Open enrollment for plans under the Affordable Care Act ends at midnight, Dec. 15 (in most states), and there are some amazing deals to be had on the marketplace. We’re talking about $0 premiums for 4.7 million uninsured people.
That's according to a Kaiser Family Foundation analysis. Just to reiterate: "4.7 million currently uninsured people could get a bronze-level plan for 2020 and pay nothing in premiums after factoring in tax credits, though the deductibles would be high." The high deductible thing is real, and a real issue, but affordability for basic coverage isn't an issue this year.
"Half of the uninsured who could get a free bronze plan live in one of four large states: Texas (1,151,300 people), Florida (694,800), North Carolina (338,200) and Georgia (303,600)," KFF found. But the savings are available almost everywhere.
So, if you need insurance or you know someone who needs insurance, NOW is the time—NOW. Get Covered America has an open enrollment toolkit that can help, providing all the information you need. And, as always, Healthcare.gov is the place to get started.
(California, Colorado, Massachusetts, Minnesota, New York, Rhode Island, and Washington D.C. all have extended deadlines, which you can find here.)