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in an interesting piece at Reader Supported News dated yesterday and titled Obamacare: What's in It for You? Plenty, So Take Time to Find Out.

He notes a number of things that most Americans do not seem to know, in large part because of how the media has covered the roll-out, starting with this:  the average increased in premiums of 4% much lower than the average of the past decade.

Here's a few more things people don't seem to know:

- 3.1 million young adults have been added to the insurance rolls because they can stay on their parents' policy until age 26

- $1.2 billion in rebates in 2011 and $2.1 billion in 2012 from insurers who did not spend the requisite 80% of premiums upon benefits

-   $7 billion saved on prescription drugs by Medicare beneficiaries as a result of closing of the "Doughnut Hole" in Part D

-  > 25.4 million people on original Medicare program receiving at least one preventive service at no cost to them during just the first eleven months of 2013

We know the numbers of those enrolling are surging.

It is unfortunate there have been glitches in the rollout, in the sign-up procedures.

But the Affordable Care Act is working, and providing real benefits.

Now, if only the media would do its job and tell the WHOLE story.

Peace?

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  •  Tip Jar (165+ / 0-)
    Recommended by:
    i dunno, skillet, Gardener in PA, CwV, DRo, TomP, JohnB47, TXdem, whenwego, stratocasterman, Lily O Lady, OutCarolineStreet, DuzT, Lefty Ladig, smartdemmg, zerelda, LSmith, rapala, marzook, Tigerlady, Rogneid, reginahny, BYw, Flint, xaxnar, jrand, Little Flower, Fiddlegirl, looking and listening, SheLawyer, UtahLibrul, AllDemsOnBoard, TheLizardKing, Ian Reifowitz, copymark, mkor7, drdana, Mother Mags, splashy, jan4insight, Chun Yang, countwebb, grrr, The Hindsight Times, poco, Emerson, CoolOnion, tgypsy, David54, pixxer, TheLawnRanger, thomask, Doctor Who, Its a New Day, MarkInSanFran, Bob Friend, wdrath, Jim R, We Won, Dobber, rasbobbo, dmhlt 66, offred, Fonsia, happyshadow, anodnhajo, fiercefilms, Outside the Echo Chamber, celdd, cocinero, fixxit, skepticalcitizen, The Jester, LillithMc, rsmpdx, ladybug53, hlsmlane, JBL55, theKgirls, elwior, janmtairy, basquebob, mrsgoo, bbctooman, notrouble, VTCC73, MsGrin, karlpk, puakev, MadGeorgiaDem, MaryIllinois, PrometheusUnbound, sow hat, PatConnors, Grabber by the Heel, NYmom, nice marmot, Brainwrap, Steven D, helpImdrowning, foresterbob, lcrp, hilltopper, JDWolverton, WearyIdealist, batchick, pickandshovel, Liberal Thinking, Dartagnan, newinfluence, SaintC, Shockwave, ctkosh, The grouch, shesaid, msazdem, Bluesee, Orinoco, HeartlandLiberal, manneckdesign, jdmorg, mofembot, Sylv, Grandma Susie, YellerDog, reggiel, rat racer, greengemini, hotdamn, nirbama, yoduuuh do or do not, JayDean, emmasnacker, james321, sulthernao, myboo, edwardssl, emeraldmaiden, Shotput8, CA Nana, Tamar, NBBooks, peachcreek, dandy lion, terabytes, buckstop, Ian S, 1BQ, camlbacker, cotterperson, gofigure, poliwrangler, Jeff Y, deepeco, FiredUpInCA, WisVoter, Superpole, MartyM, duhban, stlsophos, Byron from Denver, Larsstephens, Dustee, barbwires, tofumagoo

    "We didn't set out to save the world; we set out to wonder how other people are doing and to reflect on how our actions affect other people's hearts." - Pema Chodron

    by teacherken on Wed Dec 25, 2013 at 05:41:56 AM PST

  •  Telling the whole story is very hard. (4+ / 0-)
    Recommended by:
    Rogneid, ladybug53, nirbama, duhban

    In trying to focus on our community of 20,000 in Maryland, it's hard to draw the lines, make the connections for people.

    Thump! Bang. Whack-boing. It's dub!

    by dadadata on Wed Dec 25, 2013 at 05:56:44 AM PST

    •  They could just reproduce the points made by (11+ / 0-)

      Wendell Porter.

      Shall we go? Yes, let's go.

      by whenwego on Wed Dec 25, 2013 at 06:11:13 AM PST

      [ Parent ]

      •  Billions in rebates doesn't scale down well. (2+ / 0-)
        Recommended by:
        ladybug53, yoduuuh do or do not

        Moreover, companies that self-insure, though nominally insuring people through the likes of United Healthcare or BCBS, didn't rebate to individuals.

        No way to tell how many of our residents are in that group or, for that matter, how many have been in the individual market.

        And as noted, Maryland doesn't have county level data; only regionalized estimates.

        I'm happy to hear ideas on approaching the topic.

        Thump! Bang. Whack-boing. It's dub!

        by dadadata on Wed Dec 25, 2013 at 06:58:39 AM PST

        [ Parent ]

        •  Move On (1+ / 0-)
          Recommended by:
          nirbama

          I think we should move on to the next healthcare battle. Our message should be:

          If Obamacare isn't working, let's replace it with a government plan.
          Personally, I think that should be publicly-funded healthcare, where all essential healthcare is simply paid by the federal government out of a progressive tax. But a better plan would be socialized medicine, which can just as good and costs about half what we're paying. It's just I don't think the American people are ready for socialism, and a publicly-funded system would at least eliminate a boatload of waste.

          We might not get either of those options, but people would at least start thinking about a solution to the problem of universal, affordable healthcare.

        •  I disagree (0+ / 0-)

          I think the points sell themselves very well in showing the overall effect of the law.

          Der Weg ist das Ziel

          by duhban on Thu Dec 26, 2013 at 03:55:42 AM PST

          [ Parent ]

    •  I've concluded that there will be a large (4+ / 0-)
      Recommended by:
      Rogneid, NoMoreLies, Mr Robert, ladybug53

      proportion of our residents who will qualify for expanded Medicare. But how many? Our median income here is significantly lower than the statewide figure. We have 50 percent or more of our school kids on free meals.

      The Eastern Shore generally is medically underserved and has problems with obesity, diabetes, etc. people have not in the pet gone to doctors until it's perhaps too late to head off a disease.

      In the PAST, not pet.

      So it may be five or ten years before the real effect becomes apparent in the stats generated by the county health department. It will, I'm sure.

      As it stands it looks like Maryland is the poster child for a failed web rollout. About 7500 sign ups as of last week.  Somewhat better numbers on people who went to the website

      The state didn't set itself up to provide county level stats, which I think is a true disaster. Instead they created arbitrary regions, and I'm not even sure there ar regional stats. It's very hard to get data out of them, and the reporting is inconsistent.

      We have a great county health department, but they are not directly involved in the ACA rollout. They will have to manage a higher Medicaid caseload, but they don't know how many, and so far the state hasn't upped the budget resources.

      The md exchange started out with some very helpful GIS driven maps, which they have stopped making for some arbitrary reason.

      Our region -Upper Eastern Shore- includes Howard County, which in NOT on the Eastern Shore, is demographically quite different from the Shore, and has about half the population of the rest of the regions counties combined.

      So at the apples to apples level, it's not easy to bring things into focus locally.

      Plus, the website failures have become politicized in time for the Dem Party primary. Lt gov Brown was supposed to be the rollout main man.

      It appears he paid no attention and his participation was just a PR ploy.

      For what that's worth, heather Mizeur s running as a truly progressive dem, and deserves national support for the primary. Though I suspect she will not win, she is doing exactly what should be happening all around the country. Progressives getting into primaries.

      The choice between Doug Gansler and Brown is uninspiring, brown being a nonentity and Gansler being unsavory. In the issue that matters the most to me, govt transparency, ganslers tongue wags but nothing changes.

      Brown is apparently content with the dismal status quo from the state Democratic Party machine.

      So endeth the rambling.

      Thump! Bang. Whack-boing. It's dub!

      by dadadata on Wed Dec 25, 2013 at 06:18:24 AM PST

      [ Parent ]

      •  I think you mean Medicaid not Medicare (4+ / 0-)

        and as far as the primary, if Dutch Ruppersberger does get in the race, you will have 3 men and one woman.

        I would still make Brown the heavy favorite as the only African-American, but I would not exclude the possibility of Heather doing what de Blasio did in New York, and one never knows until one tries what is possible

        "We didn't set out to save the world; we set out to wonder how other people are doing and to reflect on how our actions affect other people's hearts." - Pema Chodron

        by teacherken on Wed Dec 25, 2013 at 06:23:58 AM PST

        [ Parent ]

        •  Yes ... Spellchecker seems to have attacked (2+ / 0-)
          Recommended by:
          Tamar, ladybug53

          when I was not looking. Expanded Medicaid.

          Thump! Bang. Whack-boing. It's dub!

          by dadadata on Wed Dec 25, 2013 at 06:59:51 AM PST

          [ Parent ]

        •  I'd be delighted to see Mizeur with a plurality. (0+ / 0-)

          Here's what I don't yet understand, because I haven't had time to look into it: since she's taken public financing, does that exclude funding from individual donors around the country?

          Thump! Bang. Whack-boing. It's dub!

          by dadadata on Wed Dec 25, 2013 at 07:03:16 AM PST

          [ Parent ]

        •  Ahhh. (1+ / 0-)
          Recommended by:
          ladybug53

          From the Washington Post:

          Candidates must raise seed money in increments of $250 or less from individuals to qualify for Maryland’s public-financing system. Once candidates meet a certain threshold — expected to be about $250,000 next year — they become eligible for matching funds.

          The exact cap on spending for the primary is determined by a formula based on the state’s population and inflation. Elections officials won’t make a final calculation before January.

          Candidates who win the primaries can also become eligible for a state grant for the general election. Next year, the size of the grant is expected to be approximately $2.5 million.

          The Balto Sun wrote about last session's campaign rule "reforms" in Maryland. Really a case of closing egregious flaws in what was legislated before. Not in time for next year's election, of course.
          Among the most important reforms was the tightening of a loophole that allowed the owners of related limited liability corporations (mostly developers) to give separately from each entity, thus avoiding donation caps.

          The legislation limited the activities of campaign slates, which had allowed some politicians to play kingmaker, and required heightened disclosure of contributions by companies that do business with the state. The new laws go into effect after the 2014 election.

          More interesting is that local jurisdictions can set up their own public financing systems. It will be something to watch.

          Thump! Bang. Whack-boing. It's dub!

          by dadadata on Wed Dec 25, 2013 at 07:23:46 AM PST

          [ Parent ]

      •  I decided recently that I'm going to volunteer (0+ / 0-)

        for Mizeur after I read a bit about her.
        Some other states would be lucky to get either Gansler or Brown, but Maryland can do better.

        While Democrats work to get more people to vote, Republicans work to ensure those votes won't count.

        by Tamar on Wed Dec 25, 2013 at 05:55:26 PM PST

        [ Parent ]

  •  Short term political leverage... (12+ / 0-)

    ...gained from highlighting the glitches in this rollout are exclusively for the next two election cycles. After 2016 there will be no political benefit to even suggesting that this can be repealed, even among the GOP hyper activists.

    If I had a choice, I'd ratchet up the MLR trigger up from 80 percent to something approaching 85 in the next 4 years. There are lots of ways ACA can be improved, but making it "not fun anymore" for Big Health Insurance would be my preference.

    Change does not roll in on the wheels of inevitability, but comes through continuous struggle. --Martin Luther King Jr.

    by Egalitare on Wed Dec 25, 2013 at 06:12:21 AM PST

  •  Last Decade Indeed. (7+ / 0-)

    Health costs always surge under Repub government and creep when Dems are in.

    We are called to speak for the weak, for the voiceless, for victims of our nation and for those it calls enemy.... --ML King "Beyond Vietnam"

    by Gooserock on Wed Dec 25, 2013 at 06:29:38 AM PST

  •  even in IL, there is still a lot of misinformation (5+ / 0-)
    Recommended by:
    Rogneid, mkor7, jan4insight, VTCC73, ladybug53

    i have insurance through my deadend job, but i keep hearing "friend of a friend" horror stories...these are coming from dem/left leaning people like my shrink....who hears them from patients or the gal at the hair salon... stories about employers, like at&t here in illinois, just dropping everyone and dumping their plan -- or the woman whose husband has MS suddenly having unaffordable insurance...stories of people whose deductibles AND premiums shot up. "is that with or without the gov. subsidy?" i ask. the person telling the story never knows. hearing this third hand, it sounds like a lot of people who are scared/screwed/up in arms are getting their info direct from the insurance companies and not going through the exchanges, which i know is not the way to do it. but they are talking, and these horror stories are spreading. i keep sharing the "locate a navigator" web page,

    http://getcoveredillinois.gov/...
    but i wish there was a single source of info i could direct people to. i would be willing to be trained as a navigator, and do it pro bono if i could. the info gap, even here in blue illinois is pitiful.  a local insurance company selling blue cross has banners up "free info on obamacare." i don't know what they are up to, but i doubt they are running people through the exchanges. i know this will help people in the long run, but in the short run (in terms of its impact on confused people and frustrated low info voters) is worrisome....

    Change is inevitable. Change for the better is a full-time job. -- Adlai E. Stevenson (GOTV)

    by marzook on Wed Dec 25, 2013 at 06:43:36 AM PST

    •  I helped a young friend and his new wife (4+ / 0-)
      Recommended by:
      marzook, WisVoter, ladybug53, contrariandy

      living in IL through the "cancelled because Obamacare" crisis. They are recently married with her starting the young professional career track and him still in school. She has a chronic medical issue that has a high probability of future problems with varying severity. She would likely be uninsurable except through her professional organization without PPACA.

      They had OK but not adequately protection from their insurance but were completely blindsided by the cancellation and offer of even worse insurance for much more money. None of her options were affordable or near the level they previously had and she was very distressed over everything. Neither of them understood much of anything about health insurance or knew what to do. He said the only "help" from his parents was a rant about the horror of Obamacare and similar local news stories.

      I was fortunately able to give them some direction when he asked for help. I made a mistake in the beginning of trying to help. I didn't want to influence their decision making so I heaped, the only way I can see it, information on them. I only made matters worse because difficulties were not confined to useful accurate information but in sifting through the meaning of insurance speak, finding like comparisons, and processing it all. That is a daunting task for me despite having 30 years of experience dealing with choices in health coverage. They were overwhelmed.

      I got on the right track when I began talking about my process for selecting an option that was right for me while emphasizing the importance of finding their own. I look at the process as balancing cost/benefit with risk. They had to understand the meaning of premiums, copays, coinsurance, out of pocket maximums, deductibles, and their relationship to each other. They had to understand the difference between in and out of network and how each effects their costs. They could only begin to make a decision after establishing that base of understanding.

      It took a few phone calls and more than a few emails to build the base. Comparing a few plans as examples really helped.  The healthcare.gov site helped a lot by finally offering access to plans overviews without registration. (She had already been foiled trying to register to the point of exasperation. That all changed a week later.) I told them that I looked at plans in terms of what I know it will cost upfront every month, how much per provider visit, and the expected maximum total cost in case of something big. Her prescription needs made a good drug plan important so they needed to consider that closely. I suggested they find a few plans that were doable and then dig into their respective networks.

      It didn't take them too long once they had some idea how to approach the problem. I didn't expect it to be too difficult since they're intelligent, educated, and motivated. What I find sad is all of the emotional stress and confusion that was needlessly inflicted on them by an insurance company for their own profit, by their "leaders" for political gain, and their own unthinking parents caught up in their own ignorance.

      Time makes more converts than reason. Thomas Paine, Common Sense

      by VTCC73 on Wed Dec 25, 2013 at 11:16:49 AM PST

      [ Parent ]

      •  it's good you could help... (3+ / 0-)
        Recommended by:
        chuckvw, WisVoter, ladybug53

        but that's a lot of info to digest even for your educated friends...i live on the south side where it is blue collar, college educations are not the norm, and the gals that run the nail salons and work maybe two or three jobs to get by have little time, info or help to navigate the system -- especially one convoluted by "insurance speak." the fear and frustration out there is palpable.

        Change is inevitable. Change for the better is a full-time job. -- Adlai E. Stevenson (GOTV)

        by marzook on Wed Dec 25, 2013 at 12:04:14 PM PST

        [ Parent ]

  •  Well .... (4+ / 0-)
    Recommended by:
    Rogneid, dadadata, Kansas Born, mkor7
    Now, if only the media would do its job and tell the WHOLE story.
    maybe if Obama and the Democrats talked positively about it as much as the Republicans talked negatively about it then maybe the media would be talking more positively about it.  The failure in communicating about the ACA - both before and after it was law - falls squarely on the White House and the Democratic Party.  You can blame the Repubs, Tea Party and media all you want, but it's plain as day who has let them get away with it: their spineless Dem enablers.

    The trouble with the world is that the stupid are cocksure and the intelligent are full of doubt. Bertrand Russell

    by accumbens on Wed Dec 25, 2013 at 06:45:33 AM PST

    •  Nonsense. If you think Pres. Obama (9+ / 0-)

      hasn't been talking about it positively, you haven't been paying attention. Or else you have an agenda.

      For example, I picked these off just the first page of the WH YouTube channel:


      Of course, I'm sure you in your infinite wisdom will find something wrong with every one or everything else Pres. Obama has done, since like forever.

      •  Sure, picked it off the WH channel. That's (0+ / 0-)

        convincing.  Come on, he was silent during the legislative process and his silence gave space to the Tea Party who was all over it that summer when he was AWOL on it.  If anyone thinks he or the Dems have been as vociferously positive about the ACA as the Repubs/Conservatives have been negative, then I have a public option to sell you.

        You can criticize the messenger, namely me in this case, but it's just impossible to say that Obama or any of the Dems have been selling the ACA effectively. They have been on defense from day 1 and continue to be.  Sure, Obama has been positive, but in drips and drabs - like having something on the WH you tube channel counts as really selling it.

        As for the other Dems, remember a few weeks ago when they ran and hid and starting criticizing the WH and the online roll out when things went south on the implementation?  Now that's selling it it I suppose.  No that's more defense and spinelessness.  You think the Repubs would have behaved that way?  No they would be attacking the critics and defending the plan.

        Frankly, I simply cannot see anyone thinking this President, his administration or the Dem party has been out in front selling health insurance reform.  They have been weak tea all along afraid to be on the wrong side of it.

        The trouble with the world is that the stupid are cocksure and the intelligent are full of doubt. Bertrand Russell

        by accumbens on Wed Dec 25, 2013 at 07:57:08 AM PST

        [ Parent ]

        •  The White House channel happens to be (5+ / 0-)
          Recommended by:
          elwior, SaintC, edwardssl, Diogenes2008, duhban

          the record of the President's public appearances.

          You haven't even watched any of these videos have you?

          But like I said, you're bound and determined to find something wrong with anything & everything the president does, so you're not very convincing.

          I have no more to say to you.

          •  And those videos get seen by as many people as (0+ / 0-)

            who watch TV?  Nah.  That is not selling.  You think GM would be paying for advertising if youtube was such an effective marketing tool?  Has Obama held one prime time address to the nation to sell the ACA like Reagan used to do to sell his initiatives?  NO.  And that pretty much says it all.  No real push.  No real stand.  No effective communication.

            As for this:

            I have no more to say to you.
            Thanks.

            The trouble with the world is that the stupid are cocksure and the intelligent are full of doubt. Bertrand Russell

            by accumbens on Wed Dec 25, 2013 at 08:13:43 AM PST

            [ Parent ]

            •  Your problem isn't with what Obama is saying (0+ / 0-)

              The videos document that Obama is saying the right things.

              The problem you have is that the news isn't covering what he's saying, they're covering the negative stuff coming from Republicans. In the US the President doesn't control what the news programs broadcast, that's controlled by the networks (and ultimately by their investors).

              •  No, the problem is that he and the Dems have (0+ / 0-)

                done a piss poor job selling it.  A few videos on the WH youtube channel and a few scatterd speeches is not enough.  Half- or quarter-assed effort.  Compared to the negative voices, it's barely a whisper.

                The trouble with the world is that the stupid are cocksure and the intelligent are full of doubt. Bertrand Russell

                by accumbens on Thu Dec 26, 2013 at 05:46:44 AM PST

                [ Parent ]

    •  You parsed that sentence very differently than (4+ / 0-)

      I did. The problem, as I see it, is the media's "job" isn't to tell the whole story. The media's "job" is make money for their owners or to sell the owner's agenda. The business of media isn't about telling the whole story it's about telling what sells. President Obama could spend 24/7 for the next month talking about the good things in Obamacare and unless the press decides that's what they want to cover they'll ignore it. Stories on Benghazi?! Instant 'above the fold' coverage. Stories on 'strife in the Democratic party'? Lead story of the hour! 8 million people signed up for health coverage? Meh, we'll get to it in August, maybe.

      There are lies, damn lies, and statistics but they all pale in comparison to conservative talking points.

      by ontheleftcoast on Wed Dec 25, 2013 at 08:53:03 AM PST

      [ Parent ]

      •  I agree about the media's focus on selling. (1+ / 0-)
        Recommended by:
        notrouble

        But I also think that 99% of the media is totally uncreative and relies on what they are told and who/what makes the most noise.  The Repubs/conservatives have used this media passivity to their advantage - they constantly tell them what's what, scream their heads off about what the Dems are doing wrong every chance they get, and, most importantly, do so relentlessly.

        To this last point, anybody who does marketing/selling knows that repetition is key to getting the message across.  The Dems on the other hand are sporadic and, worse, reactive - most always on defense. It's not about always countering the Repubs, although it needs to be done in the strongest and most attention-getting way.  It's more about constantly and forcefully selling their position -hammering people with what is good and meaningful to them about what they are doing or trying to do, in this case, about the ACA.  If they did that, the media would have different/other stories to tell, not just the Repub stories.

        What is most discouraging is that, unlike the Repubs who succeed in getting their stories out based on lies, the Dems have failed to do so when they have reality/truth on their side.

        The trouble with the world is that the stupid are cocksure and the intelligent are full of doubt. Bertrand Russell

        by accumbens on Wed Dec 25, 2013 at 11:02:52 AM PST

        [ Parent ]

    •  Obama and the Dems really can't win (3+ / 0-)
      Recommended by:
      Calamity Jean, FiredUpInCA, duhban

      with the anti-ACA lefties.

      Such critics join the mob in attacking the law at every opportunity, and then turn around and criticize Democrats for spending too much time fending off attacks on the law.  They criticize Democrats for not being more positive about the law, but then accuse Democrats of clapping louder instead of facing the music.

      And they wonder then why so many Democrats soon conclude that attempting to conciliate them is a fool's errand.

      "Those who have wrought great changes in the world never succeeded by gaining over chiefs; but always by exciting the multitude." - Martin Van Buren

      by puakev on Wed Dec 25, 2013 at 10:49:06 AM PST

      [ Parent ]

      •  It's not about playing defense. It's about being (1+ / 0-)
        Recommended by:
        chuckvw

        proactive, on the offense.  It's about hollering from the rooftops what is good about the ACA and how it helps people.  My guess is that the ACA will go down as the most poorly sold/communicated legislation in US history.

        Your comment makes my point about Obama and the Dems' defensive perspective and posture.  Defending against attack is necessary, but it is not how you get your message across or sell anything.  Can you imagine Apple ads focused on the negative advertising from Microsoft and Samsung?

        To your point about the "anti-ACA lefties," I don't see Obama or the Dems responding much to them, just like they haven't since Obama won in 2008 ... or ever.  The problem for Obama and the Dem establishment is not the lefties, it's the righties and there they have largely failed miserably in dealing with the attacks.  The Repubs may be imploding, but it's self-inflicted.  Obama and the Dems can take no credit for it - they just got lucky ... or maybe they have - time will tell.

        The trouble with the world is that the stupid are cocksure and the intelligent are full of doubt. Bertrand Russell

        by accumbens on Wed Dec 25, 2013 at 11:17:02 AM PST

        [ Parent ]

  •  Once may people use ACA (3+ / 0-)
    Recommended by:
    Calamity Jean, WisVoter, ladybug53

    I would guess that will lead to more positive information getting out.  So for example, if I had an ok plan, I might wait to see how ACA works.  So far no one has actually met with a doctor or had surgery under ACA.  So as a cautious, skeptical person, I might wait.  If it delivers as promised, then I'll jump in.  But what if it doesn't work?  Then I'll stay with my current if crappy plan.  

    My next question is, when is the next enrollment deadline?  If someone looses their job in February of 2014, when can they sign up for ACA or the state equivalent?  Is there a rolling enrollment and start?

    •  Sign up for February coverage is under way (7+ / 0-)
      Recommended by:
      mkor7, ferg, elwior, jvance, WisVoter, duhban, ladybug53

      Final deadline for regular enrollment is March 31.

      If someone loses their job after that, it is called a qualifying life event and they are eligible for a limited period if special enrollment , 30 or 60 days, I forget which.

      We are the principled ones, remember? We don't get to use the black hats' tricks even when it would benefit us. Political Compass: -6.88, -6.41

      by bmcphail on Wed Dec 25, 2013 at 07:26:13 AM PST

      [ Parent ]

  •  Not the Whole Story - the Same Story (4+ / 0-)
    Recommended by:
    jan4insight, elwior, FiredUpInCA, duhban

    The media has decided the problems with the ACA roll out are the story and none of them wants to step out of line from the others. They don't want to tell Americans something that might contradict "what everyone knows" and possibly upset them, because they know what happens to messengers...

    "No special skill, no standard attitude, no technology, and no organization - no matter how valuable - can safely replace thought itself."

    by xaxnar on Wed Dec 25, 2013 at 07:01:41 AM PST

  •  Whoa - I've been working too hard. (6+ / 0-)

    I had "It's a Wonderful Life" on my brain - I thought this was going to be a satire on what the banker Mr. Potter had to say about the ACA.

    Actually, if I were any good at satire, that might actually make a good diary, given the politics of the thing. In the long run, I like Wendell's take. Too bad the people who follow the Phil Robertsons of the world won't look at anything positive about it.

    The more we are, the less we need.

    by Fiddlegirl on Wed Dec 25, 2013 at 07:05:12 AM PST

  •  Even if there was NO problems with ACA (3+ / 0-)
    Recommended by:
    Calamity Jean, WisVoter, duhban

    The Media and especially FOX Noise would make it up anyway. They have made up a war on Christmas and most people believe it.

    I believe the President hasn't taken the ACA seriously to begin with. I believe Democrats have a hard time embracing it fully.
    I don't even know how many progressives embrace it fully.
    Like it is with everything new, people are skeptical about it. I get that, I understand that. Here is the big catch.

    But if we want to win 2014 and fix/improve it, we MUST embrace it for now. We must be 100percent behind it. With no democratic Congress, it will only get worse. With no democratic President, it might die. Thugs who want to cut Social Security and have cut Unemployment Benefits will have no problem destroying the ACA. Bank of it.
    So, if we want improvements to the ACA, we MUST push for a democratic house and Senate.

  •  I am grateful beyond words for the ACA (9+ / 0-)

    Our 24 year old does not have insurance through his job.  We pay to have him on our insurance until the age of 26, a monthly amount that is reasonable and provides good coverage.

    I urged him to please see a dermatologist due to a number of moles, reminding him of a friend of ours who passed away from melanoma.   "Do it while you have solid insurance," I urged.

    Good thing.  Several biopsies and one came back not so good.   But it was caught early.  And that is the gift of health care- taking care of problems before they become bigger.

    My greatest wish for our country is to see all its citizens covered, without fear of bankruptcy when receiving medical treatment.

    Reason, observation, and experience; the holy trinity of science. Robert Green Ingersoll

    by offred on Wed Dec 25, 2013 at 08:58:46 AM PST

  •  Those rebates are outstanding (2+ / 0-)
    Recommended by:
    Shockwave, WisVoter

    and very telling.

    To be first in the soil, which erupts in the coil, of trees veins and grasses all brought to a boil. -- The Maxx

    by notrouble on Wed Dec 25, 2013 at 10:23:38 AM PST

  •  Potter has been quite positive (3+ / 0-)
    Recommended by:
    Shockwave, WisVoter, duhban

    about the law's prospects, and I think things are moving that way.

  •  Cabn You Fix the Spelling? (0+ / 0-)

    It's a great article, but it would be easier to read without the misspellings. So, teacher, teacher!

  •  Love Wendell Potter, a real hero (3+ / 0-)
    Recommended by:
    teacherken, WisVoter, ladybug53

     photo WendellPotterandCOC-1.jpg

    I had the honor to meet him and brainstorm about single payer strategies.  I agree , there is much good in Obamacare but it's success is not guaranteed IMO.

    Strangely, even on the right there is support for single payer as what comes next.  Wall Street Journal for example;

    What to Do When ObamaCare Unravels

    Health insurance should be individual, portable across jobs, states and providers; lifelong and guaranteed-renewable, meaning you have the right to continue with no unexpected increase in premiums if you get sick. Insurance should protect wealth against large, unforeseen, necessary expenses, rather than be a wildly inefficient payment plan for routine expenses.
    No other country has a free health market, you may object. The rest of the world is closer to single payer, and spends less.
    I just enrolled in Obamacare through Covered California and I am concerned about my costs if I do get sick.  Huge co-pays.

    I believe that we should implement single payer through the ACA "innovation waiver" state by state starting in Vermont  and then California.  But even if the ACA unravells, single payer IS coming.  

    Daily Kos an oasis of truth. Truth that leads to action.

    by Shockwave on Wed Dec 25, 2013 at 01:55:00 PM PST

  •  No matter how they attack "Obamacare", it has (0+ / 0-)

    changed the standards for health insurance in America.

    From now on health insurance must be:
    1) high-quality;
    2) comprehensive;
    3) unlimited;
    4) affordable; and
    5) GUARANTEED until eligible for Medicare.

    These standards work together to change what Americans can expect and demand of their health insurance.  Americans no longer have to accept less than this entire set of standards.

    Only two proposals have meet the new health insurance standards:
    1) single-payer "Medicare-For-All"; and
    2) ACA Health Insurance Regulations ("Obamacare").

    All Republican proposals are fraudulent propaganda designed to fool the American people into giving up these valuable new standards, not to meet any of them, much less all of them.

    Medicare changed the standards for health insurance for the elderly.  Republican proposals, like Paul Ryan's Vulture Vouchers (Death Vouchers), are unacceptable frauds because they would fall far short of the existing Medicare standards and expectations.  

    Republican plans to "Repeal and Replace Obamacare" with "Free Market" competition are just as fraudulent and unacceptable as GOP Medicare-In-Name-Only Vulture Vouchers.  

    Private, For-Profit Insurers did not, will not, and cannot be expected to provide acceptable solutions on their own. Government must set the standards and ACA has shown that it can be done.  Bravo!

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