If you are switching from a Megabank tomorrow or soon (and I hope you are!) to a credit union, good for you. If you are switching to a community bank, may I suggest you do your homework first. You may be shocked who you are putting your money with.
Moving banks from one of the Big Boys to a local bank in our area requires homework. Two chains of local "community" banks in our area are owned by 2 of the biggest GOP contributors in our state. And one is even worse.
Forcht Bank has 9 local community banks in Kentucky. They are owned by Terry Forcht. That name may ring a bell to some. He is also the banker for Karl Roves American Crossroads, at Forcht Bank in Lexington. The ones who went after Jack Conway when he ran against Rand Paul, one of Kentucky's bookend Idiot senators. And support nutjob David Williams for Governor against Steven Beshear.
Bottom line? Know who owns the banks in your local community. Before you sink your cash in them. I'm glad Mrs. Dem and I and our sons did.