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View Diary: New government data shows how messed up health care pricing is (62 comments)

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  •  Recent family experience with acute medical care (5+ / 0-)
    Recommended by:
    nchristine, FG, JerryNA, Creosote, Barton Funk

    and its costs has given me a personal insight into how crazy this system can be. Facilities and providers overcharge, insurers agree to pay only part of it, some back room negotiation takes place, and they settle on a price that works for both. Most of the EOBs haven't come in yet so I don't yet know what our costs will be, but obvious what you see isn't what you get, or pay. This is medieval trade bazaar price negotiation in a 21st century industry. Perhaps it actually make sense to insiders, but it just seems bizarre to me.

    Also, NEVER accept what any of these parties insist is the final, set in stone, non-negotiatable word. It almost never is. They're just hoping you believe it is and accept their terms. You're as much in on these negotiations as they are. Stand your ground and make them work for you too. You won't always get what you want, but you'll probably get better terms than initially offered. The "sucker" factor is part of how they make their money. Don't be one.

    "Liberty without virtue would be no blessing to us" - Benjamin Rush, 1777

    by kovie on Wed May 08, 2013 at 06:39:38 PM PDT

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