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View Diary: New government data shows how messed up health care pricing is (62 comments)

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  •  health insurance (22+ / 0-)

    is more like a protection racket than even a business, and it's relationship to the actual health care that people receive is even more tenuous.

    Words can sometimes, in moments of grace, attain the quality of deeds. --Elie Wiesel

    by a gilas girl on Wed May 08, 2013 at 03:46:35 PM PDT

    •  Health Insurance (1+ / 0-)
      Recommended by:

      I've mostly been self-employed all my life, sometimes insured, sometimes not. I was uninsured from about 2001 until I turned 65 in 2005 and went on Medicare.

      When my Cobra expired in 2001 I sat down and made a conscious decision that went like this.

      I'm betting everything I have in my retirement account that I'll stay healthy or at least be able to pay for my care until Medicare kicks in. I'm not going to buy individual medical insurance.
      I won my bet, but I knew I was all in.

      I suddenly started a blog.

      by JG in MD on Wed May 08, 2013 at 07:59:18 PM PDT

      [ Parent ]

      •  A lot of people (2+ / 0-)
        Recommended by:
        Creosote, JG in MD

        1)  Don't have that luck - things happen that are out of our control - cancer, auto accidents, a slip on the bathroom floor; or

         2)  Are already too ill or have a chronic condition or need regular expensive medication, etc, and cannot ever make that bet to begin with.

        You're a very lucky person.

        It is a national shame that millions of people aren't cared for and/or cared for very poorly by this sham of a "health care" system which is really just an insurance racket and for-profit pillaging.

        People across Europe (and elsewhere) are appalled when they learn that people go bankrupt for medical conditions in the USA.  We have the worst healthcare system in the developed world.

        "The law is meant to be my servant and not my master, still less my torturer and my murderer." -- James Baldwin. July 11, 1966.

        by YucatanMan on Wed May 08, 2013 at 08:55:55 PM PDT

        [ Parent ]

      •  I did the same thing. (1+ / 0-)
        Recommended by:
        JG in MD

        Had some initially relatively inexpensive insurance for the self-empoyed for a few years in the mid-nineties, then with the Net was able to check out the Texas-based company and learn how spotty and sharp-practice-like other insureds had found the company to be and dropped it.

        Thank heavens we have been fortunate.

      •  You pay your premiums every month and (3+ / 0-)
        Recommended by:
        JerryNA, mrsgoo, eps62

        then the insurance company fucks you around for 18 months after your doctor recommends a biopsy, sending you to specialist after specialist as a stalling tactic.

        By the time it's finally authorized, the shits' metastasized.  Oh, and you've been sick for so long you're on disability and just about to land on Medicaid, and which point the taxpayer picks up all the radiation and chemo.

        This model hasn't been changed a bit.

        The real "gamble" is whether you'll get the care you need even if you pay the beasts who have now been even further empowered to profit from misery.

        Wash. Judge Tells Cops To Return Man’s Marijuana Or Be Found In Contempt

        by JesseCW on Sat May 11, 2013 at 06:18:51 PM PDT

        [ Parent ]

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