Although I'm a mortgage payer in good standing my bank (WaMu/JP Morgan Chase) is reaching out and trying to destroy me. Please take a look at the letter I just sent to the much admired CEO, putative Democrat, "Jamie" Dimon and please recommend a good lawyer in the SF Bay Area.
Mr. James Dimon
J.P. Morgan Chase
270 Park Ave.
New York, NY 10017
Re: Falsely Reported Delinquency
Loan Mod Malfunction
Loan #xxxxxxxxxx (WaMu)
Mr. Dimon:
In spite of my having made all of mortgage payments in full and in a timely manner, your bank has seen fit to report one or more of my payments as delinquent. This has resulted in reducing my credit rating from "excellent" to "fair" and causing me the loss of a $15,000 line of credit with another institution.
In addition, after months of being told that my application for mortgage modification had been approved, I have learned as of this day that said application, submitted on April 4, 2009, under the Making Home Affordable Program, has not moved forward in any way.
Today a bank representative informed me that an "aberration" had occurred whereby my application for modification had been erroneously assigned the status of both having been worked out and delinquent---to repeat, neither of which is the case.
I have been informed that to remedy the erroneously reported delinquency will require rendering my initial modification null and void and that I may, should I wish to do so, begin the process anew.
I am reluctant to do so since reaching out to your bank for help per your much ballyhooed loan modification program has only done me great, undeserved injury.
Sincerely,
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