Welcome to the U.S. Health Insurance Exchange, where you can compare policies, weigh your options, and choose the health insurance plan that's right for you and your family. Choose between private for-profit or public not-for-profit insurers. Find out if you qualify for a government program such as Medicaid (now covering individuals earning up to 150 percent of poverty), Medicare, Tricare, SCHIP (now for dependent children up to age 26) or VA health care. Learn if you or your small business qualify for tax breaks to help you buy health insurance.
Your Health Care, Your Choice. That's Freedom.
Please review the policies below the fold and make your selection.
Remember, under the Kennedy Health Care Reform Act, it is illegal for insurance companies to:
- Discrimate against people with pre-existing conditions.
- Drop coverage when people are sick and need it most.
- Charge exorbitant out-of pocket expenses so people go broke when they get sick.
- Add extra charges for preventive care like mammograms, flu shots and diabetes tests
Your Health Insurance Options
If you are not covered by the government-provided options listed above (Medicaid, Medicare, Tricare, SCHIP or VA health care), are self-employed, not covered by your employer, or not satisfied with your employer-provided health insurance, please select your plan from among the following healthcare coverage options.
Please enter your zip code.
Thank you. Your health insurance choices in the State of Colorado:
Private, For-Profit Options
Aetna - Managed Choice Open Access 2500
Monthly Cost $252.00
Plan Type PPO
Office Visit for Primary Doctor $30
Coinsurance 20% after deductible
Annual Deductible Individual: $2,500
Separate Prescription Drugs Deductible $500
Annual Out-of-Pocket Limit Individual:$5,000 Includes deductible
Lifetime Maximum$5 Million per person
CIGNA CO OPEN ACCESS 1000
Monthly Cost $248.00
Plan Type PPO
Office Visit for Primary Doctor $20
Coinsurance 20% Coinsurance after deductible
Annual Deductible Individual: $1,000
Separate Prescription Drugs Deductible $100
Annual Out-of-Pocket Limit Individual: $2,000 Does not include deductible
Lifetime Maximum $5 Million per person
United HealthOne - Copay Select 80 - 1500
Monthly Cost $238.85
Plan Type Network
Office Visit for Primary Doctor History and Exam: $35
Coinsurance 20% after deductible
Annual Deductible Individual: $1,500
Separate Prescription Drugs Deductible Tiers 2-4: Combined $150 per person, per calendar-year deductible
Prescription Drugs Tier 1: $15 copay
(Maximum $3,000 per covered person, per calendar year)
Annual Out-of-Pocket Limit Individual:$2,000 Does not include deductible
Lifetime Maximum$3 Million per person
Public, Not-for-Profit Option
AMERICARE - America's PPO
Monthly Cost $175 (includes 30% discount from savings on shareholder profits & CEO salaries)
Plan Type PPO
Office Visit for Primary Doctor $25
Coinsurance N/A
Annual Deductible Individual N/A
Separate Prescription Drugs Deductible N/A
Annual Out-of-Pocket Limit Individual N/A
Lifetime Maximum N/A
Please make your selection below, and thank you for visiting the U.S. Health Insurance Exchange, where everyone's covered.
CO insurance plans found here
HCR bullet points here