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    Massachusetts Medical Banruptcy

    BACKGROUND: Massachusetts’ recent health reform has decreased the number of uninsured, but no study has examined medical bankruptcy rates before and after the reform was implemented.
    METHODS: In 2009, we surveyed 199 Massachusetts bankruptcy filers regarding medical antecedents of their financial collapse using the same questions as in a 2007 survey of 2314 debtors nationwide, including 44 in Massachusetts. We designated bankruptcies as “medical” based on debtors’ stated reasons for filing, income loss due to illness, and the magnitude of their medical debts.
    RESULTS: In 2009, illness and medical bills contributed to 52.9% of Massachusetts bankruptcies, versus 59.3% of the bankruptcies in the state in 2007 (P

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