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So yeah, I literally waited until the last minute.  Since I live in California, I used the Covered California website, which did have some delays.  Had to re-login after I set up an account when it timed out on me.  But I eventually made it through and submitted an application.  It said I may qualify for a subsidy via Medi-Cal (our state's version of Medicaid), and asked that I provide proof of California residency.  So I uploaded a scan of my California driver's license.

And that was it.  I'll be waiting to hear back from them about the verification of my residency.  But I can't find the button to finally enroll in a plan yet.  Neither the "Preview Plans" or the "Apply" button got me to a page that actually listed plans I could pick from and enroll.  Is it because they have to verify my residency first?

All this took me about a little bit less than an hour.

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Comment Preferences

  •  I hope it works . (1+ / 0-)
    Recommended by:
    Sylv

    "please love deeply...openly and genuinely." A. M. H.

    by indycam on Mon Dec 23, 2013 at 07:54:53 PM PST

  •  If you are going for "Medi-Cal" (3+ / 0-)
    Recommended by:
    Nance, ybruti, Sylv

    I don't think you get options , you will get "Medi-Cal" .
    http://www.medi-cal.ca.gov/

    "please love deeply...openly and genuinely." A. M. H.

    by indycam on Mon Dec 23, 2013 at 07:57:21 PM PST

  •  Subsidies don't come from Medi-Cal. (6+ / 0-)
    Recommended by:
    barkingcat, annieli, Nance, La Gitane, Sylv, raines

    Medicaid comes from Medi-Csl.

    If it is the case your qualify for Medicaid, then you will not see plans to choose from. You will simply be enrolled.

  •  If your yearly income is less than $15,856 (4+ / 0-)
    Recommended by:
    earicicle, raines, La Gitane, Sylv

    Welcome to Medi-Cal! It's free.

  •  I hope mine works (2+ / 0-)
    Recommended by:
    ybruti, Sylv

    I got through healthcare.gov OK, but then had to pay Blue Cross/Blue Shield. They don't take credit cards for payment, only through an outside vendor who collects a surcharge and places a ceiling on payment accepted. You can pay with a bank account online directly. Except you can't -- it wouldn't work. I tried calling and making a payment by bank account over the phone. But the hold was over an hour, and there was a $10 charge for that "privilege." So I mailed a check yesterday.

    Their deadline for payment is January 1, so a week should be enough. But will it? Time will tell. Sure hope so.

    Mark Twain: It ain't what you don't know that gets you into trouble. It's what you know for sure that just ain't so.

    by Land of Enchantment on Mon Dec 23, 2013 at 08:31:29 PM PST

    •  Payment deadline for plans through (2+ / 0-)
      Recommended by:
      Sylv, annan

      healthcare.gov was extended to Jan 10.  You should be OK.  What's up with the freaking payment system you experienced?  Hopefully you can set up payments through online banking in the future.

      •  As I understand it (1+ / 0-)
        Recommended by:
        annan

        ... that came from the insurance industry to its members, something of that sort. More of a guideline or suggestion rather than a binding rule. BC/BS says January 1, though perhaps they'll allow a bit of a grace period in the end.

        I did get to someone who told me that first payment could not be set up as automatic, but it could be done "later on." All in all, I've concluded that Blue Cross/Blue Shield is no better than healthcare.gov with its annoying problems and inconveniences. It all works, but poorly.

        Mark Twain: It ain't what you don't know that gets you into trouble. It's what you know for sure that just ain't so.

        by Land of Enchantment on Tue Dec 24, 2013 at 08:01:38 AM PST

        [ Parent ]

        •  Anthem/Wellpoint/BCBS ... are they all the (0+ / 0-)

          same? Very confusing. My policy in Indiana is with Anthem and fortunately I had no problem paying with the online bank/check system on Saturday.

          The fact that a huge beast like Anthem is also chaotic this week just proves that a big bureaucracy is a big bureaucracy whether for-profit or non-profit. Gonna be sure to mention that during holiday conversations.

          Getting nearly 6 MILLION people enrolled in new health insurance plans during a 3-month period was pretty ambitious no matter how you look at it and this sure looks like a success to me!

          "Let us not look back to the past with anger, nor towards the future with fear, but look around with awareness." James Thurber

          by annan on Tue Dec 24, 2013 at 09:46:55 AM PST

          [ Parent ]

  •  Good luck (1+ / 0-)
    Recommended by:
    Nance

    Why did you wait until last minute? Just curious.

    •  I waited until the last minute because I was (1+ / 0-)
      Recommended by:
      raines

      locked out of the final step since October 5th. I was patient, but it ultimately took a call on Friday and a wizard on the other end to fix things.

      "Let us not look back to the past with anger, nor towards the future with fear, but look around with awareness." James Thurber

      by annan on Tue Dec 24, 2013 at 09:49:32 AM PST

      [ Parent ]

  •  ditto that (1+ / 0-)
    Recommended by:
    La Gitane

    the site did have some slowness requiring a switch in browsers

    Warning - some snark may be above‽ (-9.50; -7.03)‽ eState4Column5©2013 "I’m not the strapping young Muslim socialist that I used to be" - Barack Obama 04/27/2013

    by annieli on Mon Dec 23, 2013 at 10:19:58 PM PST

  •  I still am waiting to be accepted 14 days later (4+ / 0-)
    Recommended by:
    cosette, ybruti, Sylv, annan

    Up in WA. My husband was accepted by the next day. I never changed my name on my social security card, so I am having to provide not just proof that I'm a citizen, but proof that I am not incarcerated. Notarized. I've never been arrested. I also had to got to the SS office and get proof that I have that number.

    So, I have uploaded all the documents and have heard nothing. I've called repeatedly and have only ever gotten a message to call back some other time.

    I have no idea whether I will be covered on the 1st.

    Shouldn't the government be able to find out if I'm in jail or not?

    And I completely support the ACA and the president and Nancy Pelosi and I love Michelle and the girls and even Joe Biden.

    But I"m kinda bummed about this.

    O great creator of being grant us one more hour to perform our art and perfect our lives. ::: Jim Morrison :::

    by Kevanlove on Mon Dec 23, 2013 at 10:34:26 PM PST

  •  I helped the BF (2+ / 0-)
    Recommended by:
    shaggies2009, Sylv

    sign up last night and it was VERY slow, but we got in.

    I have a question though - hopefully someone here knows the answer: he's been on UI all year, and depleted his IRA.  He is one of the unfortunate millions who got his last check a couple weeks ago, and his IRA is gone.

    So, both income sources are gone as of now, yet his "income" for 2013 was over the limit for subsidies, much less MediCal.  Problem is, without his IRA and no UI, the guy is broke and DEFINITELY eligible for MediCal.  I think we have to appeal....?

    That is the only thing that I found messed up about the process.  It even gives you an opportunity to say that your UI is done, and the IRA is done, so I thought that it would figure in somewhere but it didn't.  With so many people losing UI right now, he can't be the only one with this problem...

    I'll google, etc, but I thought I'd check first with my trusty orange friends...  ;)

    "Mediocrity cannot know excellence." -- Sherlock Holmes

    by La Gitane on Tue Dec 24, 2013 at 06:59:50 AM PST

    •  Your BF (2+ / 0-)
      Recommended by:
      Sylv, La Gitane

      I thought they asked for an estimate of your 2014 income, which in his case would be low low low. Is this not so?

      •  No that's what's confusing (0+ / 0-)

        They ask if you filed 2013, and if you didn't what you estimate it to be. They then base your 2014 on that....

        I suggested that he just change his numbers, but he didn't want to lie. He's a good citizen ;)

        "Mediocrity cannot know excellence." -- Sherlock Holmes

        by La Gitane on Tue Dec 24, 2013 at 09:20:16 AM PST

        [ Parent ]

        •  This is all so strange, is income eligibility (0+ / 0-)

          determined by state? I'm in Indiana. When I applied in early October healcare.gov asked what my current income was (October 2013). No requests for any documentation at all, which would have been impossible in my case.

          There was a note that there will be a "true-up" on my 2014 return filed in April 2015.

          "Let us not look back to the past with anger, nor towards the future with fear, but look around with awareness." James Thurber

          by annan on Tue Dec 24, 2013 at 09:58:29 AM PST

          [ Parent ]

    •  Talk to a county office (0+ / 0-)

      http://www.dhcs.ca.gov/...

      If your BF won't have income in 2014, he should be eligible for MediCal. Sounds like you need to talk to a human to get it straightened out.

  •  Good for you! (0+ / 0-)

    The stories about people successfully getting health care coverage are encouraging. My story didn't have a happy ending, (I wrote a long diary about it), and I am too poor to afford health care through the marketplace.

    Congratulations!

  •  I had the same "I think" reaction to (2+ / 0-)
    Recommended by:
    annan, raines

    Covered California. I only applied on the 22nd. They didn't send any email to either confirm I had created a Covered California account or to say that I had applied for an insurance plan.

    I have logged back in and can click on the status bar that goes Summary » Household » Personal Data » Income » Eligibility » Enrollment. After I click on the first button Summary it shows my status as "Pending" at the bottom but shows the plan I chose.

    I think it's cool because I clicked on the "Enrollment" tab it says the plan is going to send me a packet via snail mail and that's how I will submit my first payment.

    I think.

    "In text, use only a single word space after all sentence punctuation." - Oxford Style Manual, Oxford University Press, 2003.

    by shaggies2009 on Tue Dec 24, 2013 at 07:53:06 AM PST

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