Skip to main content

U.S. President Barack Obama talks about the Affordable Care Act in the Brady Press Briefing Room at the White House in Washington, November 14, 2013. Scrambling to fix flaws in his signature healthcare law, Obama on Thursday announced a plan to let insurance companies renew for one year the health plans for consumers whose policies would be otherwise canceled. REUTERS/Larry Downing (UNITED STATES - Tags: POLITICS) - RTX15DMU
Senior White House officials held a conference call with reporters before President Obama's announcement of an administrative fix for insurance cancellations to explain how that fix would work. Essentially, the federal government won't enforce the regulations on individual and small group health policies for one year. State insurance commissioners will be informed to allow consumers already in these plans to stay in them for a year.

Like the Landrieu bill, would require that insurers doing so notify their customers of what they're missing out of if they don't enroll in a new plan. It also requires that insurers inform these customers that they options on the health insurance exchange and might be eligible for a subsidy. Like the Landrieu bill, and unlike the House Republicans' bill, it will not allow insurers to sell these older, substandard plans to new customers. But unlike Landrieu, it does not compel insurers to keep the old plans. It also doesn't force them to rescind the cancellations that they've already made.

This, of course, has the insurance companies (and Republicans) outraged! He's making the insurance companies the enemy! (About damned time, I say.) If they don't take him up on this extension, and go ahead and cancel policies, everyone is going to blame them. They're also saying that it would be impossible to do (even though they're not forced to).

Insurance source: WH fix places "onus on us even tho they know we can't" effectively extend cancelled policies given rates/logistics probs
@JohnJHarwood
Which everyone knows is bullshit. If there's once thing that insurance companies are really good at, it's figuring out how to rescind things. If they can scour a customer's health history to find the acne treatment from 30 years ago that would give them an excuse to cancel a policy, they can figure out how to rescind a policy cancellation. And, of course, this would be voluntary. They don't have to keep offering shitty policies, but they can. Of course, if they don't, they'll have angry customers. Which also isn't a new thing for health insurance companies.

As to the policy concern that this will keep younger, healthier people out of the marketplace because they can keep their own insurance, the officials on the press call disputed it, pointin out that the people buying on the individual market skew older; 40 percent of the individual market is aged 45-64, and more than 50 percent of family plans are aged 45-64. Which points out what would be the most straightforward fix for these people: let them buy in to Medicare! House Democratic leader Nancy Pelosi says that House Democrats are coming up with their own bill to respond to Upton's. It should be Medicare buy in.

Originally posted to Joan McCarter on Thu Nov 14, 2013 at 09:38 AM PST.

Also republished by Daily Kos.

EMAIL TO A FRIEND X
Your Email has been sent.
You must add at least one tag to this diary before publishing it.

Add keywords that describe this diary. Separate multiple keywords with commas.
Tagging tips - Search For Tags - Browse For Tags

?

More Tagging tips:

A tag is a way to search for this diary. If someone is searching for "Barack Obama," is this a diary they'd be trying to find?

Use a person's full name, without any title. Senator Obama may become President Obama, and Michelle Obama might run for office.

If your diary covers an election or elected official, use election tags, which are generally the state abbreviation followed by the office. CA-01 is the first district House seat. CA-Sen covers both senate races. NY-GOV covers the New York governor's race.

Tags do not compound: that is, "education reform" is a completely different tag from "education". A tag like "reform" alone is probably not meaningful.

Consider if one or more of these tags fits your diary: Civil Rights, Community, Congress, Culture, Economy, Education, Elections, Energy, Environment, Health Care, International, Labor, Law, Media, Meta, National Security, Science, Transportation, or White House. If your diary is specific to a state, consider adding the state (California, Texas, etc). Keep in mind, though, that there are many wonderful and important diaries that don't fit in any of these tags. Don't worry if yours doesn't.

You can add a private note to this diary when hotlisting it:
Are you sure you want to remove this diary from your hotlist?
Are you sure you want to remove your recommendation? You can only recommend a diary once, so you will not be able to re-recommend it afterwards.
Rescue this diary, and add a note:
Are you sure you want to remove this diary from Rescue?
Choose where to republish this diary. The diary will be added to the queue for that group. Publish it from the queue to make it appear.

You must be a member of a group to use this feature.

Add a quick update to your diary without changing the diary itself:
Are you sure you want to remove this diary?
(The diary will be removed from the site and returned to your drafts for further editing.)
(The diary will be removed.)
Are you sure you want to save these changes to the published diary?

Comment Preferences

  •  Tip Jar (51+ / 0-)

    "The NSA’s capability at any time could be turned around on the American people, and no American would have any privacy left, such is the capability to monitor everything. [...] There would be no place to hide."--Frank Church

    by Joan McCarter on Thu Nov 14, 2013 at 09:38:37 AM PST

  •  Early Medicare buy-in is a pretty obvious (32+ / 0-)

    answer to this and other ACA problems. Likely it is too obvious for our politicians to consider.  

    "George RR Martin is not your bitch" ~~ Neil Gaiman

    by tardis10 on Thu Nov 14, 2013 at 09:53:14 AM PST

    •  One thing... (5+ / 0-)

      A medicare buy-in will only be seen as great if they get to keep their doctor and, due to the lower reimbursement rates, the doctors will likely lobby hard against that idea.

      •  I don't think there are doctors (3+ / 0-)
        Recommended by:
        cocinero, magnetics, james321

        who don't take medicare

      •  Ya know,the get to keep your doctor thing (9+ / 0-)

        baffles me. Are mine the only MDs that move or retire?
        On a more germane note,from the NYT. http://www.nytimes.com/...

        Medicare patients had comparable or better access to medical services than the access reported by privately insured individuals ages 50 to 64, who are just below the age for Medicare eligibility. Surveys sponsored by the Medicare Payment Advisory Commission, an independent agency that advises Congress, found that 77 percent of the Medicare patients — compared with only 72 percent of privately insured patients — said they never had an unreasonably long wait for a routine doctor’s appointment last year.

        The findings from this survey and others can be sliced and diced in many ways. But the overall picture is clear: nationwide there is no shortage of doctors for Medicare patients. It is likely to stay that way, because Medicare is a big insurer that few medical practices can afford to ignore.

        Still, a small number of doctors have dropped out of the Medicare program. Roughly 9,500 practicing doctors have currently opted out of Medicare, according to the Centers for Medicare and Medicaid Services. If patients want to stay with these doctors, they have to pay the bills themselves; neither the doctor nor the patient can receive any payment from Medicare.

        The number of doctors opting out is tiny compared with the number of doctors, 735,000, who remain in Medicare. In addition, they are augmented by hundreds of thousands of nurse practitioners and other non-doctor providers.

         

        "George RR Martin is not your bitch" ~~ Neil Gaiman

        by tardis10 on Thu Nov 14, 2013 at 10:40:55 AM PST

        [ Parent ]

        •  So True,my first family doctor passed away when (1+ / 0-)
          Recommended by:
          tardis10

          I was a child from old age and the same happened to our second family doctor when I was an older child,the third doctor retired somewhere around when I was 20 or so in the mid '70s and is now passed away or in his hundreds which I doubt and then the next Doctor I had on a regular basis just up and moved away to somewhere and then the last doctor I was going to if I got sick or broke a bone I moved away from 20 some years ago and then never had the same doc again three times in a row,now with all of them I didn't see much cause I hate going to the doctor and so the visits was few and far between for those Doctors and me.

    •  Far and away the best thing that could be done now (1+ / 0-)
      Recommended by:
      tardis10

      The hungry judges soon the sentence sign, And wretches hang, that jurymen may dine.

      by magnetics on Thu Nov 14, 2013 at 12:37:39 PM PST

      [ Parent ]

  •  I was ignorant about the optics getting this bad. (16+ / 0-)

    But it seems clear as a bell now that this Rube Goldberg half-fix for insurance companies is metastasizing. Looking back, the toxic political firehose of hate from Republicans and a completely tepid and largely absent work by Democrats to explain the ACA is the real problem. The website stuff would have been minor if not for the absurd political context it landed in.

    Up to this point, people have given Obama the benefit of the doubt when he apologizes and is sincere. That pipeline may have officially dried up. It could hardly have come at a worse time.

    Oh, and watching the completely predictable effect of elected Democrats dropping him like a stone will be close to sickening.

    •  The other mistake (20+ / 0-)

      was not beating up on insurers enough from the beginning. They didn't want to do that because they needed the companies' cooperation. But had the insurers gotten a little bit more bloodied through this, they might have been chastened to a degree and wouldn't have been sending out all these cancellations on policies that should be grandfathered already, and shouldn't be cancelled.

      Obama and the White House really missed the ball by not making the insurers the enemy from the beginning. That would have really helped solidified public support against them. Oh well.

      "The NSA’s capability at any time could be turned around on the American people, and no American would have any privacy left, such is the capability to monitor everything. [...] There would be no place to hide."--Frank Church

      by Joan McCarter on Thu Nov 14, 2013 at 10:07:39 AM PST

      [ Parent ]

    •  Disagree somewhat (11+ / 0-)

      You want to be a centrist technocrat you should get your signature accomplishment to work on schedule after three years.

      Also, I think the NSA stuff dried up a lot of Obama goodwill. YMMV.

    •  A lot of this is the inept dem response (10+ / 0-)

      Obama's passive presser with repeated "my fault" proclamations is not helping.  He could have done better:

      First:  Yes, the website should have worked.  We made a mistake in estimating how hard it would be to launch.  In a few months it will be working and a year from now nobody will remember it.  Next question.

      Second:  Over 95% of Americans CAN keep their insurance under Obamacare.  Nobody is omniscent, we didn't foresee the exceptions to this.  Now that we do, we're taking action to ensure they do keep their junk insurance if they want to.  Next question.

      Third:  Of course we don't guarantee the website will work 100%.  It will continually improve at a rapid pace until all of the Americans who need health care have it.  

      Have a good day, and may God Bless The United States of America.  

      "When I was an alien, cultures weren't opinions" ~ Kurt Cobain, Territorial Pissings

      by Subterranean on Thu Nov 14, 2013 at 10:22:21 AM PST

      [ Parent ]

      •  This is exactly (3+ / 0-)
        Recommended by:
        bwintx, sethtriggs, glynis

        what he said.

        First:  he said this, almost exactly

        Second:  he said this, almost exactly

        Third:  he said this, almost exactly

        His "It's on me" stuff was a bone to the democrats who are whining about their constituents blaming them, and clamoring to vote for a fix, any fix, so it looks like they actually care about their constituents.

        I'll about guarantee that one of his promises to them is that he will take the "blame" so they can stop panicking and wetting themselves.

        So he did.

        •  Guess we watched different pressers (0+ / 0-)

          The one I watched featured a rambling Obama who kept taking blame and protesting that he's working as hard as he can.  Yes, those points were buried in all his words, but he needed to make the points succinctly and confidently, and then move on.

          "When I was an alien, cultures weren't opinions" ~ Kurt Cobain, Territorial Pissings

          by Subterranean on Thu Nov 14, 2013 at 12:20:29 PM PST

          [ Parent ]

          •  Same Presser (0+ / 0-)

            "First:  Yes, the website should have worked.  We made a mistake in estimating how hard it would be to launch.  In a few months it will be working and a year from now nobody will remember it.  Next question."

            I am confident that by the time we look back on this next year, that people are going to say this is working well, and it’s helping a lot of people.  But my intention in terms of winning back the confidence of the American people is just to work as hard as I can; identify the problems that we’ve got, make sure that we’re fixing them.  Whether it’s a website, whether it is making sure that folks who got these cancellation notices get help, we’re just going to keep on chipping away at this until the job is done.
            "Second:  Over 95% of Americans CAN keep their insurance under Obamacare.  Nobody is omniscent, we didn't foresee the exceptions to this.  Now that we do, we're taking action to ensure they do keep their junk insurance if they want to.  Next question."
            You have an individual market that accounts for about 5 percent of the population.  And our working assumption was -- my working assumption was that the majority of those folks would find better policies at lower costs or the same costs in the marketplaces, and that the universe of folks who potentially would not find a better deal in the marketplaces, the grandfather clause would work sufficiently for them.  And it didn't.  And again, that's on us.  Which is why we’re -- that's on me.  And that's why I’m trying to fix it.
            "Third:  Of course we don't guarantee the website will work 100%.  It will continually improve at a rapid pace until all of the Americans who need health care have it."
            In terms of what happens on November 30th or December 1st, I think it’s fair to say that the improvement will be marked and noticeable.  The website will work much better on November 30th, December 1st than it worked certainly on October 1st.  That's a pretty low bar.  It will be working a lot better than it is -- it was last week, and it will be working better than it was this week, which means that the majority of people who go to the website will see a website that is working the way it’s supposed to.

                 I think it is not possible for me to guarantee that 100 percent of the people 100 percent of the time going on this website will have a perfectly seamless, smooth experience.  We’re going to have to continue to improve it even after November 30th, December 1st.  But the majority of people who use it will be able to see it operate the way it was supposed to.

             

            Brought to you by Transcripts Editors.

            •  Thanks, you proved my point (0+ / 0-)

              Those transcripts showcase a muddled and verbose message.  It needs to be distilled down to concise points that make good soundbites on news segments.  Obama also kept repeating himself in the questions, as if saying the same thing over and over would convince the press corpse.  

              I'm not saying to avoid nuanced answers, but there is nuance and then there is the verbose meandering that Obama did.

              "When I was an alien, cultures weren't opinions" ~ Kurt Cobain, Territorial Pissings

              by Subterranean on Thu Nov 14, 2013 at 03:15:48 PM PST

              [ Parent ]

    •  Right on every point. (3+ / 0-)

      Although, people will have healthcare for 10 months by 2014. Perspectives many change.


      __________________
      "A strange game. The only winning move is not to play."
              -- Joshua, aka WOPR (War Operation Plan Response) automated nuclear-launch super-computer. "War Games," 1983.

      by Pluto on Thu Nov 14, 2013 at 10:28:47 AM PST

      [ Parent ]

      •  "Competency" isn't an easy thing to recover ... (7+ / 0-)

        and it's one of the few areas where Dems clearly outshine GOpers [and competency is also the kindred spirit of "empathizes with people like me"].

        These ACA problems will probably be in the rearview mirror by 2014. The competency problems won't. And, this is all mixed up with the technocratic politics of our age: where immense societal problems are compounded because both parties believe it's fundamental to design solutions through the desires of corporations. IMHO, that's the stink from this episode that won't go away for Democrats. As Joan says upthread, they didn't make insurers look bad, which was a horrible mistake.

        •  Terrible political strategy, indeed, (3+ / 0-)
          Recommended by:
          tardis10, annecros, Victor Ward

          ...has always surrounded the ACA. From the very beginning.

          But fast forward to 2014, where the Republicans will be reining on:  "Vote for me. I'll take away your health care so you can die of medical neglect."

          (Of course, that may be what Americans want.)


          __________________
          "A strange game. The only winning move is not to play."
                  -- Joshua, aka WOPR (War Operation Plan Response) automated nuclear-launch super-computer. "War Games," 1983.

          by Pluto on Thu Nov 14, 2013 at 11:07:17 AM PST

          [ Parent ]

    •  The plan itself is Rube Goldberg (6+ / 0-)

      So when one problem erupts, the whole thing is in jeopardy.

      To say the problem is lack of a good sales job misses the point.  

      "When dealing with terrorism, civil and human rights are not applicable." Egyptian military spokesman.

      by Paleo on Thu Nov 14, 2013 at 10:47:09 AM PST

      [ Parent ]

      •  Yep BOTOH (0+ / 0-)

        Maybe it's hard to see right now, but do you really want to go back to  the 100% "laissez-faire capitalist" health insurance system which is basically what we had before the ACA?  
        At least we have moved forward, which is more than what was done in over 100 years.  The next thing is a public option and then medicare for all.

        Mr. Boehner, where are the jobs?

        by Tx LIberal on Thu Nov 14, 2013 at 03:36:56 PM PST

        [ Parent ]

        •  How as it 100% laissez-faire? (0+ / 0-)

          There's Medicare and Medicaid.  Not to mention various forms of state regulation of insurers.  And how does the ACA make the system demonstrably different.

          "When dealing with terrorism, civil and human rights are not applicable." Egyptian military spokesman.

          by Paleo on Thu Nov 14, 2013 at 04:30:18 PM PST

          [ Parent ]

          •  It's relative to how you see the issue (0+ / 0-)

            Tax credits and medicaid expansion (where the state  allows it) removal pre-existing conditions exclusions, regulations on insurers (80%/85% ratio of benefits to premiums), regulation of rate increases, just to name a few.
            While it's not single payer, it IS demonstrably better that the old system, there's no denying it.  And if it had not been done we would still be where we were on top of all the rate increases.
             

            Mr. Boehner, where are the jobs?

            by Tx LIberal on Sun Nov 17, 2013 at 07:34:14 AM PST

            [ Parent ]

    •  The administrative fix is sufficient (0+ / 0-)

      The HHS has enough rule-making authority to prevent any further problems with the private insurance industry and non-ACA plans, IMO.

      There's no way I'm going to support legislation backed by Blue Dog Dems to create a new "fix", especially when it requires votes from Republicans.  They'll only end up "compromising" on some crazy change that will make the situation worse than before.

      Congress doesn't need to do anything to ACA right now.  Let HHS handle it.

      If cutting Social Security & Medicare benefits for low income seniors is what Democrats do after they win a budget standoff, I'd hate to see what they do after they lose one.

      by Betty Pinson on Wed Nov 20, 2013 at 01:28:22 PM PST

      [ Parent ]

  •  i think having the 'fix' (1+ / 0-)
    Recommended by:
    Yoshimi

    only last for one year will reduce the incentive of the ins cos to try to ressurect them.

  •  A medicare buy in would be the ticket (7+ / 0-)

    talk about solving problems, I say Problem solved!  Damn, that makes sense as it always has.  Lets hope we can get'r done.

    •  Not likely (1+ / 0-)
      Recommended by:
      ems97206

      Republicans don't want to do anything to help Obama succeed, let alone to help the people they supposedly represent. Where would the votes come from for expanded Medicare? I fear that we're going to end up going backwards on health care, and that all of the work that has led up to this big change will go down the drain. But I'm also hopeful that enrollment will pick up when people see that there are good deals out there...

      Life's a dance you learn as you go; sometimes you lead, sometimes you follow.

      by gloriasb on Thu Nov 14, 2013 at 10:06:16 AM PST

      [ Parent ]

    •  Why would the house vote for this? (3+ / 0-)
      Recommended by:
      ems97206, Kevin88101, sethtriggs

      Not to be a downer but seriously, has the GOP suddenly changed and now they are willing to vote to try to make the ACA workable?  They almost destroyed the credit of the country a month ago trying to destroy the entire bill.  Anything that happens is going to have to be administrative.  And expanding an "entitlement" doesn't really seem to be a direction they are interesting in going in the first place.

      "Speak the TRUTH, even if your voice shakes."

      by stellaluna on Thu Nov 14, 2013 at 10:31:44 AM PST

      [ Parent ]

    •  It might make sense to you (0+ / 0-)

      but remember, Medicare is a government run plan that the government should stay out of.  More specifically, it doesn't necessarily solve the problem of "Can I keep my doctor" if the doctor does not accept Medicare.

      You're being way too rational.

      "Harass us, because we really do pay attention. Look at who's on the ballot, and vote for the candidate you agree with the most. The next time, you get better choices." - Barney Frank

      by anonevent on Thu Nov 14, 2013 at 11:23:48 AM PST

      [ Parent ]

  •  Is it up to the insurer to decide? (1+ / 0-)
    Recommended by:
    DRo

    I believe that it is up to the insurer to decide what policies to continue to offer, but does anyone have a clear read on this point?

    •  Yes, extending these plans (4+ / 0-)
      Recommended by:
      Egalitare, Pluto, Yoshimi, ArcticStones

      would be voluntary. Landrieu would compel them to do it. But Landrieu is forever, this fix just one year.

      "The NSA’s capability at any time could be turned around on the American people, and no American would have any privacy left, such is the capability to monitor everything. [...] There would be no place to hide."--Frank Church

      by Joan McCarter on Thu Nov 14, 2013 at 10:04:11 AM PST

      [ Parent ]

      •  Thanks (4+ / 0-)
        Recommended by:
        Dem Beans, DRo, tardis10, hmi

        The next questions are in the details. For instance, is it an all or nothing situation? In other words, must an insurer offer a particular grandfathered policy to all currently enrolled customers, or can it pick and choose which customers are allowed to extend their enrollment?
        How quickly will insurers make their decisions, and will it mess up people's decision-making process? For instance, my wife's old BC policy was discontinued, so she completed an application is ready to enroll tomorrow with a new insurer, so her new policy kicks in December 1st. With today's announcement, should she wait to find out if BC will decide to offer the old policy?
        I fear seat-of-the-pants fixes like today's only add more questions and confusion. I guess it'll get worse before it gets better, right?

        •  Why didn't your wife shop the Exchange? (0+ / 0-)

          She's going to end up there next year, anyway.


          __________________
          "A strange game. The only winning move is not to play."
                  -- Joshua, aka WOPR (War Operation Plan Response) automated nuclear-launch super-computer. "War Games," 1983.

          by Pluto on Thu Nov 14, 2013 at 10:38:22 AM PST

          [ Parent ]

        •  from what I read (0+ / 0-)

          they could extend all policies in force by Oct 1, 2013 and those that come up for renewal bet Jan 1 - Oct 31 2014 for one year to those already covered by the policies.  I really don't think insurers will take them up on the ones they've already sent cancellation notices to.

          Also, did you check to see if that same policy your wife wants to enroll in is available on the exchange?  I have read people saying they found the same one the insurer was offering on the exchange for a lower premium.

    •  It's always been up to the insurer to decide (1+ / 0-)
      Recommended by:
      hmi

      Insurers could have renewed ANY policy before Jan 1 2014, regardless of whether it was ACA-compliant or not; the regulations only take effect on renewals or new sales after Jan 1 2014. In fact, some insurers have been trying to "early-renew" customers who were in profitable but non-compliant policies prior to the regs taking effect.  

      Anyone who had their policy cancelled in the past few months, had it cancelled because the insurer wanted to cancel it. No other reason.  

      This fix doesn't actually change anything. (unless it somehow lets the companies continue to sell new non-compliant policies?  Not clear from what I've read so far.)

  •  Small numbers in the individual market (7+ / 0-)

    It turns out that half of the customers in the individual market are in it for 6 months or less. Here's the breakdown from the Washington Post:

    Less than 6 months:    48.2 percent
    6-12 months:               16.3 percent
    13-18 months:             13.7 percent
    19-24 months:               4.8 percent
    More than 24 months:   17  percent
    Digby's take:
    Of the already small percentage of Americans who aren't covered by Medicare, the VA or their employer's insurance policy, only half of them have to buy private insurance for more than 6 months. The turnover in that market is already very high so "keeping your policy if you like it" isn't even relevant for most people. Most are only dealing with this market temporarily anyway.

    "The smartest man in the room is not always right." -Richard Holbrooke

    by Demi Moaned on Thu Nov 14, 2013 at 10:07:51 AM PST

  •  Fixing stuff by means of (1+ / 0-)
    Recommended by:
    Victor Ward

    is really a half assed way of giving effect to any law.   It's like having a car where high gear is broken and driving around in low until you can get to the mechanic.  

    I don't like it when my government gets to decide who the law applies to and when it does not, especially when we are talking about a law dealing with health care.  What else will some health care bureaucrat decide to disregard at some time in the future?  This sets a very bad precedent.  

    Self awareness is one of God's greatest gifts. Don't waste it.

    by SpamNunn on Thu Nov 14, 2013 at 10:09:42 AM PST

    •  Fixing by "means of selective enforcement" (1+ / 0-)
      Recommended by:
      Victor Ward

      Self awareness is one of God's greatest gifts. Don't waste it.

      by SpamNunn on Thu Nov 14, 2013 at 10:10:27 AM PST

      [ Parent ]

    •  I completely agree. But the enforcement end (2+ / 0-)
      Recommended by:
      Dem Beans, ArcticStones

      of it is something that the Administration can control.  Fixes to the bill aren't coming until something is done about the House.  And if we can't take the House next year our only hope for fixing things is going to be the popularity of the plans for other people. If enough people are happy with the law we may see some legislators willing to make corrective change.

      "Speak the TRUTH, even if your voice shakes."

      by stellaluna on Thu Nov 14, 2013 at 10:35:15 AM PST

      [ Parent ]

      •  This is, essentially, the only fix possible (0+ / 0-)

        Imagine the amendments if this required a vote in the House and in the Senate!

        “The meaning of life is to find it.”

        by ArcticStones on Thu Nov 14, 2013 at 10:51:55 AM PST

        [ Parent ]

        •  I thought that's why we had the Legislative branch (0+ / 0-)

          To vote on laws.   The Administration's job is to enforce them, not decide for sake of convenience which laws to enforce.   Why even have laws if the President can just decide to ignore them?  

          Unwitting privileged genetic lottery winner and economic engine

          by SpamNunn on Thu Nov 14, 2013 at 01:33:37 PM PST

          [ Parent ]

  •  Pop quiz. Can you spot the trap for the GOP? (5+ / 0-)
  •  MSNBC on now (36+ / 0-)

    Greenspan's wife is angry, ANGRY, that insurance companies are getting blamed yet aren't forced to reinstate any policies.  Chuck Toad, too.  Obama's tryin' to blame the insurance companies for people having their insurance cancelled!  Can you believe it?  Insurance companies!  Smelling salts needed STAT!

    It's really comical how these milionaire pundits have all suddenly found empathy for all the people getting canceled from their insurance policies.  Where was this concern for the uninsured and falsely insured when Obamacare was being debated?

    "When I was an alien, cultures weren't opinions" ~ Kurt Cobain, Territorial Pissings

    by Subterranean on Thu Nov 14, 2013 at 10:12:48 AM PST

  •  Two words come to mind immediately: (4+ / 0-)
    Recommended by:
    Vetwife, tardis10, Victor Ward, TJ
                                                 FLAIL
    and
                                                   FAIL
    What a mess.

    The trouble with the world is that the stupid are cocksure and the intelligent are full of doubt. Bertrand Russell

    by accumbens on Thu Nov 14, 2013 at 10:23:08 AM PST

  •  Didn't we come very close to (19+ / 0-)

    Medicare at 55?  Wasn't it Lieberman who torched it?

    If a free society cannot help the many who are poor, it cannot save the few who are rich." - John F. Kennedy

    by Dem Beans on Thu Nov 14, 2013 at 10:23:42 AM PST

  •  Insurance companies cancel plans all the time (19+ / 0-)

    I have a friend who has gotten one of those "we no longer offer that plan" letters every year for several years in a row. They keep bumping her to higher cost plans, simply because she has actually needed healthcare.

    Sadly, all the horror stories have convinced her that looking at Healthcare.gov will either cause her rates to go up again or leave her with no coverage, when she's exactly the kind of person this was designed to help.

    •  I know two like that (1+ / 0-)
      Recommended by:
      sethtriggs

      One is terrified to apply because of her pre existing condition, she doesn't believe that's really illegal now.

      The other is terrified to switch from a more expensive university group plan to an exchange one that would save $3,000 a year because he's convinced that Republicans can repeal the law and his new policy would disappear (and once you waive the U plan, you can't go back for two years).

      •  I don't get this (1+ / 0-)
        Recommended by:
        sotiredofusernames
        she doesn't believe that's really illegal now.
        How can she not believe it's illegal when that really isn't in dispute?

        Maybe if you told your other friend that as long as Obama is president it won't be repealed so if he switched in 2014 he's "safe" since Obama is president until 2017.  That would cover his 2 years and he would have saved $6,000 to boot.

    •  Maybe (0+ / 0-)

      if you offered to help your friend browse the plans she would find out her fear is unfounded.

  •  The buck stops here (1+ / 0-)
    Recommended by:
    Victor Ward

    If the website worked as promised, any fallout could be managed.

    Now we have folks submitting  paper applications to get coverage they need.  This is not 1970

    This is his signature achievement (or failure).  If he did not know about the issues with the website, he should have.

    Either way its hard to defend him him when this was years in the making.

    •  I think he was told but (3+ / 0-)
      Recommended by:
      MKDAWUSS, tardis10, CookyMonzta

      IT folks down to downplay how severe problems are to management, and management in turn downplays how severe the problems are, on up the food chain.

      So, "We're unable to successfully connect to the SSN database, probably due to a configuration error, but it otherwise works" becomes "It's 95% functional" to upper management.   They leave out the part where the 5% that isn't working also breaks everything else.

      The Cake is a lie. In Pie there is Truth. ~ Fordmandalay

      by catwho on Thu Nov 14, 2013 at 10:38:21 AM PST

      [ Parent ]

      •  That should be "tend to downplay" n/t (1+ / 0-)
        Recommended by:
        MKDAWUSS

        The Cake is a lie. In Pie there is Truth. ~ Fordmandalay

        by catwho on Thu Nov 14, 2013 at 10:38:50 AM PST

        [ Parent ]

      •  I think it is worse then they are letting on ... (1+ / 0-)
        Recommended by:
        Victor Ward

        If it could be fixed by the end of the month, then why the concession to let folks keep their plan?

        I understand it is difficult to get many different systems to communicate.

        Perhaps these systems were not designed that way.

        All this is speculation and only a few know the severity of the issues with the site.

        If Obama was the CEO of a public company, do you think he would still have his job after a screwup of this magnitude?

        •  Because it kills their poisonous talking point (1+ / 0-)
          Recommended by:
          sethtriggs

          and seizes the narrative.
          Perception matters as much as facts.

          This is scoring a huge point for President Obama and the ACA!

          “The meaning of life is to find it.”

          by ArcticStones on Thu Nov 14, 2013 at 10:57:40 AM PST

          [ Parent ]

        •  Letting folks keep their plans has nothing to do (1+ / 0-)
          Recommended by:
          Juliann

          - with the website functionality.

          Letting folks keep their plans is because the insurance companies are screwing over their most costly customers and cancelling their plans under the excuse that "the ACA made us do it" without telling their customers all the options that they have, INCLUDING going to the ACA website to look for alternatives!

          Even if the website were 100% functional on day one, insurance companies would have tried to pull this.

          Two separate issues.

          The Cake is a lie. In Pie there is Truth. ~ Fordmandalay

          by catwho on Thu Nov 14, 2013 at 04:17:30 PM PST

          [ Parent ]

      •  In other words... (0+ / 0-)

        ...They tried to put an optimistic spin on a serious problem to avoid alarming him of the seriousness of the problem.  Unfortunately, NOT telling him the truth from the start is what made him look bad.

        Obama probably could have avoided this by personally going to the computer lab and getting reports on the progress of the work, and rattling a few cages if and whenever trouble arose.  Not only that, he should have vetted each and every member of the Web site design team, for unqualified designers and would-be saboteurs.

        •  Obama isn't a project manager... (1+ / 0-)
          Recommended by:
          CookyMonzta

          I'm hoping that was snark.

          No, Obama could have avoided this problem by appointing someone who knew how to build a giant website integration project, and making that person directly accountable.  

          Problem is, building giant website platforms is difficult and only a few big companies are any good at it.  (Many, many companies are only mediocre.)  He would have had to hire a consultant from Amazon or Google, like the surge he's just brought in after the fact, and I'm sure that would have caused a lot of complaints from the contractors hired to handle it.

          The Cake is a lie. In Pie there is Truth. ~ Fordmandalay

          by catwho on Fri Nov 15, 2013 at 01:49:47 PM PST

          [ Parent ]

          •  Good point. (0+ / 0-)

            A complex law needed someone who could create a site that made sense of all of its complexities.

            I hope he keeps some of the new people on-board (and maybe a few of the old) to make sure the Web site continues to work properly, knowing how quickly some people (especially in the media) will treat the most infinitesimal new glitch as if the sky were falling.

    •  I did open enrollment on paper up to last year. (1+ / 0-)
      Recommended by:
      sethtriggs

      Many people still do their taxes on paper.

  •  And the talking heads (5+ / 0-)

    are all on and on about how Obama was "so sorry about everything" and all that sort of crap.

    Credit where it's due, though. Once they find a narrative, they're certainly good at sticking to it, facts be damned.

    "He who fights monsters should see to it that he himself does not become a monster. And if you gaze for long into an abyss, the abyss gazes also into you."

    by Hayate Yagami on Thu Nov 14, 2013 at 10:34:00 AM PST

  •  Republican friends foaming at the mouth (10+ / 0-)

    "I can't believe it. He's just putting responsibility for fixes on the private insurers and the state exchanges."

    Weren't you asking for a market-based program with power to the states all along?

  •  Thank goodness (3+ / 0-)
    Recommended by:
    Dem Beans, MKDAWUSS, sethtriggs

    Look, I don't actually want my crappy junk insurance plan, but I don't think a lot of people realize that there are people who have been flat out denied any coverage by all the private insurers, and this is a lifeline. It was my state's band-aid solution for people like me, whom insurers refused to cover because of pre-existing conditions and who make too much money to qualify for Medicaid. It sucks as far as insurance goes, but my out of pocket cost for routine medications is $600 + a month without any insurance at all, and that is just not an option. I submitted my application for the state exchange in the beginning of October and they still cannot even tell me what my tax credit amount will be. I realize that with the ban on pre-existing condition exclusions I could just buy insurance straight from the insurer, but I have had to apply for new insurance policies THREE TIMES this year already after being kicked off plans, so that would add two more times at least. It's tiring. I would rather just keep my crap policy in the meantime. Of course with my luck, the cancellation will probably not be rescinded anyway. The other option is being added back to my Dad's plan because I can still do that now that pre-existing conditions won't let the insurance company deny me being added. But that would only be fore 8 months and then I turn 26 and have to apply again anyway (and I think the enrollment window is over by then?). I just go around in the same stupid circle.

    Is fheàrr fheuchainn na bhith san dùil

    by bull8807 on Thu Nov 14, 2013 at 10:38:33 AM PST

    •  You should probably reapply at Healthcare.gov (1+ / 0-)
      Recommended by:
      sethtriggs

      Start over using a different email address.

      Sounds like your application is corrupt like so many in early October.


      __________________
      "A strange game. The only winning move is not to play."
              -- Joshua, aka WOPR (War Operation Plan Response) automated nuclear-launch super-computer. "War Games," 1983.

      by Pluto on Thu Nov 14, 2013 at 10:51:45 AM PST

      [ Parent ]

      •  As per the Healthcare.gov rep (1+ / 0-)
        Recommended by:
        Pluto

        I talked to on the phone last night, that work around is no longer viable. According to her, if there are two app with the same information, they both get booted from the system.

        To start over, you have to submit a request to their ARCH team, that is supposed to get back to you within 2-5 business days. If they don't, then they want you to call back to submit another ticket.

        If you have to go through that process three times to get to talk to someone from the ARCH team.

        She also said that since I had an application "in process" I could not apply over the phone. Especially, since they got as far as r/o my daughter & I from Medicaid.

        My hand up is the ID verification...yes I have gone through all the steps...sigh

        Missing you dad. Still trying to change the world..one person at a time..one day at a time.

        by jadt65 on Thu Nov 14, 2013 at 11:58:34 AM PST

        [ Parent ]

        •  How long have you been waiting (1+ / 0-)
          Recommended by:
          jadt65

          ...for ID verification?

          Do you know when you applied? Was it online?

          (Just collecting data, here. Thanks.)


          __________________
          "A strange game. The only winning move is not to play."
                  -- Joshua, aka WOPR (War Operation Plan Response) automated nuclear-launch super-computer. "War Games," 1983.

          by Pluto on Thu Nov 14, 2013 at 02:22:19 PM PST

          [ Parent ]

          •  Not a problem (1+ / 0-)
            Recommended by:
            Pluto

            I opened an account on 10/1 online.  
            I did not get through the online ID verification on 10/2.
            Called Experian and they verified my ID on 10/7.
            I was told to give it a week or two to show up in the system. It never did.
            Tried to handle it again over the phone...now needed I reference number, which I never received.
            Upload docs to verify id. Nov 1. waited until last night. nada,

            Then I received the information I posted above.

            Missing you dad. Still trying to change the world..one person at a time..one day at a time.

            by jadt65 on Thu Nov 14, 2013 at 02:29:28 PM PST

            [ Parent ]

            •  Did you call them last night? (1+ / 0-)
              Recommended by:
              jadt65

              Or did they call you?

              So, did you ever fill out an application with all your personal health information? Did you fill one out over the phone?

              Or, are you still locked in the Hub? (see my article below.)

              •  I am still locked in the hub (1+ / 0-)
                Recommended by:
                Pluto

                I completed all the eligibility information, ect. I called them last night..one of several calls I have made during the past six weeks.

                Thanks for the link to your article. I read it yesterday. ;)

                Missing you dad. Still trying to change the world..one person at a time..one day at a time.

                by jadt65 on Thu Nov 14, 2013 at 03:20:06 PM PST

                [ Parent ]

                •  You must do what you think best. (1+ / 0-)
                  Recommended by:
                  jadt65

                  I'm just a voice on the internet.

                  But I'm pretty sure all those Hub fails early on, have been trashed. The WH is sending out hundreds of thousands of emails to them to try again.

                  If they didn't take an application over the phone, what do you really have? You don't have an enrollment form that can be filed -- that could have been filed long ago.

                  Anyway, I don't know if you realize how abusively you were spoken to. You were threatened with draconian punishments. I think the person you spoke to is mentally sick and completely off script.

                  It might be worthwhile to call someone else and read back all the punishments you will suffer (i.e.. with the response call flogging thrice to teach you a lesson) and ask them if this is true.

                  I wish you the best.

        •  Can't, State Exchange (1+ / 0-)
          Recommended by:
          Pluto

          I have to deal with MNSure. They are having to go through the applications of everyone in my boat by hand to correct the problem. So far all they can tell me is I am eligible, but not for how much.

          I did also have the ID verification problem (I'm so lucky). That was resolved by faxing my info and having my account manually created (which then did not work, requiring 3 more calls and 2 weeks of waiting plus two password resets). That hoop is taken care of.

          I guess my major concern is, how many people are in my situation? Do they actually have time to hand-calculate the tax subsidy for all of us in time to let us sign up for insurance coverage by December 15th? Do they even have a way to override the glitch that said I was ineligible? The MNSure website still has serious problems. The call center wait time has steadily increased. Yesterday I was on hold for a full hour, compared to 20 minutes at the beginning of this month, and only 6-15 minutes in October. They are even more slammed than they were several weeks ago. I wish there was something I could do, but it's in their hands and the deadline is getting really tight. I've even stopped complaining to the poor coder who had to deal with me via his direct email address because I want him to code instead of having to take up his time with customer service.

          Is fheàrr fheuchainn na bhith san dùil

          by bull8807 on Thu Nov 14, 2013 at 02:49:53 PM PST

          [ Parent ]

  •  Insurance companies can do what Obama wants (4+ / 0-)
    Recommended by:
    fblau, ArcticStones, sethtriggs, imicon

    the information is in what is called a database backup.

    You can thank Sarbanes-Oxley and HIPPA for that.

    This crying by the insurance companies is load of bull.

  •  I'll just sit over here, hoping we were getting (0+ / 0-)

    single-payer. Then this whole enrollment and insurance fiasco wouldn't be happening...

  •  this is a mess.. this can is going to (4+ / 0-)
    Recommended by:
    Dem Beans, MKDAWUSS, puakev, Victor Ward

    be kicked for some time.  Unfortunately this is the presdient's baby and he has to rock it.   His legacy will be bad if he doesn't do something REAL BOLD REAL SOON.
    I don't know what but he needs to figure a way for the public option.. there was 11th dimensional chess going on and they played this president like a fiddle IMO.

    We the People have to make a difference and the Change.....Just do it ! Be part of helping us build a veteran community online. United Veterans of America

    by Vetwife on Thu Nov 14, 2013 at 10:47:06 AM PST

    •  I disagree (1+ / 0-)
      Recommended by:
      sukeyna

      The real issue is that the American people are unable to manage nuance, complexity, or patience.

      There is a lot going on behind why policies are being canceled.  There is grandfathering that the ins cos are ignoring.  There are policies that deserve to die.  Policies get canceled every year.  Millions of them.

      Websites always roll out poorly, and this one very poorly.  That said, I'm reading it's pretty much one of a kind in size and scope because of all of the different agencies' data that it coordinates.  Most people don't understand the complexity of any website, let alone this one.

      You have democrats who are scared for their re-election chances threatening to drop a bomb if Obama doesn't fix it right away.  The problem will be fixed just by allowing some time to go by, but they want an answer NOW.

      The gop is still failing to gain any traction on this.  Obama knows in the long run that most people who are canceled will be able to purchase a better policy at about the same cost.

      Not everyone.  We might end up fixing another regulation later.  It's a huge change for the country.

      The gop hasn't played anyone.  Likely they will grandstand about how the President's plan is garbage, Landrieu's plan is bullshit, and they'll be off on vacation until January.

      Obama plays it right if his press conference and administrative fix stalls for time.  Come January the website is buzzing and people see what's really possible.

      The gop will have to shut up.

      •  Well I said earlier the majority of americans (0+ / 0-)

        only think like " Watch this drive" but they do depend almost entirely on talking points of the media and it gets only as good as the media plays it.  IMO, the insurance companies played this president.  We should have had public option period.   We had all the blue dogs like Nelson both of them and Lieberman lining up with money....while we were being called retarded.. No... this is only going to get worse if the media keeps nailing feet down.   That website could buzz like a chainsaw but if media and right wingers say broken/horrible/ unless someone stands up to the money in this thing, then they continue the road of tht big bad ACA.  It is not about working.. It's about the narrative.

        We the People have to make a difference and the Change.....Just do it ! Be part of helping us build a veteran community online. United Veterans of America

        by Vetwife on Thu Nov 14, 2013 at 11:07:30 AM PST

        [ Parent ]

    •  At this point there is no way to actually (1+ / 0-)
      Recommended by:
      Vetwife

      improve the law. Medicare buy-in or public option would have been nice but they won't even get a vote in the House and there isn't enough time to implement them anyway. So minor fixes, here we come.

  •  I know at this point I should be numb to it (1+ / 0-)
    Recommended by:
    adirtywar

    but it's surreal to see the media use Republican framing and propaganda to trash the ACA.

    Listening to the media you would almost think Republicans have a better alternative to a national health care system.

    •  Because the Democrats are not out there! (1+ / 0-)
      Recommended by:
      CookyMonzta

      They should be shouting back, call lies for the lies they are, and counter-attacking the Republicans.

      There has to be emotional force behind what the Democrats say.

      Of course the Republicans are going to dominate the media – as long as the Democrats are timid or absent!

      “The meaning of life is to find it.”

      by ArcticStones on Thu Nov 14, 2013 at 11:02:02 AM PST

      [ Parent ]

  •  Insurance company mislead us at work (9+ / 0-)

    Last year before ACA was to be implemented a Blue Cross company rep came to our work place.  He started telling us when Obamacare goes live we better expect to pay lots more money for less coverage.

    He went on and on parroting like a FOX news program. I had enough and spoke up.  How dare you come here under the guise of selling insurance and use this for a political stump speech! We will find out when the ACA starts what the cost will be.  It is called ACA not Obamacare and no one here wants to listen to you spill insurance company crap. Tell us details and get off that political stump you are on.

    I got a standing ovation.

  •  How in the world did we F this up? (1+ / 0-)
    Recommended by:
    Victor Ward

    ACA is good for Americans and the 30 to 40 million uninsured.  Expansion of Medicaid good.

    Crikey, we had 3 years to get this right.  

    Now we are supporting fundamental changes that undermine the benefits of the law?

    I am so terribly confused how we could screw this up this bad.

    "When you're wounded and left on Afghanistan's plains, And the women come out to cut up what remains, Jest roll to your rifle and blow out your brains An' go to your Gawd like a soldier." Rudyard Kipling

    by EdMass on Thu Nov 14, 2013 at 10:52:34 AM PST

    •  Separate out Medicaid (0+ / 0-)

      The expansion is doing fine.  The only problem is the decision of the idiotic Supreme Court.

      "When dealing with terrorism, civil and human rights are not applicable." Egyptian military spokesman.

      by Paleo on Thu Nov 14, 2013 at 10:56:11 AM PST

      [ Parent ]

    •  Are you talking about a temporary computer glitch? (1+ / 0-)
      Recommended by:
      Fury

      Or are you talking about insurance canceling sub-par plans with a two-month notice?

      Is that the screw up?

      Meh. This too shall pass.


      __________________
      "A strange game. The only winning move is not to play."
              -- Joshua, aka WOPR (War Operation Plan Response) automated nuclear-launch super-computer. "War Games," 1983.

      by Pluto on Thu Nov 14, 2013 at 10:58:59 AM PST

      [ Parent ]

      •  It will pass if you bother to explain! (2+ / 0-)
        Recommended by:
        EdMass, Pluto

        It will pass only if Democrats do their frickin’ job and explain these things – in a way that carries an emotional punch (sufficient to counteract the Republican punches!), and which Americans can understand.

        “The meaning of life is to find it.”

        by ArcticStones on Thu Nov 14, 2013 at 11:06:01 AM PST

        [ Parent ]

        •  Democrats, including the President, (2+ / 0-)
          Recommended by:
          tardis10, CookyMonzta

          ...have run away from the ACA from the day it passed. They never once pushed back from the horrifying narrative that is now the god's truth in the people's minds -- perpetrated by the lying Right. To this day.

          At some point, you have to ask yourself -- how can anything so coordinated and consistent for four years just be a coincidence? And if this corrosive neglect of the Dem messaging is by design -- what is the real plan?


          __________________
          "A strange game. The only winning move is not to play."
                  -- Joshua, aka WOPR (War Operation Plan Response) automated nuclear-launch super-computer. "War Games," 1983.

          by Pluto on Thu Nov 14, 2013 at 11:16:57 AM PST

          [ Parent ]

  •  And don't forget you might get a rebate if (2+ / 0-)
    Recommended by:
    wayoutinthestix, PhilW

    your insurer's payout ratio is too low.

  •  "If you have a policy that covers doctor's bills (1+ / 0-)
    Recommended by:
    Fury

    made necessary by a werewolf bite, and has the words "Health Insurance" on the cover, you can keep that policy!"

    Hooray.

    It's not a fix; it's failing to eliminate one of the PROBLEM areas of the previous system.  It's only a way to get us pas the next few months politically.

    "One faction of one party in one House of Congress in one branch of government doesn't get to shut down the entire government just to refight the results of an election."

    by Inland on Thu Nov 14, 2013 at 10:59:28 AM PST

  •  So much drama all the time. (2+ / 0-)
    Recommended by:
    khyber900, Fury

    A very small percentage of people will be able to hold onto their plans for another year. Hopefully, they will decide to sign up for an ACA plan rather than keeping their old plan, but it will be up to them.

    By the way, this very small group of people includes lots of people like me -- over 50. We took care of this business a long time ago and signed up for a new ACA plan through our insurance company over the summer.

    I don't know for sure, but we are probably not included in the official rollout numbers because we didn't go through the exchange. I wonder how many thousands of people who signed up through their insurance companies rather than the exchanges there are and whether or not Obama will include these numbers in his monthly reports.

  •  Fascinating (2+ / 0-)
    Recommended by:
    TJ, Victor Ward

    I've never seen this eleventy-dimensional chess move.  

    I think the President would have gotten this perfect if he wasn't so busy keeping the NSA in check and prosecuting Wall Street Banksters.  

    •  I see what you did there ;-) n/t (1+ / 0-)
      Recommended by:
      Victor Ward

      "When you're wounded and left on Afghanistan's plains, And the women come out to cut up what remains, Jest roll to your rifle and blow out your brains An' go to your Gawd like a soldier." Rudyard Kipling

      by EdMass on Thu Nov 14, 2013 at 11:18:10 AM PST

      [ Parent ]

  •  I will say it again. (1+ / 0-)
    Recommended by:
    TJ

    Earlier Jed said:

    Eventually, nobody will want those old plans ... because they suck, and the exchange plans will be better, and easier to get.
    I think this is flat out wrong.

    I suspect many people will want a cheaper plan, under the assumption they won't get sick.  Furthermore, because of ACA, when they get sick they can go into a new plan with no consequence because of the pre-existing condition clause.

    This is the equivalent of the sequester.  Short term relief for major harm.

    "Small Businesses Don't Build Levees" - Melissa Harris Perry

    by justmy2 on Thu Nov 14, 2013 at 11:21:03 AM PST

  •  You can keep your plan for another year? (0+ / 0-)

    Sounds like the pre govt shutdown Republican plan to me.  Is this the best that America's best and brightest can come up with?
    If we are the ones that we've been waiting for, and this is the best that we can come up with, our nation is entering a sad era of decline.
    We need to pursue Obama's original vision of an enlightened intelligentsia class, composed mostly of top academics, ruling the people because, ultimately, they know what's best for us.  The President needs to take charge and start giving orders, and if the Congress or Republicans give him any backtalk, they should be eliminated.  The final power is vested in the military, and they work for the President.

  •  From the Press Conference (0+ / 0-)

    President Obama:

    "I underestimated the complexities of re-ordering the entire health insurance system.  I thought it would be as easy as blinking my eyes. You know, like how I make the sun come up every day."

  •  Bill Richardson proposed Medicare buy-in (0+ / 0-)

    for people age 50+ when he was running for president in 2007.

  •  This news conference was NOT helpful! (0+ / 0-)

    President Obama should stop apologizing this instant!   He's apologized and apologized.  Instead of prostrating himself he should be aggressively defending the ACA which will literally save thousands and thousands of lives from an irresponsible Republican party and a media who has presented biased one dimenstional coverage of it!  As for the Nervous Nellies in the Congress, I have two words of advice.  SHUT UP!  We're at the beginning of this process.  For once stiffen your spines, let the ACA be allowed to work before you start complaining!

  •  President Christie announced today (1+ / 0-)
    Recommended by:
    Victor Ward

    that he has an administrative fix to the problem of compliance with access for the disabled in new and renovated construction--he has instructed his administration and all departments that there will be no prosecutions for failing to comply with any requirement of the ADA for the next year. We at DKOS salute him for following in the model laid down by his illustrious predecessor.

  •  Stop saying "younger, healthier". All the plan (0+ / 0-)

    needs to work is for "healthier" people to enroll.

  •  It dawned on me a earlier today when I read (0+ / 0-)

    that insurance companies was upset that the spot-light is on them and they blame the President well what dawned on me is that the reason the Spot-light is on them and those Junk Plans is all because of The Republican Party making the cancellations BIG NEWS and thus revealing those Plans to massive Public Scrutiny and that is what every Scam-artist fears that the Rubes will catch on to the scam by looking twice and thinking "wait a minute" "I smell a Rat",and it's all thanks to Republicans making what the Insurance Companies are trying to do go from low-key and on the sneaky sly into huge front page news where even the President is getting on TV to talk about it.Oh the Irony If only Republicans had kept their mouths shut on this practice the Insurance Companies would have gotten away with it.

  •  I just watched the entire press conference on (2+ / 0-)
    Recommended by:
    Juliann, CookyMonzta

    cspan before reading this and the comments  (here is the link  http://www.c-span.org/... )

    In the press conference Obama was powerful, strong, convincing, truthful, trustworthy, and didn't take Major Garrett's lying shit characterization about Obamacare.

    He was not in the least bit "wimpy" or "apologetic".

    "Privatize to Profitize" explains every single Republican economic, social and governing philosophy. Take every taxpayer dollar from defense, education, health care, public lands, retirement - privatize it, and profit from it.

    by mumtaznepal on Thu Nov 14, 2013 at 12:36:13 PM PST

  •  It's amazing to me how cynical so many (1+ / 0-)
    Recommended by:
    CookyMonzta

    people are in regards to the rollout of the ACA (and so much else). We absolutely need (and I know we will eventually have) single payer healthcare....but until then we have a President and a political party who did something so many others before them either failed to do or couldn't be bothered to do....improve healthcare for all Americans and give millions access to healthcare that didn't have it before. Biden was right and still is..."This is a big f*ckin' deal." Yes, there are annoying technical glitches hampering the rollout...but other big programs in the past had glitchy, confusing or underwhelming rollouts, too. I doubt the family who will be saving thousands a year in healthcare costs because of the ACA wouldn't call the rollout a "disaster." I'll bet the family with a young child struggling with cancer who no longer has to worry about being denied coverage or lifetime caps would be offended by someone calling the ACA or the rollout "an epic fail." This cynicism that surrounds this whole issue is insulting. I expect it from republicans....and even the media, but to hear Democrats being overly critical or in some cases downright wrong in their assertions about the law or the rollout is ridiculous. Yes, let's have some constructive criticisms and an open dialogue about what needs to improve...but let's base these discussions in reality.

    The "you can keep your plan" line was meant in a context different from how the media and republicans are portraying it. Those cancelled plans are for the most part junk...the exact type of "plans" that in some cases are worse than having no insurance at all.  It is true that the indifference and greed that's embedded in the insurance industry is to blame. These "plans" are a joke and in order to improve the insurance coverage offered by the industry those "plans " had to be eliminated...there needs to be (and should of been) a minimum standard of care and coverage.

    My family is thankfully covered by my husband's health insurance through his employer. Starting next year his company is offering a corporate health care exchange instead of the traditional coverage we're used to having.So, we're not "keeping our plan." In fact, just like everyone else, every year our coverage ends and we have to re-enroll and sometimes the plan is different. A vast majority of those in the private market lose their coverage after a year or change it...that's how it's been for a long time. I'm in the initial stages of researching our options but one thing I did learn is that the medical practice where all of our doctors are will no longer be accepting the most affordable insurance offered through this new exchange. So, to get similar coverage at a similar price (a little more per paycheck actually)....we can't keep our doctors either. That is a choice the health care system/providers made. Let's get some perspective people....price increases, changes in overage, cancelling plans, doctors/practices dropping insurance plans and so forth has been going on forever.

    Our President has offered a fix for those who are losing their coverage. That is the type of person and President that he is. It's just like when Bush realized his Medicare part D plan would have astronomical costs beyond what was promised and that the government could NOT negotiate drug prices...and he stepped up right away to announce an executive fix. Oh wait....oops.

    The President is flexible, open and not beholden to ideology. That's why he is such a remarkable political leader.  I mean seriously....do we not remember the atrocious Bush years when there were things (continually) that actually did warrant outrage?  The republicans have been desperately trying to frame Pres. Obama as a left-wing radical, extremist...a socialist (choose your own scary word) from day one. He's proven himself to be none of those things 1,000 times over and they still can't let it go because they've got nothing else. They have an uninformed base who loves to be spoon-fed fear. To anyone not trapped in their alternate reality they are the epic failures...the disaster.

    To be blunt, if you do not suffer from seriously diminished mental capacity or the personality disorder that is right wing extremism and still vote Republican...I'd double check on the two previously mentioned conditions.

    by jellin76 on Thu Nov 14, 2013 at 02:30:46 PM PST

  •  Great diary (0+ / 0-)

    n/t

    Mr. Boehner, where are the jobs?

    by Tx LIberal on Thu Nov 14, 2013 at 03:20:41 PM PST

Subscribe or Donate to support Daily Kos.

Click here for the mobile view of the site