My friend who lives in Florida, was going to get an IUD under her Medicare plan, Humana Gold Plus. She got notified from her OB that her insurance only covers the insertion, and that $800 would be required for the insurance coverage of the IUD.
This doesn't make sense. My friend is deaf, and is on Medicare. Why would birth control not be really covered? I don't get it. This is what she was told from her OB office:
The insurance lady at my OB said im better off paying private because if they submit the bill and insurance declines it, i will be billed more than if i just pay private.
Is she being ripped off by her OB or by her insurance carrier, Humana? I'm not sure in this case. Is there anyone that can help figure this out?