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View Diary: Why is nobody talking about the OTHER Obamacare subsidy? (178 comments)

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  •  Yes. That's how I know (0+ / 0-)

    I'm not eligible for a subsidy, and the only plan that's less than $500 a month has a $6,350 deductible. There are plans for $5,000 deductible that cost over $500 a month, and of course once the deductible is met there's a 40% or 30% copay. for a deductible as low as $2,000, the premium starts hitting $800 a month or more--and this is for one person. Many plans don't include our doctor, many are HMOs with very limited networks and no payments for anything outside those networks. Of course, I do realize that it could be worse--given that insurers wanted a bigger multiplier for age, I suppose I should count myself lucky that the plan with the $6,350 deductible isn't $800 a month.

    One thing I did get through signing up on letter telling me I may be eligible for Medicaid, but since my state doesn't offer it, I'm exempt from the health insurance mandate. Obviously wrong, though who's to say I don't believe I'm exempt? It says so, on an official letter.

    At any rate, I have at least until March to sign up, and will probably wait. I'm not one of those young healthy individuals they want to sign up--but I'm not in need of healthcare services, so I'm not in a hurry.

    "All governments lie, but disaster lies in wait for countries whose officials smoke the same hashish they give out." --I.F. Stone

    by Alice in Florida on Mon Nov 25, 2013 at 08:00:45 PM PST

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