cream off the top by too many middlemen while the actual healthcare delivery is suppressed or denied for millions.

              A society grows great when old men plant trees in whose shade they know they shall never sit.

              by bronte17 on Thu May 02, 2013 at 06:10:13 AM PDT

              [ Parent ]

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