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Why ME???

I'm not educated, or have magic powers, or a pipeline to God.
.

How was I able to get health insurance so (relatively) easy?

I truly don't understand it.

Day one, I had problems so I did extensive exhausting researched (okay, I read other peoples diaries here and tried again with clear cache and windows XP).

A little more than a week ago I registered in under an hour total.  I wasted time I didn't count in my diary about it because it was my fault.  The website said it was processing....but I was sure it said I was verified....and it took me a bit to realize..."DAMN IT Housesella...you're a freaking idiot!!! OF COURSE it says processing... You HAVEN'T completed the form...dumbshit"  I'll give the website bad juju for the stupid green "set" button to continue that made me waste a minute deciding to try and click on it.

ANYHOW, I registered and still had people commenting and writing diaries about not being able to finish.  So I did.  

I bit the bullet and chose a plan.  BTW I hate with a big fat huge passion Health Insurance companies more than I hate anything or anyone else...but I do digress.

Anyhow.  I was feeling good and optimistic.  If I can do all this, it's working.  I can argue with people right and left opposed, because it really does work.

Then I saw Rachael Maddow and she had on Ezra Klein.  SHIT.  Ezra Fucking Klein is saying the problem is on the back end.  SHIT shit shit.  That means I signed up, but will have an enormous problem actually getting insurance.

So I girded my loins and decided on a plan of action.  I used to work for Blue Cross which is the company I decided to use, so I have a passing acquaintance with this beastly devil.

My plan was to wait 2 weeks then make my initial call to the Blue Devil.  I'd open a case file with someone in customer service.  I'd get her/his name and chit chat so they actually opened a file. I'd become their phone friend.  Then I would call every 3 days and check on the progress.  I assumed it would take about a month of sweetness and patience to straighten out.

BUT I would have very valuable information on who and how to get through this clusterfuck.

IMAGINE MY SURPRISE when I got home very late last night and there was a letter from Blue Cross (yes the devil itself sent me a letter!)

    "Dear Housesella  Husband:

     Welcome to Highmark Blue Cross Blue Shield!

     We are writing to confirm that your enrollment through the Federally Facilitated Marketplace has been received and is processing at this time.

You should expect to received your initial invoice for payment in early November that will contain information on how to make payment..yaddayaddayadda......"

HUMM  so, I didn't have to endure the beast in it's devil lair.

I'm covered.  I have it.  I have insurance.  I defied even EZRA!!!  I can't believe it happened and so quickly and so easily.

So my question/confusion stands....I have no state exchange, and had to work solely with the federal site.  Why could I do it and so very very many cannot?

I am honestly wondering  what I did right and those of you who can't get it did wrong?

Whatever.  I'm just old enough and selfish enough to say good for me this time.  

 

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