Skip to main content

View Diary: Millions likely to be denied Medicaid as states dither (78 comments)

Comment Preferences

  •  As I understand it... (3+ / 0-)
    Recommended by:
    wishingwell, CroneWit, Mokurai

    ...in order to qualify for subsidies in the insurance exchanges, your income must be between 100% and 400% of the poverty level.  That amount was $11,344 per year in 2010, probably a few percent higher now.

    Note that Indiana's non-participation in the Medicaid expansion does not disqualify you from enrolling in the state exchange that will be set up by the federl government for Indiana.

    Political Compass: -6.75, -3.08

    by TexasTom on Sat May 04, 2013 at 02:19:43 PM PDT

    [ Parent ]

    •  Oh, and I should add... (1+ / 0-)
      Recommended by:
      CroneWit

      There are no asset tests required to qualify for the subsidies on the insurance exchanges.   As long as you fall between 100% and 400% of poverty level, your assets (or lack there of) will not affect your ability to receive subsidies.

      Political Compass: -6.75, -3.08

      by TexasTom on Sat May 04, 2013 at 02:21:15 PM PDT

      [ Parent ]

      •  So you are saying (0+ / 0-)

        that if my 4-person family has an income of $23,550 or less, we will qualify for insurance under a Federal exchange even if we live in one of the idiot states (FL) not doing the Medicaid expansion? If the Federal government decides to set up an exchange here?

        •  Not quite (0+ / 0-)

          That $23,550 would be the lower cutoff (give or take a few dollars) for the family of four to qualify for subsidized insurance on the exchange.  Remember that the lower cutoff is the poverty level -- the expectation was that anyone below that amount would be covered by the Medicaid expansion.

          Political Compass: -6.75, -3.08

          by TexasTom on Sat May 04, 2013 at 09:16:57 PM PDT

          [ Parent ]

          •  So the answer is no. (0+ / 0-)

            If I fall in that income category below $23550, we get nothing. Even if the Federal government sets up an exchange. Correct?

            •  Correct, depending on family size (0+ / 0-)

              The lower cutoff is the poverty line, which varies by family size.  Below that, nothing -- except for people who are in states that accept the Medicaid expansion.  Unfortunately, that's not the case in either your state (Indiana) or mine (Texas).

              The problem is that the Supreme Court blew a big hole in the ACA when they made the Medicaid expansion voluntary at the state level.

              Political Compass: -6.75, -3.08

              by TexasTom on Sun May 05, 2013 at 09:06:30 AM PDT

              [ Parent ]

      •  Thanks TexasTom. Links? (0+ / 0-)

        Thanks, TT.  Your first comment answered my question:

        Indiana's non-participation in the Medicaid expansion does not disqualify you from enrolling in the state exchange that will be set up by the federl government for Indiana.
        and
        no asset tests required to qualify for the subsidies on the insurance exchanges.
        Asset tests -- at least less restrictive ones than IN's -- don't worry me too much.  I'll be under $8600/year.

        Would you happen to have a link or two for the source of your statements?  Thanks.

Subscribe or Donate to support Daily Kos.

Click here for the mobile view of the site