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The bill passed today was not "aid" in the sense that Republicans seem to think about aid.  The money approved in this legislation (9.7 billion dollars) is not a handout for nebulous "others" who should be grateful that elected officials deigned to share anything. No, what Congress did today was release some funds in order to pay out legitimate insurance claims on policies that people BOUGHT and PAID FOR... in many instances because they were required to in order to purchase their home.  

That sounds more like taking care of obligations...which is very different than aid.

From The Washington Post

The bill, which will allow the Federal Emergency Management Agency to pay out claims to those who held federal flood insurance, was approved in the House on a 354 to 67 vote. After the House action, the Senate also adopted the bill in a quick unanimous voice vote, sending it to President Obama.
(emphasis mine)

There is no general assistance for storm-ravaged areas in this bill-- merely enough money to START paying out insurance claims. So claims from Republican representatives that there is no obligation to pass Sandy legislation and that these areas need to figure this out for themselves obviously don't know much about how the National Flood Insurance Program works.  I imagine that many people don't.  I would just hope that people charged with funding the program amidst a natural disaster would do a little research about what they are funding or refusing to fund.  

This is the National Flood Insurance Program website. I encourage you to take a look through the information there. Learn what the risk is for flooding where you live-- and where people you love live.  Take some time to read about the kinds of coverage offered and how the rates work.  Really pay attention to whether your town/city/county participates by checking the community status area.  Natural disasters are occurring more frequently now and human development ups the flood risk as we build new buildings and change the natural paths for water flow.  The reality is-- we ALL live in a flood prone area.  It makes sense to be informed about what that means.

What it means for communities affected by Sandy right now is this--communities who were members of the NFIP have every right to assume that they will receive some attention now.  Policy holders have every right to assume that their claims will be taken seriously and that they will be paid out in a timely manner so as not to exacerbate the damage from the storm.  These are obligations at this point, NOT assistance.  True federal disaster assistance will also need to happen in addition to funding the insurance program, but that's a completely different thing. (That is most frequently in the form of loans to homeowners or businesses that have to be paid back-- which still doesn't sound like a handout to me.)

I just think we need to frame this correctly-- when you pay for insurance, you should have the expectation that you get payout on legitimate claims.  That's what this is at the moment- nothing more and nothing less.  Here's hoping we get to something more soon.

Originally posted to mommyof3 on Fri Jan 04, 2013 at 08:44 PM PST.

Also republished by Community Spotlight.

Poll

Do you live in an area where National Flood Insurance is required?

14%22 votes
70%105 votes
14%21 votes

| 148 votes | Vote | Results

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Comment Preferences

  •  They don't give a fuck. (39+ / 0-)

    As long as it hurts ordinary people, and scores points with their gun-toting, bible thumping Tea-Party base ...

    They don't give a fuck!

    I hope that the quality of debate will improve,
    but I fear we will remain Democrats.

    by twigg on Fri Jan 04, 2013 at 08:53:01 PM PST

  •  Hmm this conflating insurance payouts with free (27+ / 0-)

    is kind of like the Rush claim of sluts wanting free birth control. I sense a pattern here.

  •  I thought exactly the same thing when I heard (15+ / 0-)

    about the bill the "passed". What does Christy have to say about this bullshit bill?

    •  Christie thinks that... (13+ / 0-)

      it's a good down payment on what will really be needed.  It's merely a start- and not nearly enough.

      Our country can survive war, disease, and poverty... what it cannot do without is justice.

      by mommyof3 on Fri Jan 04, 2013 at 09:33:24 PM PST

      [ Parent ]

      •  Sounds to me, he is back tracking after he blasted (1+ / 0-)
        Recommended by:
        mommyof3

        the G.O.P., now it is a "start". Tell those folks who have no flood insurance and no homes either, that it is a start. That high approval rating will soon fall, if he takes the side of the G.O.P. lawmakers over the people of his state, they don't want him to make nice, they want him to get them help and get it soon. This is Jaunary 5th Sandy happened the end of October, it is cold in N.J. and it is hard to not have a home when you have had one all your life. Christie needs to do better, he need to demand the money and don't let up on the criticism until he gets it. That is what the people expect from him, and if he wants to keep his numbers up he had better deliver.

        •  If January 15 gets here without the House acting, (1+ / 0-)
          Recommended by:
          mommyof3

          the Christie we just heard will be back, and more.

          •  I hope you are right, because if he doesn't switch (0+ / 0-)

            parties he will, like all the others, be afraid of the primary process. It will be interesting to see just what he values more, his political career of the well being of the residents of N.J. I am not ready yet to place bets, he is after all a politicain, as proven by his keynote speech at the G.O.P. convention.  Right now he feels inevetiable because of his high poll numbers, but that can change in a heartbeat as anyone can tell you.

  •  state-level insurance commissions? (17+ / 0-)

    mami, i'm not sure if things are different in different states, but no matter, insurance is a contractual agreement, and the carrier must pay the policyholder.  

    so very sorry that people who truly need help after Sandy haven't received much, if any, help at all months later.  in the south, we've had to wait and wait after hurricanes, but never as the Sandy survivors, in the bitter cold of winter.  it's heartbreaking.

    Yes, we need to talk about this. Please sign the dKos Petition to start a national conversation about gun control.

    by Avila on Fri Jan 04, 2013 at 09:54:36 PM PST

  •  Private Insurers Don't Offer Flood Coverage (26+ / 0-)

    At least in many areas. I tried to get coverage beyond the $250,000 maximum allowed under the National Flood Insurance Program. There was no underwriter willing to do it for our house. And "Mommy of 3" is right: Commercial banks don't allow mortgages in what are supposedly flood-prone areas without insurance coverage specifically for floods.  Even our house: We live 100 ft. above a mountain lake, yet the local savings bank required flood insurance. Our only option was the federal program. No wonder Republicans hate the NFIP: It's a reminder of the voids left by commercial markets, which government is left to fill.

    •  Many homebuyers are surprised to learn ... (14+ / 0-)

      that national flood insurance is required if any portion of the property falls within the 100-year flood plain ... whether or not there are any buildings or anything else of value sited upon that portion of the property.  This became a requirement, I was told, after the massive flooding in the Mississippi Valley some years back.  Ninety-nine percent of the property I was purchasing was sufficiently elevated, but one corner dipped fourteen feet, down toward a creek.  Not one dollar in damage would have occurred had the creek risen, but it didn't matter; no insurance, no mortgage approval.  Worse, coverage for the entire property was required, not just the affected portion.  To add insult to injury, the issue was only revealed by the mortgage company two days before closing, leading to a mad scramble to obtain coverage.  

      "Two things are infinite: the universe and human stupidity, and I am not sure about the universe." -- Albert Einstein

      by Neuroptimalian on Sat Jan 05, 2013 at 06:17:42 AM PST

      [ Parent ]

      •  In the future (for you or anyone else (2+ / 0-)
        Recommended by:
        Cassandra Waites, mommyof3

        Looking to buy a house), you can just ask your regular  homeowners agent what your flood insurance rates would be before you even make an offer on the house.

        They'll run the property address and that will tell you what you need to know. Obviously, don't do this too often --like every time you see a house you like-- or your agent will get grumpy. But if you're ready to sign offer papers, then you're pretty much committed to that property.

        You can also pull up flood plain maps here:  https://msc.fema.gov/...

        Note maps are being updated. Check for your area here:.

        http://www.floodsmart.gov/...

        But as you know, a tiny portion of your property can change your rating. And many people have a hard time reading flood maps. Best to consult your agent early.

        © grover


        So if you get hit by a bus tonight, would you be satisfied with how you spent today, your last day on earth? Live like tomorrow is never guaranteed, because it's not. -- Me.

        by grover on Sat Jan 05, 2013 at 08:31:41 PM PST

        [ Parent ]

  •  I had no idea (15+ / 0-)

    and I am sure many others do not know that these folks carried federal insurance.

    In that light, it makes the Rethugs look so much worse.

    If people have paid for insurance, shouldn't the funds be already there and available?

    And the poeple bowed and prayed To the neon god they made...

    by third Party please on Sat Jan 05, 2013 at 04:49:18 AM PST

    •  I read somewhere that the funds ... (3+ / 0-)
      Recommended by:
      mommyof3, Lujane, third Party please

      were to replenish FEMA's coffers for 2013.

      "Two things are infinite: the universe and human stupidity, and I am not sure about the universe." -- Albert Einstein

      by Neuroptimalian on Sat Jan 05, 2013 at 06:19:31 AM PST

      [ Parent ]

      •  FEMA manages this... floods are... (5+ / 0-)

        quite frequently a federal emergency these days.

        While I sometimes have questions about some of the ways federal money is spent, a lot of the problem here is that we've had a period of time where many more claims have been made for National Flood Insurance than are normally expected in a 5 year period and in areas where this is not usually such a big problem.

        Any agency charged with responding quickly to disasters should be funded so as to have some reserves available to do so-- not have to wait for Congress to argue whether the flood victims are deserving enough.

        Our country can survive war, disease, and poverty... what it cannot do without is justice.

        by mommyof3 on Sat Jan 05, 2013 at 06:49:54 AM PST

        [ Parent ]

      •  FEMA has a lot of buckets (2+ / 0-)
        Recommended by:
        mommyof3, susanala

        This one is for the NFIP. It only goes to pay out claims on flood insurance.

        FEMA also operates the Disaster Relief Fund, which starts with an annual appropriation, and then typically needs a special bill to refill it after an "unusually busy" (read new normal) year.

        FEMA grants to disaster victims and reimbursement to cities/counties/states for infrastructure damage comes out of the DRF. The DRF will run out of money soon (Sandy alone would empty the DRF, to say nothing of the dozens of "normal" disasters we had), and that's what the ~$60B bill is for.

  •  Extreme Damage Government Relief (6+ / 0-)

    Why it took this long is simple, and whole package yet to be passed, it's a 'jobs' and 'economic growth' package with instant returns that continue, teabags don't do them!!!

    To (T) pols and their teabags {who scream the loudest when you need}: 60billion is and sounds like an awful lot, but like all investments in actual growth and especially emergency growth it comes back quickly and in spades through the revenues returned from the spending of which creates more revenue, also creates jobs and more. Those needing spend on those needs, hiring those who help them rebuild who spend their wages within the communities where that spending causes a need for more employee's. The rebuilding helps local suppliers and by extension the suppliers and manufacturers of the needs one trouble with manufacturing is we don't do much of that anymore, thanks to vulture capitalism, so we need to import either the whole product or parts to put together here, from building products to furniture to cloths to food needs, restaurants and stores, to equipment replacement and much much more, including rebuilding all the infrastructure, much more then roads and bridges, which in turn help the business community in their rebuilding and long term needs. It goes on and on building more returns and through revenue comes back and with growth in same for a long time after!!

    Vets On FLOTUS and SLOTUS, "Best - Ever": "We haven't had this kind of visibility from the White House—ever." Joyce Raezer - Dec. 30, 2011

    by jimstaro on Sat Jan 05, 2013 at 05:19:25 AM PST

    •  I had a problem with all the pork myself. (1+ / 0-)
      Recommended by:
      nextstep

      Amendments for projects totally unrelated to Sandy were included by those who thought they could slip funding for pet projects into the deal due to the urgency of funds needed for legitimate reasons.

      "Two things are infinite: the universe and human stupidity, and I am not sure about the universe." -- Albert Einstein

      by Neuroptimalian on Sat Jan 05, 2013 at 06:22:40 AM PST

      [ Parent ]

      •  Look (1+ / 0-)
        Recommended by:
        bear83

        Even if pork passed that too is stimulus, most is, thayt which isn't long term is very easy to recognize for it only benefits the few and is short term economic growth at the time and rarely returns back, that's why it's 'pork'!!

        And as far as I could see, none was included while many of those voting against Actually do add pork to the billions they've and their predecessors received before and will continue to when the need arises and they'll be screamin where's the help and why wasn't it done yesterday!!!!!!!!!!

        Take them teabag blinders off and look at the reality of the full picture!!

        Vets On FLOTUS and SLOTUS, "Best - Ever": "We haven't had this kind of visibility from the White House—ever." Joyce Raezer - Dec. 30, 2011

        by jimstaro on Sat Jan 05, 2013 at 07:57:56 AM PST

        [ Parent ]

      •  What specific examples of 'pork' were in the bill? (4+ / 0-)
        Recommended by:
        DRo, mommyof3, Zaq, middleagedhousewife

        I've seen plenty of general complaints like that from Teabaggers, but no specifics.

        Filibuster reform now. No more Gentleman's agreements.

        by bear83 on Sat Jan 05, 2013 at 08:06:09 AM PST

        [ Parent ]

        •  "Pork" is in the eye of the beholder (5+ / 0-)

          This sounds kind of "porky"

          The original storm legislation also included what some Republicans saw as congressional "pork," or money for unrelated pet projects. Budget hawks viewed the extra funding as wasteful in an era of record deficits.

          Some lawmakers and taxpayer interest groups teased out $8 million for cars for the Homeland Security and Justice departments, $2 million for the Smithsonian to repair roofs, $150 million for fisheries, and $100 million for repair of Head Start facilities.

          On the other hand:
          The Senate Appropriations Committee said the broader aid package was designed to provide funding for any federally declared disaster last year, not just Hurricane Sandy.
          http://www.cnn.com/...
          The measure also included $2 million to repair certain Smithsonian buildings in the greater D.C. area and $4 million to repair sand dunes near Kennedy Space Center in Florida due to Sandy-related damage, according to the spending request sent to Congress by the White House.

          The White House request and Senate bill also included $23 million for planting trees to limit future flood damage and $41 million on military base repair primarily in New Jersey and Virginia, but also Guantanamo Bay, Cuba.

          A Democratic Senate aide familiar with the bill says the portion that Issa and others are complaining about may not be Sandy related, but are disaster related and make up a small fraction of the bill's overall cost.

          http://www.usnews.com/...

          "No one life is more important than another. No one voice is more valid than another. Each life is a treasure. Each voice deserves to be heard." Patriot Daily News Clearinghouse & Onomastic

          by Catte Nappe on Sat Jan 05, 2013 at 09:37:59 AM PST

          [ Parent ]

          •  Eye of the beholder, indeed (2+ / 0-)
            Recommended by:
            mommyof3, antirove

            If it's disaster-related, I don't see a problem with it - as long as the spending is monitored closely.

            I don't see anything especially outrageous in what you listed. After all, we are spending more than $100 billion a year in Afghanistan.

            Filibuster reform now. No more Gentleman's agreements.

            by bear83 on Sat Jan 05, 2013 at 10:54:17 AM PST

            [ Parent ]

        •  NONE (3+ / 0-)
          Recommended by:
          mommyof3, bear83, antirove

          This bill was ENTIRELY to put money into the account from which the government pays flood insurance claims. This bill did nothing more than enable FEMA to pay insurance claims they were LEGALLY OBLIGATED to pay, but unable to pay because their accounts ran dry (because the flood insurance program is constantly running a shortfall because premiums for people in coastal areas are HUGELY subsidized).

    •  Exactly-- much of this $$$ gets spent... (5+ / 0-)

      putting people to work repairing and rebuilding- buying materials and paying for construction worker salaries.

      Our country can survive war, disease, and poverty... what it cannot do without is justice.

      by mommyof3 on Sat Jan 05, 2013 at 06:23:15 AM PST

      [ Parent ]

  •  While flood insurance is good and possibly (16+ / 0-)

    mandatory, it still doesn't address utility infrastructure that would enable a payout to policy holders to actually get things rebuilt. I assume there are some business/homeowners that could start repairing or fixing immediately after payment, but that doesn't do anything in those large swaths where the entire landscape was washed away.

    You can't rebuild until water, sewer, electric, gas etc are in place. Flood insurance to individual homeowners doesn't help those realities.

    Congress is dragging its feet on its contractual obligations again......ad nauseum.

    •  As with justice, obligations delayed are... (7+ / 0-)

      ...obligations denied.

      When you are right you cannot be too radical; when you are wrong, you cannot be too conservative. --Martin Luther King Jr.

      by Egalitare on Sat Jan 05, 2013 at 05:42:40 AM PST

      [ Parent ]

    •  Egotism and republicans: (6+ / 0-)

      If one is incapable of completing a task, one's ego claims that the task is impossible. Thus it is with the republicans - they are incapable of effective governance, and therefore believe effective governance to be impossible.

      "Superstition, idolatry, and hypocrisy have ample wages, but truth goes begging." - Luther

      by Cartoon Messiah on Sat Jan 05, 2013 at 05:56:23 AM PST

      [ Parent ]

      •  They are so reveling in their power to give and (5+ / 0-)

        take away that they have forgotten, if they ever intended to do it at all, that they are there as representatives of their constituents and the nation. It's the power that they want and are rolling in at this point, secure in the notion that nothing can be done until 2014, and they'll have figured out a few new bigotries to run on by then, if they havent' figured out how to cancel the elections entirely.

        Remember,the function of the Hastert rule is to eliminate and disenfranchise all who did not vote R in districts where Rs won, and  even Rs in districts where Rs lost, which is well more than half of all Americans- the rule requires a vote in the R causus, and all causus members are bound by the majority outcome in that vote. And now they are saying publicly as Boehner did yesterday, that they are not bound to listen to their own constituents either, but only to 'the times.'

  •  And yet the "Sandy 67" Repubs STILL ... (11+ / 0-)

    voted against it!  Should there be punishment for the constituents of those 67, such as the constituents of Andy Harris (R, MD-1), who despite representing Maryland's Eastern Shore, some areas of which received a federal disaster declaration for Sandy, and which constantly gets beach replenishment assistance from the federal government, nevertheless was one of the right-wing nut cases who voted "no"?

    Bin Laden is dead. GM and Chrysler are alive.

    by leevank on Sat Jan 05, 2013 at 05:22:20 AM PST

  •  When an organization, be it a (5+ / 0-)

    family, a government, an empire, a business, no longer meets its obligations, it is not long for the dustbin of history.
    Society, like fish, rot from the head down.

    "Superstition, idolatry, and hypocrisy have ample wages, but truth goes begging." - Luther

    by Cartoon Messiah on Sat Jan 05, 2013 at 05:47:55 AM PST

  •  Good call. If the Govt is going to be (3+ / 0-)
    Recommended by:
    mommyof3, bear83, nextstep

    in the flood insurance business, it damn well better be ready to pay out claims.

    That said, I think it's time to stop writing flood insurance policies to people who insist on building on flood planes. In the case of beach front property, it is largely Rich people building second vacation homes.

    Eventually, Mother Nature always comes back to reclaim her property.

    "It is the world that has been pulled over your eyes to blind you from the truth." - Morpheus

    by CitizenOfEarth on Sat Jan 05, 2013 at 05:48:55 AM PST

    •  We definitely need to look at how... (4+ / 0-)

      coast lines are shifting and make some decisions about some of the areas where we concentrate housing and such.  We can't ignore the "new normal" anymore.

      The problem is that in flood plains around major rivers in this country, it's not all rich people building vacation homes...it's people living in homes their grandparent's built, it's college academic buildings,grocery stores, etc.  In some places, it's entire towns that built up on land that is now too close to the water.  We've got a lot to figure out.

      Our country can survive war, disease, and poverty... what it cannot do without is justice.

      by mommyof3 on Sat Jan 05, 2013 at 06:34:35 AM PST

      [ Parent ]

      •  Right. Lots to figure out. (1+ / 0-)
        Recommended by:
        nextstep

        How many times should taxpayers have to pay to rebuild the same towns and homes that are built on known flood planes? It's time to end Groundhog Day.

        "It is the world that has been pulled over your eyes to blind you from the truth." - Morpheus

        by CitizenOfEarth on Sat Jan 05, 2013 at 06:41:47 AM PST

        [ Parent ]

        •  they don't (3+ / 0-)
          Recommended by:
          TiaRachel, mommyof3, antirove

          NFIP is a complicated program, but simply put, homes that are substantially damaged (more than 50%) in a floodplain cannot be rebuilt.

          Communities are responsible for enacting zoning and enforcement mechanisms to prevent future development in the floodplain. Almost no new construction takes place in the floodplain, and that which does cannot be insured (at least by the NFIP).

          For the most part, your points are already incorporated into the program, it is not a program where the same people get paid over and over and over (except in cases of relatively minor damage).

          The problem isn't the NFIP, it's that something like 20% of all real estate in the US is in a flood plain or coastal flooding zone, including almost all the valuable real estate.

    •  Instead of paying to rebuild in flood-prone areas (2+ / 0-)
      Recommended by:
      CitizenOfEarth, nextstep

      the payments should be to purchase the flood prone property, preventing any future rebuilding and making room for public parks and open space.

      Filibuster reform now. No more Gentleman's agreements.

      by bear83 on Sat Jan 05, 2013 at 08:10:55 AM PST

      [ Parent ]

      •  Same problem, diffent cause out West (0+ / 0-)

        Out West we have the same problem with people building ether in or very close to National Forest which tend to catch on fire from time to time. By the way, Fires are part of nature too and studies have proven they are actually good for the forest.

        I'm all for no Federal Insurance or bail outs for people who build in places which are prone to floods and fires. You want to do that sort of thing, you're on your own.

        •  The problem with that (2+ / 0-)
          Recommended by:
          mommyof3, bear83

          is that the speculators will use the opportunity to build on cheap land, and pass the problem onto families.

          Preventing that requires tough regulation, and we have no stomach for it.

          I hope that the quality of debate will improve,
          but I fear we will remain Democrats.

          by twigg on Sat Jan 05, 2013 at 01:54:55 PM PST

          [ Parent ]

        •  Most of Sacramento, Vallejo, Sonoma, (1+ / 0-)
          Recommended by:
          mommyof3

          Suisun, Fairfield and the Delta region are flood plain.

          Los Angeles, Ventura and San Diego have all had major wildfires in the last decade.

          Screw 'em?

          Where should they move? San Francisco? Oh yeah, I lived there in 1989. Shouldn't have rebuilt there either. What the heck were we thinking living there on a fault line?  

          Then Oakland went and burned...

          Just build a fence around California.

          Next, lets chat about Washington. I have some good stories about when I lived there too...

          © grover


          So if you get hit by a bus tonight, would you be satisfied with how you spent today, your last day on earth? Live like tomorrow is never guaranteed, because it's not. -- Me.

          by grover on Sat Jan 05, 2013 at 08:41:28 PM PST

          [ Parent ]

    •  Well, you'd lose some cities. (5+ / 0-)

      I live in a modest house 2 blocks from a river and I had to buy flood insurance in order to get the mortgage.  While the premium is modest it certainly isn't free and I'd be fairly pissed off if the Federal government was unable to make good on a claim or took months to honor one.

      Many cities were built around rivers because they were once the fastest source of transportation.  I would guess that the vast majority of flood plains aren't beachfront but near riverbanks. If you stopped building near rivers eventually you'd have large, empty swaths or decaying and dying neighborhoods.  Public transportation would fail when people were forced to move to exburbs.  You'd lose, eventually, a huge part of Kansas City as it's bisected by several rivers.

      By the way, for those wingnuts who whine about the mandate in health insurance ask anyone who lives on a floodplain about mandatory insurance. We've been paying for it for years.

      you don't need a weatherman to know which way the wind blows

      by Dem Beans on Sat Jan 05, 2013 at 08:20:21 AM PST

      [ Parent ]

      •  Whole lot of cities and towns throughout (3+ / 0-)

        Virginia as well...

        We built our society around waterways... it's not just rich people with beach homes (that's another issue entirely).

        Our country can survive war, disease, and poverty... what it cannot do without is justice.

        by mommyof3 on Sat Jan 05, 2013 at 08:31:52 AM PST

        [ Parent ]

      •  Building in Flood Plains makes no sense (0+ / 0-)

        If this mistake was made in the past, or the property was not known to be on a flood plain, repeating this mistake makes even less sense.

        For those with flood plain insurance, continue the policies, but no new policies are to be issued.

        If a claim is paid, have it paid out in full, but the policy is then terminated.  

        The most important way to protect the environment is not to have more than one child.

        by nextstep on Sat Jan 05, 2013 at 10:52:39 AM PST

        [ Parent ]

        •  So how exactly do you do that for something like (1+ / 0-)
          Recommended by:
          mommyof3

          all of New York city?  Are you willing to spend the trillions of dollars necessary to move and rebuild a city of over 10 million people?

          You have watched Faux News, now lose 2d10 SAN.

          by Throw The Bums Out on Sun Jan 06, 2013 at 02:26:53 AM PST

          [ Parent ]

          •  End government subsidies for building in flood (0+ / 0-)

            plains with a phase out as I gave in my above comment.  If states, cities and private groups decide to build costly systems as done in the Netherlands, that is their decision.  Finance these projects with special property tax assessments, with higher rates in the most vulnerable areas.

            Going forward, development will be favored in areas with lower risks to natural disasters, rather than areas that get subsidized.  In some cases, major risk abatement projects will be used, in others, some areas will be reclaimed by nature.

            The most important way to protect the environment is not to have more than one child.

            by nextstep on Sun Jan 06, 2013 at 10:14:49 AM PST

            [ Parent ]

  •  Absolutely correct (7+ / 0-)

    Some Republicans never met a contract they couldn't walk away from.
    You have to wonder if the House leadership pointed that out to them, or if Boehner allowed the "No" votes members to maintain their crazy cred.
    In any case, it's fair view of what business ethics has become in the U.S.

  •  Republican Insurance (4+ / 0-)
    Recommended by:
    mommyof3, bear83, a2nite, Cassandra Waites

    Republicans apparently like to operate the FIP like an unscrupulous private insurer.  They love to sign you up and take your monthly premium.  But when it comes time to pay a claim they give you the run around.

    "Some men see things as they are and ask, 'Why?' I dream of things that never were and ask, 'Why not?"

    by Doctor Who on Sat Jan 05, 2013 at 06:33:41 AM PST

  •  In addition, MOST of the $60.4 billiion bill (7+ / 0-)

    passed earlier by the Senate -- the 2013 Disaster Assistance Supplemenetal -- would have gone (and presumbly eventually will go) to various governmental agencies to repair and/or replace federal facilities and equipment lost and damaged in the storm. For example, $348 million is/was planned for the National Park Service for emergency stabilization needs and to repair or reconstruct facilities, roads, and trails damaged during the storm including the Statue of Liberty National Monument and Ellis Island. Also, $24.2 million is/was slated to replace eight damaged facilities at Sea Girt National Guard Training Center in New Jersey that sustained such severe damage they willl have to be replaced. The VA Manhattan Medical Center in Manhatten sustained $207 million in damages and lost $21 milllion in medical equipment. The list of damages to public facilities goes on and on.

    There is/was $15 billion in the bill for the Department of Housing and Urban Development for "block grants for disaster relief, long-term recovery, restoration of infrastructure and housing, and economic revitalization in areas impacted by Hurricane Sandy." A good portion of that money probably will be available to individuals to help with uninsured losses. In addition, repair and reconstruction funds in the bill will go a long way to providing jobs to individuals in the Sandy area, many of whom lost jobs due to the storm.

    The bill does include a relatively small amount of $ for repair to other federal property damaged in other 2012 disasters. I don't see anything wrong with that.

    Bottom line, the federal government is the steward of much property owned by Americans, but it is not a broken slot machine spewing out winning tickets like some Republicans seem to fear and some storm victims seem to hope and expect.

    “Social Security has nothing to do with balancing a budget or erasing or lowering the deficit.” -- Ronald Reagan, 1984 debate with Walter Mondale

    by RJDixon74135 on Sat Jan 05, 2013 at 06:35:34 AM PST

    •  How Republicans can justify opposition to repair (3+ / 0-)
      Recommended by:
      RJDixon74135, mommyof3, antirove

      of federal facilities like the VA, Coast Guard, and Statue of Liberty is a complete mystery to me.

      How do they get away with stuff like this?

      Filibuster reform now. No more Gentleman's agreements.

      by bear83 on Sat Jan 05, 2013 at 08:14:14 AM PST

      [ Parent ]

      •  They're getting away with it in this case because (6+ / 0-)

        most Americacns don't understand the federal budget and the appropriations mechanisms, leaving them to believe that Congress was voting on some sort of charity program for homeowners in the Hamptons. I blame the news media in large part. It wouldn't have taken them so much time and effort to inform themselves and the public about what is actually in the bill.

        “Social Security has nothing to do with balancing a budget or erasing or lowering the deficit.” -- Ronald Reagan, 1984 debate with Walter Mondale

        by RJDixon74135 on Sat Jan 05, 2013 at 08:28:44 AM PST

        [ Parent ]

    •  Does anyone have the full $$$ allocations? (0+ / 0-)

      The guy speaking on Faux News from the Washington Examiner claims there are funds for "the Alaskan fishery" in the Senate bill. If indeed that is true, that is pork, plain and simple.

      Has anyone already posted the full accounting of the allocations from the Senate version of the bill? I was not able to find one in a cursory search on "teh Google".

      "A liberal is a man or a woman or a child who looks forward to a better day, a more tranquil night, and a bright, infinite future." – Leonard Bernstein

      by frisco on Sat Jan 05, 2013 at 03:11:35 PM PST

      [ Parent ]

      •  What Alaskan fishery? (1+ / 0-)
        Recommended by:
        mommyof3

        Why does it need money? Who owns it?  How much did it get?

        And do Americans like eating affordable fish?

        Why are hatchery funds "pork" but money that goes to livestock ranchers called  The Very Necessary Farm Bill?

        © grover


        So if you get hit by a bus tonight, would you be satisfied with how you spent today, your last day on earth? Live like tomorrow is never guaranteed, because it's not. -- Me.

        by grover on Sat Jan 05, 2013 at 08:48:47 PM PST

        [ Parent ]

        •  I don't mind funding fish hatcheries, but... (1+ / 0-)
          Recommended by:
          mommyof3

          ...if you put funds into a "Hurricane Sandy Relief Bill" to pay for a fish hatchery about 6,000 miles away from the closest the storm came to it, that's pork, plain and simple. The purpose of a Hurricane Sandy Relief Bill should be self-evident from the name.

          "A liberal is a man or a woman or a child who looks forward to a better day, a more tranquil night, and a bright, infinite future." – Leonard Bernstein

          by frisco on Sun Jan 06, 2013 at 06:27:02 AM PST

          [ Parent ]

  •  One can assume then, that those who voted (3+ / 0-)
    Recommended by:
    mommyof3, northerntier, kishik

    against this bill will also work to oppose raising the debt ceiling.  Like this, it's

    taking care of obligations
    something that certain teabagger Republicans feel they have no need to do.

    Good diary, and you're right about framing this properly.  These "lawmakers" are nothing more than overpaid deadbeats.

    "Why reasonable people go stark raving mad when anything involving a Negro comes up, is something I don’t pretend to understand." ~ Atticus Finch, "To Kill a Mockingbird"

    by SottoVoce on Sat Jan 05, 2013 at 06:37:57 AM PST

    •  those that voted against... (7+ / 0-)

      the New York Daily News  listed them all....encouraging New Yorkers to give them a call...

      Justin Amash (Mich.) (202) 225-3831
      Garland Barr (Ky.) (202) 225-4706
      Dan Benishek (Mich.) (202) 225-4735
      Kerry Bentivolio (Mich.) (202) 225-8171
      Marsha Blackburn (Tenn.) (202) 225-2811
      Jim Bridenstine (Okla.) (202) 225-2211
      Mo Brooks (Ala.) (202) 225-4801
      Paul Broun (Ga.) (202) 225-4101
      Steve Chabot (Ohio) (202) 225-2216
      Doug Collins (Ga.) (202) 225-9893
      Michael Conaway (Texas) (202) 225-3605
      Tom Cotton (Ark.) (202) 225-3772
      Steve Daines (Mont.) (202) 225-3211
      Ron DeSantis (Fla.) (202) 225-2706
      Scott DesJarlais (Tenn.) (202) 225-6831
      Sean Duffy (Wis.) (202) 225-3365
      Jeff Duncan (S.C.) (202) 225-5301
      John Duncan (Tenn.) (202) 225-5435
      Stephen Fincher (Tenn.) (202) 225-4714
      John Fleming (La.) (202) 225-2777
      Bill Flores (Texas) (202) 225-6105
      Virginia Foxx (N.C.) (202) 225-2071
      Trent Franks (Ariz.) (202) 225-4576
      Louie Gohmert (Texas) (202) 225-3035
      Bob Goodlatte (Va.) (202) 225-5431
      Paul Gosar (Ariz.) (202) 225-2315
      Trey Gowdy (S.C.) (202) 225-6030
      Tom Graves (Ga.) (202) 225-5211
      Sam Graves (Mo.) (202) 225-7041
      Andy Harris (Md.) (202) 225-5311
      George Holding (N.C.) (202) 225-3032
      Richard Hudson (N.C.) (202) 225-3715
      Tim Huelskamp (Kan.) (202) 225-2715
      Randy Hultgren (Ill.) (202) 225-2976
      Lynn Jenkins (Kan.) (202) 225-6601
      Jim Jordan (Ohio)(202) 225-2676
      Doug Lamborn (Colo.) (202) 225-4422
      Kenny Marchant (Texas) (202) 225-6605
      Thomas Massie (Ky.)  (202) 225-3465
      Tom McClintock (Calif.)  (202) 225-2511
      Mark Meadows (N.C.) (202) 225-6401
      Markwayne Mullin (Okla.) (202) 225-2701
      Mick Mulvaney (S.C.) (202) 225-5501
      Randy Neugebauer (Texas) (202) 225-4005
      Steven Palazzo (Miss.) (202) 225-5772
      Steve Pearce (N.M.) (202) 225-2365
      Scott Perry (Pa.) (202) 225-2565
      Tom Petri (Wis.) (202) 225-2476
      Mike Pompeo (Kan.) (202) 225-6216
      Tom Price (Ga.) (202) 225-4501
      Phil Roe (Tenn.)(202) 225-6356
      Todd Rokita (Ind.) (202) 225-5037
      Keith Rothfus (Pa.) (202) 225-2065
      Ed Royce (Calif.) (202) 225-4111
      Paul Ryan (Wis.) (202) 225-3031
      Matt Salmon (Ariz.) (202) 225-2635
      David Schweikert (Ariz.) (202) 225-2190
      Jim Sensenbrenner (Wis.) (202) 225-5101
      Marlin Stutzman (Ind.) (202) 225-4436
      Mac Thornberry (Texas) (202) 225-3706
      Randy Weber (Texas) (202) 225-2831
      Brad Wenstrup (Ohio) (202) 225-3164
      Roger Williams (Texas) (202) 225-9896
      Joe Wilson (S.C.) (202) 225-2452
      Rob Woodall (Ga.) (202) 225-4272
      Kevin Yoder (Kan.) (202) 225-2865
      Ted Yoho (Fla.) (202) 225-5744

      All the suffering of this world arises from a wrong attitude.The world is neither good or bad. It is only the relation to our ego that makes it seem the one or the other - Lama Anagorika Govinda

      by kishik on Sat Jan 05, 2013 at 07:35:28 AM PST

      [ Parent ]

  •  ... (10+ / 0-)

    "Politics is the art of looking for trouble, finding it everywhere, diagnosing it incorrectly and applying the wrong remedies." - Groucho Marx

    by Greg Dworkin on Sat Jan 05, 2013 at 06:40:39 AM PST

    •  Yep... sure makes them look petty to me! (3+ / 0-)
      Recommended by:
      Sychotic1, bear83, TiaRachel

      ... and hopefully to many of the voters in those areas for some time to come.  Politics has real life consequences-- it cannot simply be played as a hypothetical game. Not with stakes this high...

      I know New Jersey voters have some idea about how Chris Christie feels about his Republican "friends" and their stalling.  I disagree with him on SO many things about how he runs his state, but at least he understands that he was elected to govern.  He gets that he has a job to do for the people he was elected to serve and attempts to do it.  Most other Republicans these days only listen to their corporate citizen constituents and big $$$ donors.

      Our country can survive war, disease, and poverty... what it cannot do without is justice.

      by mommyof3 on Sat Jan 05, 2013 at 07:02:26 AM PST

      [ Parent ]

    •  Is that Senator McShame on the right? (1+ / 0-)
      Recommended by:
      mommyof3

      "I'm totally pro-choice in the matter of abortion. But of course I'm also so radically pro-life that I think every person from birth onward must have full and affordable access to healthcare." - Gail Collins

      by gritsngumbo on Sat Jan 05, 2013 at 09:55:34 AM PST

      [ Parent ]

  •  That's about the gist of Republican thinking (5+ / 0-)

    they're all about personal responsibility but they don't care if insurance doesn't pay out and they don't care if the gov't can pay its bills. Hypocrites of the HIGHEST order

    "I'm sculpting now. Landscapes mostly." ~ Yogi Bear

    by eXtina on Sat Jan 05, 2013 at 06:49:06 AM PST

  •  Private insurance companies try to weasel (5+ / 0-)

    out of paying claims, so I suppose the highly corporate GOP feels that that is the model for the federal government as well.

    "The object of persecution is persecution. The object of torture is torture. The object of power is power. Now do you begin to understand me?" ~Orwell, "1984"

    by Lily O Lady on Sat Jan 05, 2013 at 07:02:48 AM PST

  •  NJ revnue paid per capita: $14,009, spending per.. (3+ / 0-)
    Recommended by:
    mommyof3, TiaRachel, twigg

    capita, from 2007-2009:  $7,365

    New Jersey's "Net Contributions Per Capita":

    + $6,644    

    New York Revenue Per capita:  $12,679

    New York Spending Per capita: $8,177      

    New York Net Contribution Per Capita:  +$4,502        

     

    Now, for a look at the per capita net contributions from the GOPer's who've been the loudest whiners about Fed Spending:

    (Starting with Arizona GOPer politicians)

    Arizona Per Capita Revenue:              $5,598  
    Arizona Per Capita Spending:             $7,574  
    Arizona Net Contribution Per Capita: $-1,976
    Hello, South Carolina's Deficit Hawk, Lindsay Hypocrite Graham?:  
    South Carolina's Per capita Revenue:     $4,651
    South Carolina's Per Capita Spending:    $8,407    
    S. Carolina's Per Capita Net Contribution: $-3,756
    How about Virgina's net contribution to the nation's treasury, Earmark Eric Cantor?  
    Virginia Per Capita Revenue:                $8,038
    Virginia Per Capita Spending:              $14,277    
    Virginia Net Contribution Per Capita:    $-6,239
            

    etc, etc, etc.

    Some of the biggest takers in Congress dare to try to deny some of the biggest givers federal disaster aid? I wish that someone would shove these figures up their noses.

    I am so fed up with their hypocrisy.  I can't begin to imagine why the Democrats and the Media continue to put up with the galling hypocrisy of Graham, Cantor, McCain, etc. without holding their feet to the fire.

  •  Republicans Have Found That It Is Effective To (5+ / 0-)

    call EVERYTHING associated with the government as "assistance", "entitlements", and "welfare".

    Flood insurance which citizens pay an insurance premium for out of their pocket just like any other insurance premium (i.e. car, health, life, disability, etc.) is called "assistance" by the Republicans.  To imply that it is paid for by the government further implying it is "welfare".

    Social Security is called an "entitlement" by the Republicans but is paid for by each individual worker out of each and every paycheck.   The implication is that it is paid for by the government further implying it is "welfare"

    Medicare is called an "entitlement" by the Republicans but is paid for by each individual worker out of each and every paycheck.   The implication is that it is paid for by the government further implying it is "welfare"

    Democrats have failed miserably to come up with a counter to this falsehood.  In fact the majority of our "Democratic" leaders join right in with the falsehood by calling these programs "entitlement", "assistance", and talking about them in the context of "welfare" (i.e giveaways by the government).

    The Republican Party is Simply a Coalition of Greed and Hate

    by kerplunk on Sat Jan 05, 2013 at 08:54:18 AM PST

  •  Sounds a lot like the "debt ceiling" (1+ / 0-)
    Recommended by:
    mommyof3

    debacle. Repubs: "We spent it but we're not going to pay for it."

    "I'm totally pro-choice in the matter of abortion. But of course I'm also so radically pro-life that I think every person from birth onward must have full and affordable access to healthcare." - Gail Collins

    by gritsngumbo on Sat Jan 05, 2013 at 09:57:07 AM PST

  •  Govt Subsidized (0+ / 0-)

    This is patently false: "we ALL live in a flood prone area".

    Having said that, I agree that: "when you pay for insurance, you should have the expectation that you get payout on legitimate claims".

    Federal Flood Insurance, however, subsidizes homeowners who otherwise couldn't obtain coverage from regular insurance companies. As a result people are encouraged to maintain properties in very risky areas prone to flooding. Federal Flood Insurance is a handout to people who make bad choices and don't want to own up to the consequences of those choices.

    Glad you are safe and that you are getting what you paid for in the way of coverage for flood damage. But at some point we have to admit to ourselves that building homes so close to the water in flood-prone areas is not a good idea for sustainable living.

    One of these years we really need to pull the plug on large scale Federal Flood Insurance.

    •  Do you live somewhere with... (2+ / 0-)

      municipal water?  Water main break-- and you've got a flood.

      Someplace where you got more rain than expected in a storm and the storm drains backed up? You could have a flood.

      Near mountains in the spring after a winter with higher than average snowfall? You could have a flood.

      Almost anywhere there could be a "freak" storm with wind and water?  You could have a flood.

      The problem now is that there are very few places where floods are not possible-- and as weather is becoming more serious, damage is happening in more places that are not normally seen as flood-prone areas. "Close to water" matters not at all when the water damage is from construction that changed water flow patterns after a rain.

      It's complicated... like most things that are important.

      Our country can survive war, disease, and poverty... what it cannot do without is justice.

      by mommyof3 on Sat Jan 05, 2013 at 02:09:27 PM PST

      [ Parent ]

      •  A lot of the flooding in GA when the (1+ / 0-)
        Recommended by:
        mommyof3

        Chattahoochee rose a few years ago, although certainly not the majority, was nowhere near rivers and creeks. It was hill runoff that got into homes or groundwater that rose into basements. After three days of solid steady rain, the ground just couldn't absorb any more than it already had.

        The church I attended at the time was on top of a hill and had flood damage, not from rising waters but from water seeking a storm drain that found the foundation of an outbuilding instead after it came off the roof of the main building. So far as I know, it was nowhere near any floodplain.

        Prayers and best wishes to those in Japan.

        by Cassandra Waites on Sat Jan 05, 2013 at 03:12:13 PM PST

        [ Parent ]

      •  We live a mile & a half from the river, but when (1+ / 0-)
        Recommended by:
        mommyof3

        flooding came it came from too much water, too much rain and a culvert that backed up miles away, uphill from us. We were so lucky that although the water crossed our property and washed out streets and roads, it actually changed the geography of our acreage just a bit so now we get better weather and less water run-off.

  •  There's no doubt in my mind that (2+ / 0-)
    Recommended by:
    mommyof3, GreenMother

    Boner deliberately did this to Christie for the way he responded to Obama during that storm which was just before the election.  Christie knows it too.


    The religious fanatics didn't buy the republican party because it was virtuous, they bought it because it was for sale

    by nupstateny on Sat Jan 05, 2013 at 05:44:51 PM PST

  •  Oh -- so it's "entitlements" :-o (1+ / 0-)
    Recommended by:
    mommyof3

    ------
    Ideology is when you have the answers before you know the questions.
    It is what grows into empty spaces where intelligence has died.

    by Alden on Sat Jan 05, 2013 at 09:21:02 PM PST

  •  Thank you for explaining this. (1+ / 0-)
    Recommended by:
    mommyof3

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