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The Koch brothers' Americans for Prosperity is spending $700,000 running this ad against Sen. Mark Pryor (D-AR).
"We received a letter from our insurance company as of December of 2014 that we would no longer be covered by Blue Cross Blue Shield," says a woman named Wanda in the ad. "Well, now, when somebody tells you, 'If you like it, you can keep it,' you believe them. But that's not so in this case."
You know what happens next.
Mr. Obama said last November that the administration would allow insurance plans in effect on Oct. 1, 2013, to be "grandfathered" through the next year even though the plans didn't meet minimum requirements for coverage under the ACA. Some states didn't allow the extension, but Arkansas's insurance commissioner granted a waiver allowing insurance plans to extend the plans through December 2014, and could delay that deadline again into 2015. That means that no Arkansas residents have as yet had their plans canceled due to the health care law. [emphasis added]
Funny thing about this ad: the claims made here are quite vague, none of the kinds of specific information that keeps getting their star in Michigan, Julie Boonstra, in so much trouble. And yet, the one claim of harm done by Obamacare that Wanda makes isn't true!

Originally posted to Joan McCarter on Fri Mar 14, 2014 at 08:54 AM PDT.

Also republished by Daily Kos.

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Comment Preferences

  •  Joan, you really ought to change the (6+ / 0-)
    Recommended by:
    buffie, elwior, ER Doc, thomask, Eagles92, Rogneid

    "?" after "Again" to an exclamation point.

    With the Decision Points Theater, the George W. Bush Presidential Library becomes the very first Presidential Library to feature a Fiction Section.

    by Its the Supreme Court Stupid on Fri Mar 14, 2014 at 09:00:30 AM PDT

  •  How about some Obamacare "hoorah" stories (27+ / 0-)

    instead of horror stories?

    I don't know if it's a money problem or what, but I'm not sure why, for example in Michigan, Gary Peters can't be running ads profiling people who finally got insurance after being denied for pre-existing conditions or who are spending less money for a more comprehensive plan.

    We know not everyone is happy with the law, and some of the complaints are genuine. But there are also people like me who, if I ever lost my employer insurance plan could at least have a shot at getting insurance in the individual market despite a breast cancer diagnosis.  Paying more per month will hurt. Paying potentially hundreds of thousands dollars out of pocket for all my future healthcare would hurt a lot more.

    •  and it is real insurance! (9+ / 0-)

      Before the ACA we were all paying large sums of money to hopefully have coverage if we ever got sick.  Many are schocked to see how hard they must fight against preexisting conditions after paying for insurance for many years.

      It was an unregulated racket and should have been reformed decades ago.

    •  Agreed^3! ACA should pump out happy stories (4+ / 0-)
      Recommended by:
      FiredUpInCA, annan, Rogneid, JVolvo

      These could be in conjunction with the current campaign to encourage people to sign up.

      This seems pretty obvious, to me.

      Is there something I'm missing, that explains why they haven't done so?

      •  I think it's mainly a money issue (5+ / 0-)

        It's still eight months until November.  The Koch strategy is to pummel the airwaves with these negative ads in the hope that Dem candidates will have to spend a lot of money countering them early in the cycle.  I'm hopeful that we will see more response as November gets closer.

        Sadly, we are seeing what unlimited wealth can do when it is put to the purpose of deluding Americans into voting against their interests.   Since our side can't match this level of spending, we will have to keep our powder dry to some extent.  

        There's also the simple fact that time is on our side for the ACA.  Everyday, more people are getting coverage, getting treated, and realizing it's benefits.  

        •  We Got a Historic Defeat Last Midterm With (5+ / 0-)

          this strategy. Not much reason to be hopeful about near-election response this year either.

          We are called to speak for the weak, for the voiceless, for victims of our nation and for those it calls enemy.... --ML King "Beyond Vietnam"

          by Gooserock on Fri Mar 14, 2014 at 10:05:48 AM PDT

          [ Parent ]

          •  The Koch bros combined net worth is ~$70 billion (5+ / 0-)

            They could drop a billion dollars into every election year for the rest of their LIVES and still have billions left over.

            That's why they are playing the ads so early and at saturation levels from the beginning. Who cares about $700,000? That's less than 0.0001% of their money. Would you throw out a dime if it meant that your ads would run nationwide?

            The US is fundamentally an oligarchy hiding behind a scrap of democracy.

            "He who fights monsters should see to it that he himself does not become a monster. And if you gaze for long into an abyss, the abyss gazes also into you."

            by Hayate Yagami on Fri Mar 14, 2014 at 10:40:31 AM PDT

            [ Parent ]

            •  Another set of numbers: (2+ / 0-)
              Recommended by:
              Sharon Wraight, Sherri in TX

              A total of $7 billion was spent, by both sides, in the 2012 election cycle. With just their existing fortune, the Kochs could spend that much on every election cycle (midterm and presidential) for the next 20 years, then retire with a comfortable billion dollars each. The Oligarchy really does have completely obscene amounts of cash.

              "He who fights monsters should see to it that he himself does not become a monster. And if you gaze for long into an abyss, the abyss gazes also into you."

              by Hayate Yagami on Fri Mar 14, 2014 at 11:13:04 AM PDT

              [ Parent ]

        •  The internet is free (3+ / 0-)

          Why are we not finding these people ourselves? Researching, profiling their success stories, writing the Hoorah's and pounding the internet with the truth?

          There may be a lack of funds for big production campaign ads, but that is a gap we can help fill. The problem is that happy people don't bitch so we are not hearing about the success stories. We have to go find them.

          I am willing to go looking - they must be out there somewhere on the internet. Anyone else?

          "There is a special place in hell for women who do not help other women." ~Madeleine K. Albright

          by jodylanec on Fri Mar 14, 2014 at 04:42:58 PM PDT

          [ Parent ]

      •  Not helpful that the old Obama PAC is (4+ / 0-)

        Reportedly putting all their resources to 2016 election and none into this one.

      •  I know people who haven't signed up yet. (1+ / 0-)
        Recommended by:
        ValkyrieValjean

        They're waiting until the very last minute because they can't really afford ANY insurance. They can pay for it but their income is so low that it will mean giving up everything enjoyable in life. So they're waiting for the last minute. They did not have insurance before because they, as I said, really can't afford insurance AND new clothes for work, car maintenance, and so forth.

        Their income is above the poverty level but they live in a high cost of living state. So the poverty level is much higher.

        I suspect there are a lot of young people like that, who would rather pay the penalty than have that insurance payment hanging over their heads every month, taking all the joy out of life.

        BUT all it would take is one accident or one major illness...

        My daughter had health insurance when she broke her ankle. She's very active. That ankle cost $30,000. Even with insurance I paid $3,000 of it.

        A very young person would have an awfully hard time coping with that kind of expense unless they make a huge wage for a young person.

        I do know a few people who're waiting until the last minute. We'll see an uptick that last week. Or they will simply pay the penalty because they will not be able to save back the amount of cash up front they'll need just to sign up.

        The bigger question is this: Why, in America, do our people have to go through this when other countries do not?

        Yes, we would pay higher taxes for it, but that is a lot easier for young people to do than having to choose this month between getting their car fixed or buying shoes they need to go to work OR paying their health insurance premium.  We're talking about young people here. Take it out of their paychecks weekly and it's more possible for them.

        What the rich man knows, and I know it too, is when taxes go up to pay for health insurance so everyone is covered almost 100%, then we will be wanting them to raise the minimum wage, too. And rightfully so. If a person works 40 hours a week for a man, and that man is getting filthy rich off the employee's work, then the employee deserves to have health insurance AND a living wage.

        •  Insurance Company Profits (0+ / 0-)

          The reason we have health insurance under the conditions of the ACA is because insurance companies lobbied for it this way so they would not be cut out of profiting from it. Single payer would cut out their profits.

    •  I don't know why (8+ / 0-)

      they havent been making any such ads. I mean, I'm in my mid 20s, and have insurance now, when a heart valve disorder i was born with stopped me from ever getting it at any price. Now I can actually keep my condition monitored and if needed, fixed. I don't have tons of money, it would probably mess up my finances for years, but I could do it if I absolutely needed!

      Thankfully, I don't. Because thanks to the insurance, Ive gone to the doctor and found that no, I'm still okay. But that's great too. Its depressing wondering if you're heart is gonna decide to stop doing things right at random.

      No light, no dark, no up, no down. No life. No time. Without end. My people called it The Void. The Eternals called it The Howling. But some people call it The Tea Party.

      by kamrom on Fri Mar 14, 2014 at 10:31:34 AM PDT

      [ Parent ]

      •  So, kamrom are you going to publish this? (4+ / 0-)
        Recommended by:
        Eagles92, Lashe, jodylanec, Sherri in TX

        Try going public to your local TV station. Write a letter to the editor of your local newspaper. Go on Facdebook, Twitter,YouTube, etc. PUBLICIZE your experience with Obamacare! This site is fine, but it is read by mostly progressive people who already know what you know. MAKE YOUR OWN AD! Put it on Facebook! Really! Get some funding from other Dems and go for it!. You might even get on TV!

      •  Terrifying to learn (0+ / 0-)

        when you were a teen or younger
        (Though there's nothing we can really say to help...)

        ♥ Repeal the Capital Gains, Carried Interest & Dividends Entitlements bequeathed to 'more special' taxpayers.

        by in on Sat Mar 15, 2014 at 01:29:01 AM PDT

        [ Parent ]

    •  MNSure (Minnesota) has been running a lot of ads (3+ / 0-)
      Recommended by:
      Penny GC, jodylanec, Sherri in TX

      featuring individuals who are either able to afford insurance now or had their monthly premiums drop while getting better coverage; and some with small business owners who have been able to improve employee coverage while saving money.

      It's quite refreshing!

      Check out the MNSure YouTube channel.

      (apologies for typos, bouncing a fussy baby)

      On the whole, I prefer not to be lectured on patriotism by those who keep offshore maildrops in order to avoid paying their taxes. - Molly Ivins

      by Lashe on Fri Mar 14, 2014 at 01:42:32 PM PDT

      [ Parent ]

    •  ACA Success Stories (2+ / 0-)
      Recommended by:
      Penny GC, jodylanec

      via
      Facebook

      Reach out your hand if your cup be empty, If your cup is full may it be again

      by VPofKarma on Fri Mar 14, 2014 at 01:57:31 PM PDT

      [ Parent ]

  •  They are Getting (15+ / 0-)

    Clever with their lies.  After the Boonstra disaster, they are now making it more difficult to pinpoint the person they are paying to lie.

  •  So the Agenda for Plutocrats... (16+ / 0-)

    Strikes again with another lie filled ad! But really, is anyone surprised? It's all the Kochs have left: lies.

    Yesterday, some G-O-TEA operatives tried to mock Senator Reid on Twitter with #KochBrothersAreAlsoToBlameFor.  They didn't like it when a bunch of us used that trending hash tag to reveal exactly what the Kochs are to blame for.

    •  It's a good sign that they're not anonymous (9+ / 0-)

      anymore.
         Like Kochroaches everywhere, these guys like to operate in the dark.

      "We the People of the United States...." -U.S. Constitution

      by elwior on Fri Mar 14, 2014 at 09:29:18 AM PDT

      [ Parent ]

    •  Yabbut lies work just fine (4+ / 0-)
      Recommended by:
      MPociask, a2nite, chrississippi, jodylanec

      Alex Sink lost because of ads saying "Obamacare has been a disaster for working families and the elderly." The ads didn't even have to say why it's been a disaster. People know they're supposed to hate it, even though they don't know why, and that's good enough. Sure, the ad can be debunked on Daily Kos, but so what? The people it's aimed at won't see that, and they don't read the newspaper either. There's no penalty for lying.

      •  Actually, there is a penalty... (7+ / 0-)

        Once people realize they've been lied to. That's a big reason why George W. Bush's popularity started dropping in 2005. And that's why Senator Reid has been charging so hard at the Kochs lately. Oh, and that's why AFP's Michigan ad is starting to backfire on the Republican Senate candidate there.

        This is why it's so important to call out these lies and spread the truth.

        •  I'm still waiting . . . (2+ / 0-)
          Recommended by:
          Gooserock, jodylanec

          for people to realize they've been lied to. It hasn't happened yet. Plenty of lies are so deeply embedded in the collective consciousness that reporters for the most prestigious media take them for granted. Just repeating a lie over and over can be very effective.

          •  It won't happen (1+ / 0-)
            Recommended by:
            jodylanec

            People have ingested lies and made them part of their worldview.  To deny the lies is to deny themselves.  So they'll filter out contrary information, and seek out confirming information.  Basic human nature.

            Where's the backlash against right wing pundits for saying global warming is a liberal hoax, for saying the ACA is a take-over of 1/6 of the economy, for a million different things?  There won't be one.  People either "know" this stuff is true, or they're on to the next lie.  

            And all the while our glorious media continues to deny any responsibility of fact checking - of course, that might take valuable time away from checking Twitter reactions to their newsfeed or broadcasting Republican press releases as quickly as humanly possible.  

            •  I guess we can ask President McCain/Romney... (1+ / 0-)
              Recommended by:
              Penny GC

              About that.

            •  'next lie'... Then back to a few (0+ / 0-)

              of the old debunked lies.

              Koch Brothers Equals Big Brother

              ♥ Repeal the Capital Gains, Carried Interest & Dividends Entitlements bequeathed to 'more special' taxpayers.

              by in on Fri Mar 14, 2014 at 03:08:31 PM PDT

              [ Parent ]

            •  I feel the same (0+ / 0-)

              Just when I think I can't take people's willful ignorance a moment longer I take a harder look at what is happening around me and it scares the hell out of me.

              I don't want to be over dramatic but if the Republicans take the Senate in November - we are done for the next two years. Obama is done. It will take years to undo the resulting damage.

              What we see happening at the state level will suddenly be a federal nightmare. I had a hard time believing that the Sate of Texas was using a dead body as an incubator, that is the stuff of science fiction, terrifying, yet that will become the norm. Women will have absolutely no autonomy to make decisions about their own bodies or their own futures.

              Religious freedom, read as pro-Christian, laws will trump all other rights. LGBTs, muslims, jews, latinos and blacks will be moved to the back of the bus, unless it is a privately "christian" owned bus then they won't be able to get on at all!

              They will assault everything that is good about this country and gut it like a dying fish. Healthcare, labor laws, equal rights, public education.....say goodbye. There will be no unemployment benefits, SNAP program, Head Start, or women's health care. No preventative screening, abortion rights or birth control.

              What's not gutted and discarded will be privatized and sourced out to private equity firms and Wall Street crooks to divvy up the profits and sink the economy - AGAIN.

              What the hell are the Democrats doing? I don't know - I don't see it either. Where is the counterattack? Make no mistake about it, these people are at war with us and they will do anything to win.

              "There is a special place in hell for women who do not help other women." ~Madeleine K. Albright

              by jodylanec on Fri Mar 14, 2014 at 05:32:44 PM PDT

              [ Parent ]

              •  'Religious freedom' (1+ / 0-)
                Recommended by:
                jodylanec

                laws and scotus decisions are actually anti religious freedom
                Teathugs are consistently 'Orwellian'.

                'willful ignorance' is the phrase I also use for Tea idiots , who are full of pride for their ignorance and gullibility.

                ♥ Repeal the Capital Gains, Carried Interest & Dividends Entitlements bequeathed to 'more special' taxpayers.

                by in on Sat Mar 15, 2014 at 01:53:55 AM PDT

                [ Parent ]

          •  Repeating a lie over and over is so effective (1+ / 0-)
            Recommended by:
            Sherri in TX

            that Goebbels used it to advance the Nazi agenda. He SOLD the Nazi Party lies to the desperate German citizenry who were suffering the worst economic depression in their history. In fact, Goebbels even articulated this strategy of repeating a lie over and over until it is believed in his published articles to the Nazi Party leaders.

      •  Florida was not necessarily a referendum on Ocare (5+ / 0-)
        On Tuesday Republican David Jolly won the special election for Florida’s 13th district. He beat Democrat Alex Sink 48.5 percent to 46.6 percent. While basically all political sites try to draw big conclusions from this one race since there is little else for them to talk about in March, it is a bad idea because special elections are poor predictors and we are dealing with a sample size of one.[...]

        What we know is that the 13th is a swing district that slightly leans Republicans. It was previously held by a Republicans but barely carried by Obama in 2012. It has a PVI of R+1. In addition the latest national generic ballot poll found Republicans with a single point lead. Given these conditions we should naturally expect the Republican to narrowly win a low turnout special election and that is basically what happened.

        http://elections.firedoglake.com/...

        "I am not interested in picking up crumbs of compassion thrown from the table of someone who considers himself my master. I want the full menu of rights." (From "You Said a Mouthful" by Bishop Desmond Tutu - South African bishop & activist, b.1931)

        by FiredUpInCA on Fri Mar 14, 2014 at 10:01:25 AM PDT

        [ Parent ]

      •  No, She Lost (1+ / 0-)
        Recommended by:
        EJP in Maine

        because she isn't a Democrat - she supported cuts to SS and Medicare.  

  •  Wait, it's only MARCH (12+ / 0-)

    and she's getting a letter that her insurance won't be available after DECEMBER?

    She's got plenty of time to find something else. PLENTY of time.

    And I suspect she's got plenty of options as well. Which we don't hear about.

    •  Plenty of options that are better than (1+ / 0-)
      Recommended by:
      Penny GC

      what she has now.

      •  And that is the whole issue, people have to (0+ / 0-)

        wade through oceans of data, on different plans with varying costs, various levels of coverage, and in some cases they also have to seek subsidies to pay for their coverage. This is just plain insanity! Sure, people can do the research, but some of them are elderly, without a computer, or they are not comfortable using a computer. Then they have the fun of making a phone call for help and having to wait for a representative to answer their questions and sign them up. If they aren't sure after speaking to an "expert" they then have to just make a choice that scares them. It is a LOUSY  system, and anyone who says otherwise is just kidding themselves. No wonder people are so hostile to the ACA!

        •  That's not because of the ACA (5+ / 0-)
          Recommended by:
          Eagles92, JVolvo, Sherri in TX, myboo, anon004

          That's what you have to go through if you buy your own insurance. Hell, you sometimes have to go through it with employer provided insurance, you just have fewer options to look at.

          You even have to go through it if you're on MEDICARE, because you need to pick a supplemental AND drug coverage.

          The ACA didn't set up that system - the insurance companies did.

        •  Yeah, wouldn't want anyone to use reading (1+ / 0-)
          Recommended by:
          anon004

          comprehension skills or just pick their own policy...
          /snark
          The have people to help you understand and yes, you have to actually pick up the phone, call and ask. WOW, how lazy has the public gotten, NO, do not answer, I know, I know...
          Peace and Blessings!

          “When you victim-blame, be aware that in all likelihood, at least one woman you know and love silently decides she cannot trust you.” ` Steph Guthrie

          by Penny GC on Fri Mar 14, 2014 at 03:48:19 PM PDT

          [ Parent ]

  •  Am I missing something...? (5+ / 0-)
    Recommended by:
    mmacdDE, MPociask, Ian S, RichM, JVolvo

    The ad claimed she got a letter saying she'd no longer covered as of Dec 2014 - the AR gov signed a waver extending benefits thru Dec 2014. OK - so, does that mean that the letter is true-ish, if her plan drops at the end of Dec 2014, unless the gov extends the deadline into 2015?

    If so, then the claim isn't as bold-faced as it is simply pushing the pretense that the gov won't sign an additional extension.

    Or am I missing something?

    •  Certainly seems like... (1+ / 0-)
      Recommended by:
      GreyHawk

      This ad may in fact be misleading, but the bolded emphasis part isn't quite the "lie" the headline states.  The one specific claim called out by this diary does seem to be true.  

      •  the panic (3+ / 0-)
        Recommended by:
        TKO333, Aquarius40, JVolvo

        is the misleading part. These are people who have been told that ACA is bad, and they won't look at what's available, because OMG-government-healthcare-socialism-OBAMA!!!

        (Is it time for the pitchforks and torches yet?)

        by PJEvans on Fri Mar 14, 2014 at 09:49:35 AM PDT

        [ Parent ]

      •  Actually watching the Youtube video.... (2+ / 0-)
        Recommended by:
        JVolvo, myboo

        The text on screen says "Due to Obamacare her plan was cancelled."  Absolutely misleading - makes it seem like it has already happened, when in fact a true statement would be like "Due to Obamacare, her plan was grandfathered in, and will expire at the end of 2014, at which point due to Obamacare she can shop for a new plan on an exchange."  

        The title of the ad is also "Wanda: The moment my insurance was cancelled."  And the last line of the video is something like Tell Mark Pryor: Obamacare hurts Arkansas families.  Which of course doesn't follow from the content of the ad, which is more like Obamacare lets Arkansas families maintain the status quo.

        So lots to hit here.

  •  I keep hearing the middle class is getting hit (1+ / 0-)
    Recommended by:
    Gooserock

    hard by ACA. I just spoke with a woman at the store who said her premium will increase $300/mo for a $12,000 deductible insurance plan.

    Has anyone seen any definitive analysis on what is being offered to middle class 40 and 50 somethings?

    -7.5 -7.28, A carrot is as close as a rabbit gets to a diamond.-Don Van Vliet

    by Blueslide on Fri Mar 14, 2014 at 09:37:04 AM PDT

    •  what the insurance companies (3+ / 0-)
      Recommended by:
      Aquarius40, annan, myboo

      are offering very likely is more expensive. They don't want people to go to the exchanges and finding the less-expensive policies; they want them to be panicking and buying what they're offered as a replacement.

      (Is it time for the pitchforks and torches yet?)

      by PJEvans on Fri Mar 14, 2014 at 09:47:56 AM PDT

      [ Parent ]

      •  Good luck finding a comparable policy on the (0+ / 0-)

        exchanges that does not cost more.   You have less choice on your coverage now, and the cost of the policies available on the exchanges are higher, due to all of the required coverages.  

        You can get to the top by heading for the bottom. - R. Lewis

        by SpamNunn on Fri Mar 14, 2014 at 10:18:59 AM PDT

        [ Parent ]

        •  Good luck getting subsidies (1+ / 0-)
          Recommended by:
          myboo

          on those privately purchased plans.  You seem to be forgetting that a large majority of the people shopping for plans on the exchanges will get subsidies which will offset a large part of the costs of the policies.  IN some cases they may even qualify for Medicaid.  

          This is your world These are your people You can live for yourself today Or help build tomorrow for everyone -8.75, -8.00

          by DisNoir36 on Fri Mar 14, 2014 at 10:40:39 AM PDT

          [ Parent ]

    •  Has she checked the marketplace? (4+ / 0-)
      Recommended by:
      TKO333, Aquarius40, Blueslide, drmah

      There are plenty of rumors going around. And last year's cancelation notices added to the confusion. It would help if more people actually check the marketplace for themselves to see what's available.

    •  I didn't think a $12K deductible was allowed (3+ / 0-)

      any more for a single person.

      Just another faggity fag socialist fuckstick homosinner!

      by Ian S on Fri Mar 14, 2014 at 10:00:46 AM PDT

      [ Parent ]

      •  I just registered on VT Health Connect (3+ / 0-)
        Recommended by:
        Sherri in TX, myboo, Ian S

        Perhaps she's confusing her deductible with her annual total out-of-pocket maximums. Some of the plans -- especially at the bronze level -- do have very high out-of-pocket maximums (with high co-pay and -insurance), and wading through the math is pretty confusing/intimidating.

        That being said, as a "middle-income" applicant in my 40s, I qualified for a subsidy that brought my premium down to $317/month. I felt I had LOTS of choices for plans.

        Sounds like she could benefit from a Navigator.

        God used to be my co-pilot, but then we crashed in the mountains and I had to eat him.

        by Eagles92 on Fri Mar 14, 2014 at 01:37:46 PM PDT

        [ Parent ]

    •  Comparing ACA/Open Market/COBRA/Employer Plans (1+ / 0-)
      Recommended by:
      annan

      Usually it's a case of comparing apples, oranges, grapes, and bananas.  Somebody gets a job without benefits and it dawns on them that health insurance isn't free.

      Tell someone like that to talk to an insurance broker who can explain it all.

      Men are so necessarily mad, that not to be mad would amount to another form of madness. -Pascal

      by bernardpliers on Fri Mar 14, 2014 at 10:01:20 AM PDT

      [ Parent ]

    •  Since My Pension Health Ins Will Stop At Age 63.5 (0+ / 0-)

      this year, if I'm informed correctly, once I verify the details I'll share the prospect of purchasing individual ACA for the most expensive 18 months of life.

      We are called to speak for the weak, for the voiceless, for victims of our nation and for those it calls enemy.... --ML King "Beyond Vietnam"

      by Gooserock on Fri Mar 14, 2014 at 10:09:04 AM PDT

      [ Parent ]

      •  I'm not sure I get what you're saying. If you had (2+ / 0-)
        Recommended by:
        madronagal, Sherri in TX

        to buy individual insurance for those months, before the ACA, you'd likely have found you couldn't get it at all, or you might have been able to be in your state's high risk pool which at least in my state, was impossibly expensive for those months.

      •  One of our clients retired (0+ / 0-)

        early (her boss made her life so miserable, it was either that or her health being ruined).  She qualifies for Medicaid until she is eligible for Medicare at 65.  Saved her a bundle in COBRA premiums, until 63 and a half and an even bigger bundle for individual insurance from age 63 and a half to 65, if she could have even purchased any at that age, that is.

    •  When you hear from someone like that, it would (0+ / 0-)

      be a good idea to suggest she try healthcare.gov and see what she can get.

    •  That seems incorrect (1+ / 0-)
      Recommended by:
      myboo

      Single person out of pocket deductible/co-pay should be about half that, and in most places $300/mo. would be about half of the overall unsubsidized premium for a gold or even a platinum plan.

      I'd say if she's shopping on the individual market, her insurance company is selling her a load of BS "to keep her plan" when there's better out there. Specifically to her case, Kaiser reports that the lowest cost silver plan in Vermont costs $395/month for a 40 year old person - the eighth highest rate in the nation, but still nowhere near as bad as a $300/mo. rate increase for a $12k deductible.

      If it's employer provided insurance, they're not affected by the ACA - yet. But they should also be offering compliant plans in the future. Smaller (but "large enough") businesses may be worst off under the ACA - their risk pool is small enough that it could affect their premiums adversely.

      Necessity is the plea for every infringement of human freedom. It is the argument of tyrants; it is the creed of slaves. - William Pitt

      by Phoenix Rising on Fri Mar 14, 2014 at 11:22:33 AM PDT

      [ Parent ]

  •  Koch Central Liar (2+ / 0-)
    Recommended by:
    a2nite, TKO333

    Again why would anybody believe a word out of her mouth?

    Vote Repub because we lie the best!

  •  Can't say I'd be sad to see Pryor lose. (0+ / 0-)

    I could live with idiot Blue Dogs like him getting broomed out, with the Dems retaining narrow control of the Senate.

  •  How interesting ... (2+ / 0-)
    Recommended by:
    FiredUpInCA, myboo

    "Comments are disabled for this video."

  •  Who knew white women were such bad liars? (2+ / 0-)
    Recommended by:
    drmah, JVolvo

    Once in a while you get shown the light, in the strangest of places if you look at it right.

    by darthstar on Fri Mar 14, 2014 at 09:55:37 AM PDT

  •  I love this comment on the article: (8+ / 0-)
    AllAmerican Boy wrote:

    When the founding fathers were in the process of drafting the constitution with only a few hundred thousand citizens they were smart enough to recognize that to provide universal health care would bankrupt the republic in short order. Now 227 years later with hundreds of millions of citizens and hundreds of thousands of illegal immigrants I do not believe the powers that be are any less cognoscente of that fact. Quite he contrary it is my sincere belie that they do intend to destroy the republic from within just as Nikita Khrushchev predicted 55 years ago and we will have done it to ourselves. There may be civil unrest and blood shed in the streets I grew up around people who had escaped from the Soviet block and Castro’s Cuba more recently I had become acquainted with others who fled Papa Do’s Haiti the ones who still survive tell me that with each passing day things are becoming less what they came for and more what they were escaping from and anyone who does not see it is either under heavy sedation or a product of a public education system which for the last 35 years has been little more than an experiment in socialist social engineering from pre-K to Ph.D.
    7:03 pm March 13, 2014

    I would not call myself an expert on the founding of the country but I am pretty sure that there was not any debate about universal health care back then.

    Most of the people taking a hard line against us are firmly convinced that they are the last defenders of civilization... The last stronghold of mother, God, home and apple pie and they're full of shit! David Crosby, Journey Thru the Past.

    by Mike S on Fri Mar 14, 2014 at 09:55:49 AM PDT

  •  She Did Not Have "Guaranteed Renewable" Policy (6+ / 0-)

    And even those allow the insurance company to raise the rates.

    The only way to prevent complaints about insurance cancellations would be through a government takeover of the insurance industry. Which seems to be what the Kochs are implying the country needs. But they criticize Obama because America is probably the country that has not nationalized their health care system as much as other countries. .

    It's an old tactic, like when they complain that Obama is failing to control oil prices because America is probably the only country that has not nationalized the oil industry.

    Men are so necessarily mad, that not to be mad would amount to another form of madness. -Pascal

    by bernardpliers on Fri Mar 14, 2014 at 09:57:44 AM PDT

  •  Just by coincidence, I've been (2+ / 0-)
    Recommended by:
    MPociask, annan

    in a 3-way call with the insurance company and the marketplace trying to figure out why the insurance company hasn't received my app. It's been "escalated" but that can take up to 30 days for resolution and my start date is supposed to be April 1. Fortunately, I have existing insurance coverage but certainly won't be letting it lapse until my new coverage is in place.

    Just another faggity fag socialist fuckstick homosinner!

    by Ian S on Fri Mar 14, 2014 at 09:58:03 AM PDT

  •  I dont care (2+ / 0-)
    Recommended by:
    drmah, Sherri in TX

    What ads are we running to counter it? How are we fighting back?

    http://jasonluthor.jelabeaux.com/

    by DAISHI on Fri Mar 14, 2014 at 10:01:39 AM PDT

  •  Wonder how REince is doing with his victims... (0+ / 0-)

    database?    If victims are that numerous one would think they could present just one that isn't a paid actor or isn't flawed.

  •  What lady happened to the lady in the ad is that (1+ / 0-)
    Recommended by:
    Do Something

    she was told that her current policy of insurance would not be renewed as of December, 2014.   That's different than being "canceled".  

    Similarly, the fact that there is a waiver allowing the grandfathering of an existing policy through December 2014 is not proof that she won't be renewed as of December 14, or that Blue Cross Blue Shield won't continue to offer that policy after December of 2014.  

    I really wish that people understood how this works, and not dissemble on the subject.   The fact is, many current policies will not be offered after the waiver granted expires.   That does not mean that policies of similar scope and cost won't be available.  Notably, however, neither the AFP ad nor Joan address whether she will be able to get a similar policy that suits her needs at a comparable cost.  Right now, it looks like she won't, as the ACA requires insurance companies to offer a lot more "bells and whistles" than they sold before, and there will be a cost attendant to that.

    You can get to the top by heading for the bottom. - R. Lewis

    by SpamNunn on Fri Mar 14, 2014 at 10:16:43 AM PDT

  •  Whacks (0+ / 0-)

    Ever notice the "people" in these bogus Koch ads against ACA are always middle-aged, tranquilized white suburban broads who don't know their a$$ from a hole in the ground?
    Here is something Pryor should counter with

    http://www.upworthy.com/...

    The glaring fact of America is that we do have the best health care in the world....IF YOU'RE RICH. The greedy upper two percent perceive themselves as anointed, as holy, as the best our society has to offer in the way of the human form. And the sad part is that many in the dying middle class think they are right. When will they realize that the sickest form of religion is Greenback Worship?

  •  Lies ... (1+ / 0-)
    Recommended by:
    jodylanec

    Point out each time Republicans or Tea Party people lie.  They lie constantly as everybody knows.  It is shocking that they don't seem to care about the lies, even when caught at it.

    Yet, the sad truth is it doesn't matter because Democrats just don't vote like Republicans do.  

    With all the people disadvantaged in this country, you would think that every election would be a liberal landslide.  But it isn't and this is because people don't vote.

    You will know that the country is turning around when you see big red congressional districts elect liberals.

    President Obama needs to be more liberal.

    by jimgilliamv2 on Fri Mar 14, 2014 at 10:18:16 AM PDT

  •  My philosophy on health insurance (1+ / 0-)
    Recommended by:
    Subterranean

    is don't bother with it.  Go read your policy.  Unless you have a good group policy through your corporate employer, your health insurance probably isn't all that great anyway.  The plans on the ACA site have high deductibles coupled with co-pays after the deductible is reached.  For my age group without a subsidy my insurance costs would be around $500 a month with an approximate $6100 deductible and 20% co-pay.  This means I would pay over $12000 a year before the insurance even kicks in.

    My strategy.  Don't own anything of real value and homestead your house.  Put any extra money into an IRA account.  Negotiate with your doctor and pay for the visits yourself.  If something catastrophic happens, declare bankruptcy.  They can't take your homesteaded house nor your retirement funds.  

    I am sticking with this strategy until I get Medicare or until this country wises up and gets Universal Health Care.

  •  Don't these "victims" know that (0+ / 0-)

    their lies will be exposed? How dumb are these women? How dumb is the Koch crowd for encouraging and perhaps even paying these dupes to go public with their lies? Eventually this "strategy" will backlash; hopefully before the  November elections.

  •  Another swing and a miss (1+ / 0-)
    Recommended by:
    anon004

    by those clever Koch brothers... as the dull-normal in the stands cheer and excitedly wave their little flags.

    Waiver signed by every politically-connected sockpuppet who allows him/herself to be used by the Kochs and Americans For Prosperity:

    "The undersigned acknowledges that, after being used and whored by AFP and the brothers Koch until there is nothing left but humiliation and public opprobrium, I will slink away quietly into the underbrush, relish whatever attention I desperately scraped off the wall in the process and return to my regular party duties."

  •  Oh hey, they forgot to disable ratings (0+ / 0-)

    Not that I'd suggest people go to the video page and thumb-down en masse, or anything. That'd be interfering with Chuck and Dave's First Amendment rights or something.

  •  The Koch brothers (0+ / 0-)

    want an Oligarchy.  No more serious elections, we'll just run the country from here.  The latest seat won was a Lobbyist named Jolly.  He walked the halls of Congress with bags of money buying Congressmen.  That is what happes when you dump in excess of $4 Mil in the last month.
    Will he try and buy himself now?  He is owned by Koch, let's see what happens to our Democracy.

  •  What is this right-wing fixation (1+ / 0-)
    Recommended by:
    MaryAskew

    with keeping an insurance plan?  I'm a small business persons and we have a broker who shops around for us.  We've changed our plan at least three times in the last seven years. Same thing with our auto, life and homeowners -- three different companies in the last ten years.  It's called shopping around and getting the best possible deal -- it's Capitalism, which I thought all the right-wingers loved!

  •  With all those resources (0+ / 0-)

    and with all the resistance to Heritage Foundation Care in the society, you'd think the Koch Bros would catch a break and get a verifiable true story.
    I'm beginning to think that these guys don't know to write a policy that employees could follow and that would get the result the Bros want:
    "Koch Bros [political organizations] will find and publicize verifiable examples of harm that 'Obama'care is causing for American citizens.
    "Each story will be subjected to robust challenge by people known to hate the Koch brothers but also known to give honest appraisals of claims that come before them.
    "If, and only if, a story passes such scrutiny with facts intact will KB staff publicize it." Etc.

  •  I lived in Arkansas (0+ / 0-)

    I can't imagine anything that the Affordable Care Act could make that MCF of a state any worse.

    "You think this is bad. This ain't bad.," said the hobo to Billy Pilgrim on the train to Auschwitz in Slaughterhouse Five.

    by drfaustroll on Sat Mar 15, 2014 at 05:56:47 PM PDT

  •  WHY (0+ / 0-)

    are we letting them buy an election? Seems something to fight over to me.

  •  Gee... (0+ / 0-)

    I wonder how much money she will end up saving on a new plan and whether she will still have the gall to resent it of Faux News.

  •  I'm so effin' tired of this line by conservatives! (0+ / 0-)

    "Obama said if we like our insurance we could keep it. Our insurance company has cancelled our policy, so clearly the President lied!"

    No he didn't.

    What he said was based on the fact that nothing in the ACA called for any policies to be cancelled. Any policy that met the law's minimum requirements needn't be changed in any way. Insurance companies had the option of bringing substandard policies into compliance with the law. The fact that they decided to cancel these policies has nothing to do with what the President did or did not "promise". The only reason he said anything at all was to allay the fear ginned up by Right-Wing media that the ACA would cause EVERYBODY to lose their insurance. This was false.

  •  Every time I hear of another instance of.... (0+ / 0-)

    the Koch brothers wasting a bunch of money to try to influence things, I laugh at what utter fools those two idiots are to waste their vast resources...

    and then I cry a little inside, because I think of how much better off the world would be if they used their resources to make the world better.

    And finally, I reconcile it the best I can by realizing that they are two of the most clueless, pathetic morons that ever wasted the air we share to breathe.

    Is it possible their own mother did not love them?

    Pobrecitos...

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