I need some help finding out what Obamacare mandates for mental health coverage. My daughter has developed some serious mental illiness in the past year. She will be 18 soon and thank goodness for Obamacare we can keep her on our insurance until 26, giving us, and her, some breathing space!!
Here's what I (and her docs) need to know re. Obamacare -- is there an annual or lifetime cap on coverage anymore? Is mental health care in office with an MD or PhD covered? Is mental health care in a hospital covered?
So far the insurance has covered MD and PhD in office visits with a $50 copay, and 100% of the hospital after the deductible. We don't know if this is mandated coverage or just a generous insurance plan. My husband is trying to change jobs and we are very concerned we would loose very important coverage with a less generous company.
Help! And thanks.