This year, I purchased, via the Obamacare - KYNect website, private health insurance from the Kentucky Health Cooperative. I love it! - my formerly "excludeds" covered, and for less than half the cost I was paying. I just received a policy amendment I'd like you to see.
Now, I have never received a detailed copy of my original policy. I called and asked for one, figuring it was lost in the mess up thousands of new signups. But still have never received one. So, I am unable to read what was originally typed in the policy, that this amendment is replacing.
However, I find part of the amendment interesting, and wonder if this is unusual?
Amendatory Endorsement/Amendment
This amendatory endorsement is endorsed and made part of the Individual Policy Contract.
The following provisions of the Individual Policy Contract are amended as follows:
Exclusions section #51 revised to read as follows:
Elective abortions are excluded, except for abortions performed to preserve the life of
the female upon whom the abortion is performed.
Effective Date: immediately (dated 5/23/14, received today)
Yes, I have a small subsidy for this policy. Is this exclusion because government funds are being used? (my guess)
Just posting for the discussion value.