OK

This is only a Preview!

You must Publish this diary to make this visible to the public,
or click 'Edit Diary' to make further changes first.

Posting a Diary Entry

Daily Kos welcomes blog articles from readers, known as diaries. The Intro section to a diary should be about three paragraphs long, and is required. The body section is optional, as is the poll, which can have 1 to 15 choices. Descriptive tags are also required to help others find your diary by subject; please don't use "cute" tags.

When you're ready, scroll down below the tags and click Save & Preview. You can edit your diary after it's published by clicking Edit Diary. Polls cannot be edited once they are published.

If this is your first time creating a Diary since the Ajax upgrade, before you enter any text below, please press Ctrl-F5 and then hold down the Shift Key and press your browser's Reload button to refresh its cache with the new script files.

ATTENTION: READ THE RULES.

  1. One diary daily maximum.
  2. Substantive diaries only. If you don't have at least three solid, original paragraphs, you should probably post a comment in an Open Thread.
  3. No repetitive diaries. Take a moment to ensure your topic hasn't been blogged (you can search for Stories and Diaries that already cover this topic), though fresh original analysis is always welcome.
  4. Use the "Body" textbox if your diary entry is longer than three paragraphs.
  5. Any images in your posts must be hosted by an approved image hosting service (one of: imageshack.us, photobucket.com, flickr.com, smugmug.com, allyoucanupload.com, picturetrail.com, mac.com, webshots.com, editgrid.com).
  6. Copying and pasting entire copyrighted works is prohibited. If you do quote something, keep it brief, always provide a link to the original source, and use the <blockquote> tags to clearly identify the quoted material. Violating this rule is grounds for immediate banning.
  7. Be civil. Do not "call out" other users by name in diary titles. Do not use profanity in diary titles. Don't write diaries whose main purpose is to deliberately inflame.
For the complete list of DailyKos diary guidelines, please click here.

Please begin with an informative title:

Health insurance policy with $100 bills.
This is mostly encouraging news: The big health insurer Blue Cross Blue Shield Association isn't supporting Republican efforts to find ways to try to delay the implementation of the Affordable Care Act. Mostly. There is this one teensy-weensy exception.
Although BCBSA isn't joining with the GOP to back a comprehensive delay, it does want the Obama administration to delay the full implementation of some parts of the Affordable Care Act — including new limits on how much insurers can vary their premiums based on age.

The healthcare law says insurers can only charge their older customers three times more than what they charge young people. Insurers wanted that ratio set at five-to-one, and have pushed the Health and Human Services Department to gradually phase in the 3:1 ratio as a way to avoid sticker shock for young consumers.

Wait a minute. That wasn't supposed to be how this worked. They weren't supposed to bring premium rates for younger people up to meet the level they've been using to gouge older people. They were supposed to bring rates for older people down, closer to what everyone else is being charged. Health insurers will be forced to justify dramatic increases in premiums under the law. But the federal government can't reject increases.

The good news is, 37 states have that power and 36 of them have exercised it. In 2010, regulators turned back over 900 rate increases. Looks like those regulators are really going to have their work cut out for them starting in 2014.

Intro

You must enter an Intro for your Diary Entry between 300 and 1150 characters long (that's approximately 50-175 words without any html or formatting markup).

Extended (Optional)

Originally posted to Joan McCarter on Fri Feb 08, 2013 at 11:32 AM PST.

Also republished by Daily Kos.

EMAIL TO A FRIEND X
Your Email has been sent.