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Remember how the Republicans are planning to fight Obamacare in the lead up 2014? Remember this part?
"We're trying to make it socially acceptable to skip the exchange," said Dean Clancy, vice president for public policy at FreedomWorks, which boasts 6 million supporters. The group is designing a symbolic "Obamacare card" that college students can burn during campus protests.
Good luck with that.
Maryland insurance officials approved final rates Friday for health plans to be sold in the online marketplace for individuals beginning Oct. 1. The rates offered by nine carriers are among the lowest of the 12 states that have proposed or approved rates for comparison and among the lowest in the D.C. area, according to an analysis by Maryland officials who will be operating the state’s marketplace.

The Maryland Insurance Administration approved premiums at levels as much as 33 percent below what had been requested. For a 21-year-old non-smoker, for example, options start as low as $93 a month.

Maryland is coming in pretty low—but so far, for every state that's released rates, they're truly affordable, made even more so when the subsidy is applied. So let's say you're a 25-year-old non-smoker in Maryland. You can be "cool" and refuse to be insured, or you can pay what's going to be well less than $93 a month (because that rate is the premium quote before the federal tax subsidy is applied) to protect yourself. Yeah, tough choice.

Originally posted to Joan McCarter on Fri Jul 26, 2013 at 02:48 PM PDT.

Also republished by Daily Kos.

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Comment Preferences

  •  Yes, let us be the party of Health Care Suicide. (14+ / 0-)

    The brazen quality would make the robber barons weep with joy for the grand design of telling people not to signup for health care coverage.  What a master sroke of political thinking:  have Americans die without health care, can't wait to get some of that stuff.

    •  Seems to me that if they push this strategy (7+ / 0-)

      they should refuse to accept federally subsidized health insurance they receive as Congress members.  Or if in the private sector, let them go without insurance too.  As in a comment above, let the GOP be the Health Care Suicide Party.  They should be burning their own health care cards, not handing out fake ones.  I can't imagine they are going to have a winning strategy.  I hope the Feds come up with a killer plan for all these stupid Rethug states that are not doing their own exchange. I got to believe the Feds will be announcing their plans shortly so they can be implemented in the what 14 states (?) that have refused to organize a state sanctioned exchange.  These idiots keep screaming for states rights, but they don't take the opportunity to do what their constituents need, affordable health care.  So what's good for the gander needs to be good for the Goose.  Let them get cooked.  

      "War is Peace, Freedom is Slavery, Ignorance is Strength", George Orwell, "1984" -7.63 -5.95

      by dangoch on Fri Jul 26, 2013 at 04:13:07 PM PDT

      [ Parent ]

      •  Actually, IIRC, come next year they'll HAVE to use (4+ / 0-)
        Recommended by:
        linkage, elwior, duhban, thomask

        exchanges for health care.

        A Republican suggested that as a way to sabotage the system. . . . but Leahy(?) loved the idea and pushed for its inclusion.

        We don't want our country back, we want our country FORWARD. --Eclectablog

        by Samer on Fri Jul 26, 2013 at 04:50:15 PM PDT

        [ Parent ]

      •  In Canada (British Columbia) (0+ / 0-)

        Effective January 1, 2013, monthly rates are $66.50 for one person, $120.50 for a family of two and $133.00 for a family of three or more.

        that's it.

        •  Canada's system (0+ / 0-)

          is flawed as well. My (very pro Canada) Canadian friend Sheldon says Canada a two tier system--the bottom tier takes what they can get when they can get it, including 18 month waits to see specialists in some cases, and the top tier goes to the US to get looked after, if it's something important.  He thinks the health care system will eventually bankrupt Canada (and he's not a right winger at all.  Just a pragmatist.)

          I'd like to see us have a system like the UK or Germany where everybody gets basic health care but you can buy additional private insurance if you want it and can afford it.

          I love BC, btw.  Is that where you live?

    •  Hah hah hah hah (4+ / 0-)

      Clever!  Java isn't letting me recommend your comment, but that's pretty funny.

      “If the misery of the poor be caused not by the laws of nature, but by our institutions, great is our sin.” Charles Darwin

      by ivorybill on Fri Jul 26, 2013 at 04:37:10 PM PDT

      [ Parent ]

    •  It would at least be appropriate... (2+ / 0-)
      Recommended by:
      LollyBee, carlos the jackal

      if still utterly silly. The seniors actually would be destroying their Medicare by siding with these idiots.

      But the whole thing with college students...just boggles the mind. How many of 18-24 year-olds actually buy their own health insurance anyway? Most either get it through an employer or (thanks to Obamacare) now can stay much more cheaply on their parents' policies. The very idea that they could even get college students other than their pet College Republicans to pay attention to this (much less dislike or protest against it) shows they not only have no idea what's actually in the ACA, but they also have no idea what college students actually worry about.

      Strategy without tactics is the slowest route to victory, tactics without strategy is the noise before defeat. Sun Tzu The Art of War

      by Stwriley on Mon Jul 29, 2013 at 08:02:48 PM PDT

      [ Parent ]

      •  Don't over estimate (2+ / 0-)
        Recommended by:
        Turbonerd, Faito

        the intellect of [U.S.] college students. I won't be the least bit surprised when footage of college students burning those cards pops up on the nightly news. We tend to forget just how brainwashed those on the right are. Make no mistake, some will do it. And I'd bet many more than any of us (including me) think will engage in the cavalier and rebellious tact of going without health care. It will make them special. They will beat their chests about it. We're talking about a group of people that includes those who will drink beer from a funnel because their friends say it is fun. Anyone who believes the collective "they" will completely ignore this does not understand the mindset of the far right or how far reaching that stirring is.

        There is nothing more exciting than the truth. - Richard P. Feynman

        by pastol on Tue Jul 30, 2013 at 04:49:06 AM PDT

        [ Parent ]

        •  if they knew they can stay on their parents' insu (1+ / 0-)
          Recommended by:

          of "Obamacare," would it matter?

          College Republicans aren't the type to let a few facts get in the way of a fervently-held ideology.

          Reforms come from below. No man with four aces howls for a new deal.
          Keystone XL will raise gas prices!

          by Turbonerd on Tue Jul 30, 2013 at 05:00:21 AM PDT

          [ Parent ]

        •  You notice... (0+ / 0-)

          that I exempted the far-right of college students (my quip about College Republicans), but they really aren't that big on most college campuses. I doubt they'll have much influence, even as a media prop, since it's pretty hard to make a big deal out of a handful of students on a campus protesting...well, anything.

          I do have a pretty good idea of the intellect of the average college student, having taught at the college level for ten years before I switched to teaching high school a few years ago. I can assure you that the vast majority of my students would have looked at this nonsense from Reince and his team and given it a "WTF do I care about that?" Their main concern is how they're going to get a job when they graduate to pay off their loans, not being "forced" (which most will know they won't be) to buy insurance on an exchange.

          Strategy without tactics is the slowest route to victory, tactics without strategy is the noise before defeat. Sun Tzu The Art of War

          by Stwriley on Tue Jul 30, 2013 at 05:39:23 AM PDT

          [ Parent ]

        •  And it will be a competition between (0+ / 0-)

          the sons of Bubbas and the sons of the captains of industry (whose daddies can pony up the $$$$ to pay cash for health care if they actually did get some terrible illness) to see who can caterwaul the loudest.

  •  But if I do not (6+ / 0-)

    have health care coverage and I get sick then I am a warrior for freedom, amirite? If I am a warrior for freedom then that will "cure" me when I am ill and teach me to go make my own bootstraps to pull myself up with. Maybe if I have freedom from the nanny state I can cure all of my infections with positive thinking. Or like go get ten jobs while I am sick to buy my own insurance because I heard a rumor that if you accept Obamacare they force you to take like feminism pills. Socialism and stuff.

  •  Don't they also claim (10+ / 0-)

    they're good with money, the economy and stuff?

    I just wish they'd get done writing their suicide note and do the deed already.

    Fuck me, it's a leprechaun.

    by MBNYC on Fri Jul 26, 2013 at 03:02:12 PM PDT

  •  Hey, they have convinced their base that they (18+ / 0-)

    are better off working for lower wages in unsafe conditions, breathing dirty air, and drinking polluted water.  Convincing them not to be enslaved by health insurance should be a piece of cake.

    “The future depends entirely on what each of us does every day.” Gloria Steinem

    by ahumbleopinion on Fri Jul 26, 2013 at 03:11:06 PM PDT

    •  Sadly you are right (4+ / 0-)

      I am actually a bit worried that they will be able to convince young people that they are being used.  $90 per month was a lot when I was in college and without a job... I fully support the ACA, but I can see how the GOP might make headway.

      It's cynical, evil, inexcusable, verging on seditious... but it could cause real trouble.

      “If the misery of the poor be caused not by the laws of nature, but by our institutions, great is our sin.” Charles Darwin

      by ivorybill on Fri Jul 26, 2013 at 04:40:56 PM PDT

      [ Parent ]

      •  When my kids were in college, they were (1+ / 0-)
        Recommended by:

        required to purchase health insurance under a student plan if they could not prove they were covered under other insurance.  Fortunately, because of ObamaCare, I was able to cover them on my plan until they found jobs with insurance.

        Many young adults would be able to get an affordable policy, perhaps with financial assistance from their families, which would be significantly better than their previous options.

        “The future depends entirely on what each of us does every day.” Gloria Steinem

        by ahumbleopinion on Fri Jul 26, 2013 at 07:05:16 PM PDT

        [ Parent ]

        •  Student Plans (1+ / 0-)
          Recommended by:
          carlos the jackal

          Many of those student plans were pretty crappy, with yearly limits of $150,000 or so.   Fortunately, crappy insurance won't be allowed in the future.  This is one of the best things about Obamacare and a point we really have to make to people.   You no longer have to worry that you won't find out your insurance is crap until it's too late.  

  •  Wait... what?! (3+ / 0-)
    Recommended by:
    True North, ericlewis0, elwior
    You can be "cool" and refuse to be insured
    Since when are the Republicans the party for cool people?

    29, white male, TX-07 (current), TN-09 (born), TN-08 (where parents live now)

    by TDDVandy on Fri Jul 26, 2013 at 03:19:55 PM PDT

  •  Do as I say, not as I do (4+ / 0-)
    Recommended by:
    MRA NY, ericlewis0, Siri, elwior

    People with fantastic health care plans will be telling people to be cool: go bare!

  •  "HELL NO, WE WON'T.... um... er... ah... ??" (9+ / 0-)

    Yeah, THAT will set those college kids on FIAH! It'll be like nothing we've seen since war protests of the 60s!

    "Hey, hey, PBO - how many kids did you insure today??"

    Quite an experience to live in fear, isn't it? That's what it is to be a slave. - Roy Batty

    by Fordmandalay on Fri Jul 26, 2013 at 03:34:27 PM PDT

  •  "Stupid is, as stupid does."....... (5+ / 0-)
    Recommended by:
    MRA NY, Siri, ericlewis0, PrahaPartizan, elwior

    “The comfort of the rich depends upon an abundant supply of the poor.” - Voltaire.

    by LamontCranston on Fri Jul 26, 2013 at 03:40:25 PM PDT

  •  And if these young people don't get insured and (4+ / 0-)
    Recommended by:
    ericlewis0, Siri, PrahaPartizan, elwior

    they are over 26, not on their parents health insurance, get in an car accident they could bankrupt their parents who would try to save them by giving them the best medical care they could find.

    We know the Republicans are not going to step up to help them because they have no plan.

    Do not adjust your mind, there is a flaw in reality.

    by Shrew in Shrewsbury on Fri Jul 26, 2013 at 03:42:01 PM PDT

  •  Some day some Texan (8+ / 0-)

    or someone from another state which has refused to set up an exchange is going to wake up and say...hey...people in Maryland can buy health insurance for $93 a month due to Obamacare. How come we Texans can't? And then...stuff is going to start hitting the fan....time is on Obamacare's side.

  •  college students burning their obamacare cards? (4+ / 0-)
    Recommended by:
    ericlewis0, Siri, millwood, elwior

    I'm sure they're pissed that obamacare lets them stay on their parents plan until they're 26.

  •  People will start moving for the purpose (7+ / 0-)

    of healthcare. I've lived in the South all my life but now reside in Maryland. I will sing the praises of my new state residence. Affordable health care is plenty reason to pull up stakes.

  •  Would it be too much (2+ / 0-)
    Recommended by:
    ericlewis0, elwior

    of stretch to say that those states that do not set up an exchange are in essence providing assisited suicide in roundabout way?

    Cheap insurance? Bah! Just let me die free from that socialist Obama.

    These republicans are grasping at straws and jumping the shark at the same time.

    "We can either have democracy in this country or we can have great wealth concentrated in the hands of a few, but we can't have both." Louis Brandeis

    by wxorknot on Fri Jul 26, 2013 at 04:14:21 PM PDT

  •  There won't be anything else to (6+ / 0-)

    do with those symbolic Obamacare cards on college campuses besides light a bonfire since those college aged kids are probably on their parent's insurance. Are they supposed to demand their parents take them off their coverage? Take me off your health insurance mom & dad because freedumb!

    "Compassion is the radicalism of our time." ~ Tenzin Gyatso, 14th Dalai Lama -7.88, -6.21

    by Siri on Fri Jul 26, 2013 at 04:17:52 PM PDT

    •  I am more worried about the kids who don't go to (1+ / 0-)
      Recommended by:

      college and who also have parents who themselves are not even covered much less have their kids on a plan...and these working families don't have two nickels to rub together to pay for anything, no matter if it was 10 dollars a month.

      $93.00 per month is a fortune to a lot of families....even if they make a tiny bit more than to qualify for government assistance....but have a lot of mouths to feed.  

  •  Fox News will tell people taking part is.... (3+ / 0-)
    Recommended by:
    millwood, elwior, Jojos Mojo

    ....SOCIALISM!  Sadly, low information Fox Viewers may believe it, even if they have problems getting affordable health insurance.

    •  Young people do not listen to Fox "News" (1+ / 0-)
      Recommended by:
      Jojos Mojo

      so it's pointless for them to tell students to burn their "Obamacare cards."

      What's the average age of a Rush Limbaugh listener? About 75?

      "Not enough angry old white men," to quote Lindsay Graham.

      Ed FitzGerald for governor Of Ohio. Women's lives depend on it.

      by anastasia p on Fri Jul 26, 2013 at 08:32:38 PM PDT

      [ Parent ]

  •  They're voters are stupid; they don't care nt (1+ / 0-)
    Recommended by:

    nosotros no somos estúpidos

    by a2nite on Fri Jul 26, 2013 at 04:39:35 PM PDT

  •  Who already has (2+ / 0-)
    Recommended by:
    elwior, Jojos Mojo

    Notice that the anti-ACA crowd is made up essentially totally of people who have medical insurance.  In fact they have medical insurance with preexisting conditions allowed. Why?  eRISA and HIPAA. Evul gobermint at its best.  I am still waiting for any of hem to give it up.  

  •  Pro-AfterLife (1+ / 0-)
    Recommended by:

    Well, Republican policies have no come out Pro-Afterlife.  They whine like the afflicted, and this policy will just them into martyrs.  It's the Christian Taliban at its finest.

    "Love the Truth, defend the Truth, speak the Truth, and hear the Truth" - Jan Hus, d.1415 CE

    by PrahaPartizan on Fri Jul 26, 2013 at 05:06:41 PM PDT

  •  Life, liberty and the pursuit of idiocy... (3+ / 0-)

    The GOP motto in a nutshell (emphasis on nut).

    "Liberty without virtue would be no blessing to us" - Benjamin Rush, 1777

    by kovie on Fri Jul 26, 2013 at 05:11:05 PM PDT

  •  tell the (0+ / 0-)

    Republicans. Their plan is going to back fire

  •  This will make the GOP die out (0+ / 0-)

    even sooner.

    Not sure I have a problem with that...

    by chloris creator on Sat Jul 27, 2013 at 01:34:46 AM PDT

  •  Young and college educated (0+ / 0-)

    ...aren't exactly your typical GOP-listening demographics. Good luck with that plan, morons.

    "Reality divorced the wingnuts after the wingnuts were discovered to be fucking goofy." - DWG

    by Jojos Mojo on Sat Jul 27, 2013 at 07:44:23 AM PDT

  •  So do your pampered preppies, (2+ / 0-)
    Recommended by:
    Aunt Pat, cocinero

    frat boys, and jocks even engage in card burning type protests?

    "If this Studebaker had anymore Atomic Space-Age Style, you'd have to be an astronaut with a geiger counter!"

    by Stude Dude on Mon Jul 29, 2013 at 06:44:05 PM PDT

  •  How come this sounds like a GEICO commercial? (1+ / 0-)
    Recommended by:
    Aunt Pat

    People are obsessed with saving money. It's part of our psyche. How in the hell does the GOP think this will work? They really have to come up with something better than burning fake cards and spending more on health insurance.

    You cannot beat proven progress!

    "I think it's the duty of the comedian to find out where the line is drawn and cross it deliberately." -- George Carlin, Satirical Comic,(1937-2008)

    by Wynter on Mon Jul 29, 2013 at 06:48:58 PM PDT

  •  Their flacks pretend to speak for 20-somethings (4+ / 0-)

    Last week I heard a dweeb on the radio claiming to represent an organization of 20-somethings, claiming that Obamacare was the worst thing evah for young people because it subsidized the "rich" older generation from the "poor" 20-somethings.  His rationale was implying that age-rating today is much steeper than under Obamacare, so 20-somethings are age-rated into super-cheap policies today and will pay much more later.

    The host was a little slow to keep up with him.  He was talking about how nowadays people his age get policies for maybe $50/month for coverage that was adequate for them.  Then eventually the host asked what happened if someone got really sick. And the dweeb very, very quickly rushed past saying that there might be some gaps in coverage but FREEDOM and generational warfare and people their age rarely get very sick yadda yadda.

    In other words, he was comparing mini-meds, the non-insurance policies that some employers give out as a fringe benefit in lieu of actual insurance, to real coverage.  No comparison at all. Mini-meds are evil.  They don't cover real claims, just a certain narrow range of small ones, after a large deductible.  

    He was flacking for the Republicans, so their policy seems to be that we should gamble everything on hopes that we have no medical bills.

    Oh, and young women?  Don't get pregnant.  Uninsured, hospital childbirth is now up to around $20k.  Insurance companies negotiate much lower rates for their customers.

  •  its the bottom line (1+ / 0-)
    Recommended by:
    Aunt Pat

    the one thing right wingers pride themselves on is getting a good deal.  well, if the aca is a good deal they will jump on it ... while most likely publicly condemning it.

    "The real wealth of a nation consists of the contributions of its people and nature." -- Rianne Eisler

    by noofsh on Mon Jul 29, 2013 at 06:56:35 PM PDT

  •  Can they talk to anybody under 30? (0+ / 0-)

    I'm pretty sure they are clueless about how you locate and then speak to anybody younger than about 25. I suppose they might be more skillful at conversing with someone closer to 30.

  •  this is great news. (0+ / 0-)

    Unfortunately I'm just over the line in Virginia. I can't wait to see how the Federal Exchange turns out. I'm signing up on day 1.

    To keep our faces turned toward change, and behave as free spirits in the presence of fate--that is strength undefeatable. (Helen Keller)

    by kareylou on Mon Jul 29, 2013 at 07:46:31 PM PDT

  •  More power to 'em (0+ / 0-)

    It sounds so callous, but Darwinism really works sometimes. If they can manage to convince people to forgo health insurance, then really, they're just culling the absolute lowest common denominator - people who would gamble their lives and livelihoods on a cheap, pitiful political stunt.

    Plus, they're only killing their own constituents. Can't say as I'm too broken up about that. We tried to help them, but as we say here in Texas, you can lead a horse to water...

  •  The "young invincibles" are still (0+ / 0-)

    vulnerable to non-auto trauma, mainly gun violence, sports injuries, diabetes type 1 and type 2, auto-immune diseases, certain cancers, asthma, surgical emergencies like appendicitis and incarcerated hernias, psychiatric illness and drug and alcohol addiction. I have many friends in their 20s who are quite responsible and want that stability in their lives.

    ....the only thing we have to fear is fear itself. FDR 1933

    by Tailspinterry on Mon Jul 29, 2013 at 10:17:40 PM PDT

  •  Here's what a Limbaugh listener had to say (1+ / 0-)
    Recommended by:

    A fellow who does handy work for me happens to be a Limbaugh listener.  He knows my leaning and discuss and we listen to each other. All very civil and to his credit, he's willing to listen and intake new information.  

    He also happens to be in his late 50s and had a heart attack.  And no insurance.  

    I don't know the ins and outs of what he's been doing over the past year about his insurance, but he said last week, "This Obamacare is really working for me. It's not perfect but I expect it will get better."

    As people like him have positive experiences, I think those positive experiences will also reduce their opinion of Limbaugh and Republicans in general.

  •  Gotta love how, (1+ / 0-)
    Recommended by:
    Stude Dude

    since there aren't any actual cards to burn, the astroturfers have to create them.

  •  the GOP appears to be applying Darwin (0+ / 0-)

    to their own followers.

    Suppose they do that.

    Suppose their people start leaving coverage.

    Suppose they start trying to game the system and apply for coverage only after they get sick.

    Well, all the ones who have an accident, get into some misadventure will be showing up in the ER without
    coverage, and even if they apply and buy, it could be 30-90 days before they get processed in.

    A very long time to be hurt and not getting treatment.

    statistically this will start killing off their followers, especially the younger and more foolhardy...

  •  College students already have to be insured (0+ / 0-)

    I've finished two years of college and every year you're required to sign a waiver saying you have insurance on your own or through your parent or buy the plan they offer.

    The first year I signed the waiver since I was still under my parents insurance.  I was kicked out of my parents house after the first year of college for being gay.  So last year I just opted to buy the insurance since I was an independent student. I have no idea if it was any good because I never used it.

    I just got the packet for renewal and the waiver today.  It's $1200 this year with an aggregate maximum of 500,000.  The deductible is $250 per policy year and the co-insurance is 80% of preferred allowance in network.

    I'll be close to the cut-off for Medicaid expansion (and I live in Illinois, so we will be expanding!) but even if I earn over the 15200 I'd still qualify for subsidies which would be far cheaper than the 1200.  I'm supposed to be insured by the 15th of next month so I can't wait for the exchanges.  Any thoughts on how I could wait out for the exchanges or save money a different way?

  •  Problem is, that young people often (0+ / 0-)

    don't see the value in insurance.  Insurance is for old people.  And part of the reason that the push is on to insure young people is that, like all social net programs, the larger the pool of contributors, the greater the spread is on the cost to pay for the program for those in need (reducing individual cost for premiums).

    This is one of those things that does resonate with young people.  When I was in my 20s (after college) I wouldn't buy private health insurance (my employer did not provide) because I felt as if I did not want to spend my money on a "What IF."  I thought of insurance as gambling and I don't gamble, even though, as a child of elderly parents, I have always supported Social Security as a good and necessary societal contract. Current young folks visceral response to the purchase of their own health insurance may be immature social contract thinking, but statistically supported selfish thinking.  

    We do have to change the minds of how many young people think about both risk and social responsibility.  $93 dollars a month may not be a lot for health insurance for those of us who have had an MRI or a heart event or breast or skin cancer or diabetes or high blood pressure or asthma or the like, because we have perspective, we have context.  

    Our task is not simply to pretend that young people won't "burn Obamacare cards" as an act of hubris and stupidity, our task is to show them, prove to them, that their choices matter now not just for themselves but for their own future, and for their nation's future.

    Great diary.

    "Out of Many, One Nation." This is the great promise of the United States of America -9.75 -6.87

    by Uncle Moji on Tue Jul 30, 2013 at 08:28:51 AM PDT

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