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View Diary: A Big Week for Kentucky's Insurance Exchange (30 comments)

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  •  Factor in the end stages too (0+ / 0-)

    People who are eligible for Medicaid sign up for Medicaid, and that's that.

    People who are buying insurance have a couple of additional steps that take some time: choosing the plan, perhaps from dozens of plans; and sending in their payment for the first month.

    They're not completely finished until the insurer gets the money.

    If the money isn't due until mid-Decembr for January 1, that's when the flurry of payments will happened. Mid-January for people starting February 1. And so on.

    •  Right, (0+ / 0-)

      I get that.

      What I'm saying is you've got 11,000 hypothetical new policy holders, but some unknown - possibly larger percentage - of them aren't going to meet the payment terms so the crappy figures we're seeing are actually inflated.  The question is by how much.

      •  You are assuming people are stupid (0+ / 0-)

        and that they don't know the risks. That they are merely signing up to avoid the penalty. I think the number will be small.

        I'm asking you to believe. Not in my ability to bring about real change in Washington ... *I'm asking you to believe in yours.* Barack Obama

        by samddobermann on Sun Nov 24, 2013 at 04:03:02 AM PST

        [ Parent ]

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