It escapes me as to what happened to this idea. We live in a money-driven economy whether we like it or not. And I am NOT a fan of the insurance industry; quite the contrary- especially regarding the crookery taking place in obvious areas such as health care and homeowners. Frankly, insurance carriers fall into the same category as Goldman- especially exampled by AIG.
... But, this is one of the few times insurance might be used for a constructive cause. And regarding money, let the insurance lobby and the ABA battle it out with the gun lobby. Require mandatory insurance based on number of guns and type of gun. Mandatory steep fines and jail time for those caught carrying uninsured guns in public. Increase sentences for those that use guns in commission of a crime.
After all, with their new windfall threatened by the specter of liability, who better to police gun ownership than carriers? With the threat of affecting their profits, might we believe that they would use every avenue at their disposal (a lot of avenues- some we don't even know about) in order to minimize liability?
Gee, with the gun population being so large, skim some taxes off the top to pay municipalities and states, i.e. an enticement. Such revenues might even offset premiums in health ins .... yea, the revenues would be Mind Boggling.
This could be the Presidential Mandate in addition to the others- for that matter: The cornerstone. Why? Because money is king. In all of this, ultimately, as usual.. it is about money.
Drug use is a consensual crime. The drug war is a drain on our country and a boon to the evils of the private prison industry. Both negatives. Guns? There's nothing consensual about being shot.... well, unless...
As for all the bellicose rhetoric in the media about War of the Century and incitements of violence- prosecute.
Not that everyone will agree, but put the burden on gun owners- you play, you pay. Of course someone will suggest we insure hammers. Well, if there were massive liabilities in using hammers (ha- secondarily, there are, i.e insurances in the construction industry) -- then big money would get involved in a heartbeat.. and, it would be heavily policed and monitored... by.. the insurance carriers.
For those that missed it:
Gun FAILS: Second Amendment Rights Gone Wrong In Honor Of 'Gun Appreciation Day' (VIDEO)