Skip to main content

I didn't move my bank account today.  Yes, I'm a slacker.  Though I'll be doing it in the not very distant future.  Unfortunately it takes a bit more to move my accounts than just walking into BofA, getting a check and heading to the local credit union.  

Once I have new accounts open (on Monday) I can get the direct deposit stuff dealth with at work.  That could take a couple of weeks, depending on how quickly my company's people are.  THEN I can tell BofA that I want nothing to do with them anymore.  Not that I'll be able to move ALL of my banking away from them since they own my mortgage.  

I don't have a BofA mortgage by choice.  When I refinanced the house a while back, the note got sold about a half dozen times and eventually ended up in Countrywide's stable.  Shortly thereafter they were absorbed into BofA.  

Yes, I know about the whole refinance thing.  While I do still have equity left, I don't have enough to go to a different financial institution and get it done.  What I was able to do was get BofA to do the refi to a pretty damn low interest rate.  So, while I'll still be giving them money at least it will be far less money.  I guess they're pretty desperate to keep the mortgage customers that can still afford to pay and are still willing to do so.  

So, any tips on a good credit union in the San Jose, CA area?  There are a couple near my house but I haven't yet looked into them closely.  Any opinions will be greatly appreciated.

Mon Nov 14, 2011 at 10:39 PM PT: The majority of my cash has finally made its way out of BofA and into my new accounts at Patelco Credit Union.  Hubby got added to the account today and we're just waiting for the box of checks to arrive to close out what's left at BofA. I'm looking at what I can do to move my mortgage away from them as well, but that's a longer term project, unfortunately.

EMAIL TO A FRIEND X
Your Email has been sent.
You must add at least one tag to this diary before publishing it.

Add keywords that describe this diary. Separate multiple keywords with commas.
Tagging tips - Search For Tags - Browse For Tags

?

More Tagging tips:

A tag is a way to search for this diary. If someone is searching for "Barack Obama," is this a diary they'd be trying to find?

Use a person's full name, without any title. Senator Obama may become President Obama, and Michelle Obama might run for office.

If your diary covers an election or elected official, use election tags, which are generally the state abbreviation followed by the office. CA-01 is the first district House seat. CA-Sen covers both senate races. NY-GOV covers the New York governor's race.

Tags do not compound: that is, "education reform" is a completely different tag from "education". A tag like "reform" alone is probably not meaningful.

Consider if one or more of these tags fits your diary: Civil Rights, Community, Congress, Culture, Economy, Education, Elections, Energy, Environment, Health Care, International, Labor, Law, Media, Meta, National Security, Science, Transportation, or White House. If your diary is specific to a state, consider adding the state (California, Texas, etc). Keep in mind, though, that there are many wonderful and important diaries that don't fit in any of these tags. Don't worry if yours doesn't.

You can add a private note to this diary when hotlisting it:
Are you sure you want to remove this diary from your hotlist?
Are you sure you want to remove your recommendation? You can only recommend a diary once, so you will not be able to re-recommend it afterwards.
Rescue this diary, and add a note:
Are you sure you want to remove this diary from Rescue?
Choose where to republish this diary. The diary will be added to the queue for that group. Publish it from the queue to make it appear.

You must be a member of a group to use this feature.

Add a quick update to your diary without changing the diary itself:
Are you sure you want to remove this diary?
(The diary will be removed from the site and returned to your drafts for further editing.)
(The diary will be removed.)
Are you sure you want to save these changes to the published diary?

Comment Preferences

Subscribe or Donate to support Daily Kos.

Click here for the mobile view of the site