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View Diary: Why is nobody talking about the OTHER Obamacare subsidy? (178 comments)

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  •  It has been discussed to the extent that most (1+ / 0-)
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    doinaheckuvanutjob

    of what Obama and the Dems have talked about was never exclusively about the uninsured.
    They stressed the uninsured and poorly insured but never mentioned a cap on what was available outside of those groups.

    Obama did mention several times that if you like your employer's plan you can keep it.  But that seems to infer that if you can find a better deal in the ACA you could switch to it.

    My assumption, based on what I have heard is that anybody can get on the ACA and depending on your circumstances you could get a subsidy.

    •  It depends on how much your employer's plan (0+ / 0-)

      costs, relative to your income.  If it costs more than 9.5% of your income, you can get a plan on the ACA exchange instead, if you want to.

      That's oversimplified, I'm sure.  For instance, I don't know if those awful "limited benefits plans" are still around.  They don't meet ACA requirements.  To me, they aren't real insurance.  So my guess would be that if those plans are still around, and that's all your employer offers, that you could get a plan on the ACA exchange instead.

      But that's just a guess.  All I can really say is, if you have a question about your own situation, call the number at healthcare.gov and ask.

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