If you're like millions of American workers, it's time to think about taxes again. Hopefully, you're getting a refund, even though that technically means you were loaning the government money during the year at no interest.
While receiving a refund is nice, you should check with your payroll department or a tax professional if that refund is significant- because it means your employer is over-withholding money from your paycheck.
That said, there's something nice about getting the money direct deposited into your bank- or sent to some by check, if they prefer. Here's a good chart on when to expect your refund, which is mostly based on when the IRS gets the tax forms from you.
http://www.cpapracticeadvisor.com/...
One other note: The IRS is pretty damn fast these days- electronically filed returns can get direct deposit refunds in 5-10 days in most cases... with no need to get a "refund loan" or other such product. If you can wait a few extra days, it can save you quite a bit.