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View Diary: Bogus study tries to scare 'Young Invincibles' away from Obamacare (48 comments)

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  •  The bronze plan is close to catostrophic coverage (2+ / 0-)
    Recommended by:
    Kentucky DeanDemocrat, Tonedevil

    The cheapest plans have deductibles of $2000 and it only covers 60% of the costs after that until you reach your out of pocket max at around $6500.

    With subsidies, the plans can costs nothing depending on their income level.

    There is some more comprehensive coverage added onto it, but young people use some of the benefits like free birth control, preventative care and prescription drug coverage.

    •  One Example: Oregon Silver Plan (1+ / 0-)
      Recommended by:
      Tonedevil

      Premiums will vary from state to state.  States running their own exchanges generally will offer better coverage and premiums.

      But just looking at Oregon (where I am) gives you a feel for Hogberg's example of a single, 22-year old woman who earns $18,100 a year. Using Cover Oregon's calculator for a silver plan, she would have a total premium of $281 a month, of which she would pay only $66 a month. The rest (77 percent) is covered by subsidies.

      One emergency room visit, one expensive prescription or even one pricey test could make her insurance pay for itself.  That is, her investment could pay off just for routine care.

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