So here's my questions:
1) If I'm currently on SSDI and Medicare do I still have the option to purchase a private insurers plan if I opt out of Medicare?
2) If I opt out of Medicare for a year to join a plan in ACA can I opt back into Medicare without penalty?
3) When I look at the valuepenguin website to compare plans and it says .25 for specialty drugs is that 25%?
These are not trick questions. Most of you know that I'm the BIGGEST skeptic when it comes to Obamacare. I'm just interested in seeing if any iteration might benefit me. Since I'm on Medicare, it also means that I have Med Part D. I can currently afford my meds 2 months a year before falling into the donut hole. It's possible that a Platinum plan would be cheaper for me if it covered my drugs. Thus the curiosity.
Anyone else with questions feel free to post them in comments and hopefully the experts on the site can answer them for us.