Well lots of folk, and you can read about it everywhere, except, and Eli has not seen this mentioned, but the most important groups are employers who offer health care benefits and their employees, because the ACA HAS bent the cost curve for the exchanges and that will, if anything accelerate as it moves down the chain.
Negotiations this year for next year's rates will be interesting: Hey, you cut the cost of the silver plans by 10%, we want 15. . . .