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View Diary: Laid off workers will have alternative to expensive COBRA coverage (46 comments)

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  •  Correct. (1+ / 0-)
    Recommended by:
    War on Error

    Cost of actual healthcare depends on the insurance plan paid for.

    "Lone catch of the moon, the roots of the sigh of an idea there will be the outcome may be why?"--from a spam diary entitled "The Vast World."

    by bryduck on Tue Sep 17, 2013 at 04:47:16 PM PDT

    [ Parent ]

    •  The affordable Silver plans (1+ / 0-)
      Recommended by:
      bryduck

      require an addition 30% co-insurance payment.

      I am hoping that the cap is $8,000 out of pocket per year.

      If this family has a major event, it will still bankrupt them.

      It's difficult to be happy knowing so many suffer. We must unite.

      by War on Error on Tue Sep 17, 2013 at 04:57:22 PM PDT

      [ Parent ]

      •  Oh, don't get me wrong, (2+ / 0-)
        Recommended by:
        War on Error, Kickemout

        I still realize this comes far from being anywhere close to wonderful. $8K (which is probably high for a silver cap, I think, but I have not checked) and a cure, though, ain't $80K or $800K, neither of which are entirely out of the range of the possible for the uninsured who "choose" to get medical help for something major.

        "Lone catch of the moon, the roots of the sigh of an idea there will be the outcome may be why?"--from a spam diary entitled "The Vast World."

        by bryduck on Tue Sep 17, 2013 at 05:03:47 PM PDT

        [ Parent ]

        •  It's non sustainable for a family on the Exchange (1+ / 0-)
          Recommended by:
          bryduck

          that has chronic medical conditions.

          They would be better off getting a low paying job, living like paupers, maybe divorcing, so the sick one could get Medicaid.

          I so ashamed of this country for it's horrible for profit health care system, with too few doctors, and laughable billing rates for service.

          America is a laughing stock in the eyes of the world on this issue.

          It's difficult to be happy knowing so many suffer. We must unite.

          by War on Error on Tue Sep 17, 2013 at 05:13:56 PM PDT

          [ Parent ]

          •  Absolutely correct yet again. (0+ / 0-)

            When I got cancer, my net salary was immediately reduced by my annual cap for 3 straight years. Nothing about that was fun, speaking strictly from the fiscal POV.
            USA! USA! USA!
            A family facing this, though, would probably want to invest in a Gold or Platinum Plan--obviously, if offered, and whichever plan runs the cheapest if one assumes the cap will be hit every year . . .

            "Lone catch of the moon, the roots of the sigh of an idea there will be the outcome may be why?"--from a spam diary entitled "The Vast World."

            by bryduck on Wed Sep 18, 2013 at 08:00:39 AM PDT

            [ Parent ]

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