Skip to main content

Maybe House Republicans will want to reconsider the foundational premise of their shutdown: hating on Obamacare. How many times have you heard a Republican say they are standing with the American people who don't want Obamacare? Well, the millions of Americans who have overwhelmed exchange websites in just the first 12 hours of the exchanges being open would argue.
New York has had more than 2 million visitors this morning, which is causing some trouble for people trying to sign up. To put that in perspective, New York has 2.5 million uninsured residents. [...]

 Kentucky's new marketplace, the Kynect, had processed over 1,000 applications for insurance by 9:30 a.m. this morning. The Web site has had more than  24,000 visits from people browsing the insurance rates.

Connecticut's exchange site and phone lines have been humming:
Stats:We logged 10,000 visitors in the last 3 hours. 22 enrollments so far. Make sure your browser is updated if you are having problems!
@AccessHealthCT
More enrollments through the Call center! More families and individuals getting the coverage they need!
@AccessHealthCT
The federal site, where people from the 36 states that refused to set up their own exchanges will be signing up, has been deluged by requests. More than one million people hit the federal exchange site, HealthCare.gov, in the past 24 hours, "five times more users than ever have been on the Medicare.gov website at one time." That's put a strain on the site, and for many it hasn't worked. Likewise, the phone lines have been overwhelmed.

The glitches that the administration warned would be inevitable, that Republicans have been pre-gloating about for weeks so far, all come down to the primary glitch of our broken health care system: overwhelming pent-up demand for affordable health insurance, available to everyone.

Originally posted to Joan McCarter on Tue Oct 01, 2013 at 10:18 AM PDT.

Also republished by Daily Kos.

EMAIL TO A FRIEND X
Your Email has been sent.
You must add at least one tag to this diary before publishing it.

Add keywords that describe this diary. Separate multiple keywords with commas.
Tagging tips - Search For Tags - Browse For Tags

?

More Tagging tips:

A tag is a way to search for this diary. If someone is searching for "Barack Obama," is this a diary they'd be trying to find?

Use a person's full name, without any title. Senator Obama may become President Obama, and Michelle Obama might run for office.

If your diary covers an election or elected official, use election tags, which are generally the state abbreviation followed by the office. CA-01 is the first district House seat. CA-Sen covers both senate races. NY-GOV covers the New York governor's race.

Tags do not compound: that is, "education reform" is a completely different tag from "education". A tag like "reform" alone is probably not meaningful.

Consider if one or more of these tags fits your diary: Civil Rights, Community, Congress, Culture, Economy, Education, Elections, Energy, Environment, Health Care, International, Labor, Law, Media, Meta, National Security, Science, Transportation, or White House. If your diary is specific to a state, consider adding the state (California, Texas, etc). Keep in mind, though, that there are many wonderful and important diaries that don't fit in any of these tags. Don't worry if yours doesn't.

You can add a private note to this diary when hotlisting it:
Are you sure you want to remove this diary from your hotlist?
Are you sure you want to remove your recommendation? You can only recommend a diary once, so you will not be able to re-recommend it afterwards.
Rescue this diary, and add a note:
Are you sure you want to remove this diary from Rescue?
Choose where to republish this diary. The diary will be added to the queue for that group. Publish it from the queue to make it appear.

You must be a member of a group to use this feature.

Add a quick update to your diary without changing the diary itself:
Are you sure you want to remove this diary?
(The diary will be removed from the site and returned to your drafts for further editing.)
(The diary will be removed.)
Are you sure you want to save these changes to the published diary?

Comment Preferences

  •  Tip Jar (113+ / 0-)

    "The NSA’s capability at any time could be turned around on the American people, and no American would have any privacy left, such is the capability to monitor everything. [...] There would be no place to hide."--Frank Church

    by Joan McCarter on Tue Oct 01, 2013 at 10:18:03 AM PDT

    •  I wonder how many people (6+ / 0-)

      trying to log on are like me, logging on to the exchanges to see what the cost will be not out of the alleged excitement and "demand," but out of curiosity.

      I plugged in all the numbers about age, income, location, and was given estimates from several insurance companies. With the tax credit my partner and I would have to pay 327 per month, with additional out of pocket expenses totaling 4000 per annum.  

      We already are drowning in debt we can't pay, and are still facing possible bankruptcy.

      We will probably apply for an exemption since paying this additional amount would certainly bankrupt us.

      Sorry, although my browsing the Oregon site made me one of thousands to overwhelm the site to the point of shutting down access, we can't be counted as among the excited people to whom you refer.

      "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

      by ZhenRen on Tue Oct 01, 2013 at 11:41:05 AM PDT

      [ Parent ]

      •  I'm confused, if you don't have insurance (7+ / 0-)

        If you don't have health insurance right now what difference would the "out of pocket expenses" make to your health care purchases? You will simply bear the full cost of whatever procedures you need and if your costs go over the 4000 you won't be covered.  I hope you and your partner can find better rates, or be willing to accept a lower metal band so that you at least have some form of catastrophic insurance.  Try again later and/or contact your congressperson to see if there is something that can help you make this more affordable.

        •  The only reason to have insurance (4+ / 0-)
          Recommended by:
          Willa Rogers, 4Freedom, kyril, mkor7

          is to use it. My partner has some serious medical issues at the moment, and we were hoping that getting affordable insurance would help our situation.

          We need insurance in order to, um, actually use it. Otherwise, we would just forget about getting insurance, since we can't afford it. We may have to just get her the medical care (surgery) and then file for bankruptcy to discharge the debt. Or, we could sign up for insurance, pay the premium for a month or two (long enough to get her into the system), get the surgery, and then stop paying. At the moment, we are on the edge of bankruptcy, and have been for the last year or two.

          Going into a hospital to get medical treatment without insurance will probably be a thing of the past, so after this all takes effect, we may have to use the latter plan. We simply can't afford to add thousands more per annum to our present debt load.

          It seems there are a lot of democrats who are financially comfortable enough to be completely oblivious to the words, "we cannot afford more debt". It's subconscious classism.

          It all sounds so easy when it isn't YOU facing the problem. Which is why I'm a socialist... capitalists are destroying the planet with this classist mentality.

          "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

          by ZhenRen on Tue Oct 01, 2013 at 01:14:11 PM PDT

          [ Parent ]

          •  Are you married? (2+ / 0-)
            Recommended by:
            CorinaR, kyril

            If not, then income should be based on each of you and your parnter's earnings separately, I think, and the insurance may be more affordable. (There's a bit of a "marriage penalty" built into the subsidies on the Exchanges.)

            I hear you, though: The out-of-pocket costs required under the  affordable and subsidized plans are way out of reach for most folks in lower-to-middle income brackets. The talking-point response is always about "free" birth control and "free" preventive care but some of the deets are ugly when it comes to cost-sharing under the subsidized plans.

            •  My partner makes the bulk of our income (0+ / 0-)

              Eliminating my income won't help much. And yes, we did explore this option you raise.

              "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

              by ZhenRen on Tue Oct 01, 2013 at 02:09:56 PM PDT

              [ Parent ]

              •  Since your income is inconsiderable, you should (0+ / 0-)

                qualify for a substantial subsidy to pay for your health insurance.

                •  True (0+ / 0-)

                  but my concern is not about myself (I'm in excellent health and always have been, but I do plan on getting into the new expanded medicaid), but about my partner. I guess you forgot about that part of my story, rather conveniently.

                  Frankly, I'm done here. Please, everyone, stop engaging me. This is too insulting to endure. Just stop.

                  "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

                  by ZhenRen on Tue Oct 01, 2013 at 04:31:51 PM PDT

                  [ Parent ]

                  •  yes, NOW you want people to stop talking to you. (1+ / 0-)
                    Recommended by:
                    scrivener76

                    on a blog that you made sure to post your story and opinion on the second post over an hour after the diary went live.   because commenting below others might not have gotten enough attention?   and people didn't take your story more seriously than they took their em>own?  and so you called them all sorts of insulting names all over this diary?   and now you want people to stop talking to you?  

                     i'm glad you showed yourself here today.  it's the exact same person i thought you were.  transparency is good.

                    i don't abide whiners and i'm immune to your namecalling (see below).   hiderate me.   i. don't. care.  

                    "From single strands of light we build our webs." ~kj

                    by kj in missouri on Tue Oct 01, 2013 at 05:10:34 PM PDT

                    [ Parent ]

                    •  Heh (0+ / 0-)

                      Looks like the self-described "defiant one" who prides himself in defying the powers that be (lol) can't stand any real defiance. Sorry to break it to you, but supporting everything the Dems serve up isn't defiance. Or did I misunderstand? Maybe you meant you're defiant to the real left, an assertion which would make much more sense. You sit in the centrist, tepid, do-nothing middle, and defy those who protest the status quo, which you epitomize.

                      I did call some here a well deserved name, in calling them classist.

                      I really do think many here are expressing subconscious classism, which affects even the poor, in that sometimes even the oppressed and poor think they deserve to be in poverty, having bought into the capitalist notions of social Darwinism.

                      And I'm seeking attention? Heh. I knew when I posted that a gaggle of sycophants would object to my comment.

                      And your latest remark is yet another attack from the one who called me "whiner" and "dick", and then has the audacity to accuse me of name calling when I respond, as if you're privileged to do what I am not allowed. So typical of you status quo types.

                      You must be conscious of your hypocrisy, since it's so blatant, but I guess that's a state of being in which you don't mind living.

                      And yeah, I knew from earlier interactions with you that you.don't care. So, what else is new?

                      "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

                      by ZhenRen on Tue Oct 01, 2013 at 06:21:22 PM PDT

                      [ Parent ]

                      •  ...entitled to your own opinion not your own facts (0+ / 0-)

                        etc.  timestamps are your friend, ZhenRen, as to you and your namecalling.   many here can read and follow sequence and can see that you typed more than "classist."   que sara.  i don't care what you say about me, i do care what you've said to others, because this diary isn't about you, no matter how many times you've attempted to make it all about you.

                        you, ZhenRen, know exactly nothing about me, my life, my politics, or even my gender.  again, that's why i don't care what you say.  it's made-up fiction.  it's school-yard taunts.  it means nothing.

                        i am sorry you can't find a way to find $327 to carry catastrophic medical at the very least.  you are not the only one in that situation.  but this is not a socialist country other than worshipping at the feet of Bernie Sanders, and i do, nothing i say here today to the people who are benefiting from ACA can change that.  some of us are happy and relieved.  some of us feel some hope.

                        let people celebrate for one day, okay?  

                        "From single strands of light we build our webs." ~kj

                        by kj in missouri on Tue Oct 01, 2013 at 07:07:44 PM PDT

                        [ Parent ]

                        •  My god... (0+ / 0-)

                          If you've got time and inclination to look at time stamps, to figure out the inanity of "you called me names first!" then you have my enduring sympathies.

                          It's your pathetic notion of having some sort of status to call me names, while criticizing me for name calling, that I was referencing.

                          You're a bully, and there are times I won't lie down and let people like you insult with impunity without saying a word in return. I will stand up to smug, self-righteous jerks. Count on it.

                          I came here and made a comment, and you've been on my ass with insulting ankle biting ever since (which you've graced me with on several other occasions, so its clearly personal with you).

                          And no, this isn't a socialist country. What a crass understatement. In fact, it is a cruel, murderous, imperialist, semi-fascist (for lack of a better term) country that treats the nations of the world as if they are all client states, here to bend to its will and power. And it excells at exploiting its own citizenry, extracting their wealth for the benefit of a few. Living here has awakened me to the need for socialism, much to the annoyance of capitalists on sites like this, but so be it. You act as if the cold war is still on, and you still don't realize there are other socialist choices besides Stalinism. You raise the fact that I'm a socialist as if it's an insult that makes my perspective automatically suspect. Yes, it shows... you're a diehard capitalist true believer. Pathetic. You actually seem to think that throwing my socialism in my face is an insult... and that speaks volumes about your mindset.

                          And your repeated strawman that "this diary isn't about you" is, well, a logical fallacy that you keep resurrecting as if it has more significance than a transparently empty ploy to invalidate using any distraction you can throw in my path.

                          But frankly, while this diary isn't about me, the issue I raise is certainly about anyone who isn't getting the healthcare he or she needs, and it counters the supporters who propagandize the ACA as "affordable" or "universal health care" which it clearly is not. And stories like mine need to be told and given the respect and place they deserve. People not getting appropriate health care deserve respect, deserve to be heard, and not treated as if enemies of the democratic party establishment.

                          I'm not at my best at the moment, because I'm with a head cold, and my head feels as if I'm underwater, but I will not refrain from responding to this kind of treatment.

                          And stop repeatedly telling me you're oh so "sorry" for my situation. We both know that's bullshit, and insulting.  And it's "que será" not "sara."

                          "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

                          by ZhenRen on Tue Oct 01, 2013 at 08:06:10 PM PDT

                          [ Parent ]

                          •  i'm a socialist (0+ / 0-)

                            so you see why i don't take what you say about me with any seriousness.

                            good night, ZhenRen.  hopefully we won't meet again anytime soon.  i have no desire to play strawman to your victimhood again.

                            "From single strands of light we build our webs." ~kj

                            by kj in missouri on Tue Oct 01, 2013 at 08:16:40 PM PDT

                            [ Parent ]

                          •  I have a hard time believing (0+ / 0-)

                            you have any real idea what socialism is.

                            No aware, class conscious socialist would say a person experiencing problems getting health care is indulging in "victimhood". You're using capitalist terminology to insult. This is what I meant about subconscious classism.

                            "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

                            by ZhenRen on Tue Oct 01, 2013 at 08:28:16 PM PDT

                            [ Parent ]

                          •  your. own. words. (0+ / 0-)
                            Actually (0+ / 0-)
                            There are victims here. We're victims of the hegemony of the wealthy class. That we aren't victims of this economic inequality is the myth they want us to believe.

                            "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

                            by ZhenRen on Tue Oct 01, 2013 at 07:29:20 PM CDT

                            you have defined yourself well, ZhenRen.

                            "From single strands of light we build our webs." ~kj

                            by kj in missouri on Wed Oct 02, 2013 at 06:30:26 AM PDT

                            [ Parent ]

                          •  Exactly true (0+ / 0-)

                            Socialists do see the working class as victims of the owner class. My point is exactly the opposite of what you think. Your view is obviously that people without health care should not act as if victims, which is a capitalist point of view that people are the cause of their own poverty.

                            We all are victims of capitalism. That's the socialist view.

                            "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

                            by ZhenRen on Wed Oct 02, 2013 at 09:01:10 AM PDT

                            [ Parent ]

                          •  In other words... (0+ / 0-)

                            it isn't an indulgence into "victimhood" as if unwarranted, but rather it is a fact that people are victims of capitlaism. Victimhood, the way you use the phrase, treats people as if they are manufacturing their claim without cause. Thus, you referred to my comments as if "whining" which is a decidedly pro-capitalist view that people should not complain of their poverty and need, as if these problems are entirely self-caused.

                            "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

                            by ZhenRen on Wed Oct 02, 2013 at 09:06:18 AM PDT

                            [ Parent ]

                          •  i am never going to be okay (0+ / 0-)

                            with the use of the word "victim" for reasons that are far too long and complex to go into on a blog.  i reject the word and i reject the whiney selfish dickish behavior when i see it. as i did here in your response to another family:

                            Well, I can't speak for anyone other than our (4+ / 0-)
                            family.

                            ACA has meant better insurance for us, with rebates both of the last two years. And we no longer have to worry about switching insurers and getting caught in that pre-existing condition trap if one of us gets sick after switching. Hooray! It's free market competition for us now.

                            by elmo on Tue Oct 01, 2013 at 05:25:27 PM CDT

                             You got yours, good for you (0+ / 0-)
                            Typical American attitude. Unless the flood waters are lapping at your doorstep, you can smile at the problems others endure and tell them to be "positive".

                            "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

                            by ZhenRen on Tue Oct 01, 2013 at 06:39:59 PM CDT

                            i also don't know any socialist's who have ever had a sailboat, so you can take your lessons in gobblygook to someone who might think you're worth listening to.  i don't.

                            last word is yours.   call me as many names as you'd like.  

                            "From single strands of light we build our webs." ~kj

                            by kj in missouri on Wed Oct 02, 2013 at 09:34:58 AM PDT

                            [ Parent ]

                          •  I bought an old boat fixer boat about 20 years ago (0+ / 0-)

                            to sail around for awhile. A lot of people who don't have loads of money do this. Sue me.

                            Socialism doesn't mean one must live in austere poverty. Quite the contrary. So you've let loose yet another clue about your lack of knowledge about socialism. Socialist communities can enjoy life and people can have hobbies and interests. Socialism isn't the austere form  it took in the USSR. There are other forms of egalitarian, socialist, community self-management than the Marxist-Leninist variety.

                            And most socialists I know have the view that the 1%, the capitalist elites, use their gridlock on property and wealth to enslave the working class to a life of servitude to the owning class.

                            That makes them victims. You really don't seem to have any real base of knowledge about socialism.

                            And yes, I think the "I got mine" attitude is a hallmark of American capitalist culture.

                            "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

                            by ZhenRen on Wed Oct 02, 2013 at 10:12:20 AM PDT

                            [ Parent ]

                          •  Edit: "old fixer boat" -nt (0+ / 0-)

                            "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

                            by ZhenRen on Wed Oct 02, 2013 at 10:13:23 AM PDT

                            [ Parent ]

          •  The exchanges are certainly not for everyone. (3+ / 0-)
            Recommended by:
            Willa Rogers, coppercelt, GleninCA

            My enthusiasm for the Kentucky marketplace and the lowered premiums I will pay have certainly blinded me to the fact that there are those who work and still need free health care.  I hope you and your partner are able to get a waiver and I share your wish of universal health care.

            "This isn't for the ones who would gladly swallow everything their leaders would have them know". Mary Chapin Carpenter

            by malenda on Tue Oct 01, 2013 at 01:46:56 PM PDT

            [ Parent ]

      •  I saw a bagger on the being liberal FB page (1+ / 0-)
        Recommended by:
        kyril

        and he was saying that he was getting the info and prices and then going to tell his fellow americans how evil it is SMH.

      •  wow! (5+ / 0-)

        only $327 a month plus out-of-pocket $4,000 deductible?

        we faced $1,800+ a month plus $5,000 each out-of-pocket deductible each.  we did without, for the second time in our adult lives.  such fun to let on-going physical issues (that require surgery) stew for years and years.   hell, for a chance at only $327 a month i would have worked a night shift at MacDonald's.

        it's all relative, man.

        "From single strands of light we build our webs." ~kj

        by kj in missouri on Tue Oct 01, 2013 at 01:24:41 PM PDT

        [ Parent ]

        •  That's only $80 or more than (2+ / 0-)
          Recommended by:
          kj in missouri, mkoz

          I pay for my employer-subsidized 80/20 plan. I get not having another $300+/month to pay out, and I don't think the ACA is that good, but the alternative would be worse, unless you don't put a high price on health.

          "Lone catch of the moon, the roots of the sigh of an idea there will be the outcome may be why?"--from a spam diary entitled "The Vast World."

          by bryduck on Tue Oct 01, 2013 at 02:09:32 PM PDT

          [ Parent ]

        •  We work 4 jobs between us (0+ / 0-)

          I like your attitude:

          Shorter version:

          Get another job, you deadbeat!
          Social Darwinism at its finest. Is that you, Mr. Trump?

          For some individuals, adding $327 (900 without tax credits) to one's expenses is enough to make life not worth living, in an already miserable situation.

          Goddamn all insensitive capitalists. Just goddamn them.

          And let's keep all little Oliver Twists away from your greedy, 1% enabling hands.

          "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

          by ZhenRen on Tue Oct 01, 2013 at 02:18:26 PM PDT

          [ Parent ]

    •  ACA is NOT wanted by America (1+ / 0-)
      Recommended by:
      ZhenRen

      Just because sites were flooded doesn't mean peopl were signing up.
      I'm working in one of the call centers and they ONLY people signing up were the people going to Medicaid. When people got $300+ a month premiums and $3500+ a year deductibles and only a 60/40 plan people were hanging up left and right.
      We had dispatchers being yelled at because people were saying it was a lie calling it "Affordable".
      5000+ calls and the only people to sign up for anything was the Medicaid people. NOT affordable health care act.
      SO republicans actually are standing proud being we were right.
      It's not affordable and will easily put someone into debt they can't afford.
      So for example if someone makes $21,000.00 a year and they have a $305/month premium, $5000/yr deductible, $6000 max out of pocket, and 60/40 coverage... If you have a $50,000.00 surgery right now the hospital normally helps out and takes 75% of the bill or more.
      With the so called Affordable health care act you would pay $5000.00 + $305.00 every month+40% of your bill. So instead of getting ANY help from the hospital now since the hospitals are loosing money. You end up paying $20,000.00 + $5000.00 deductable possibly additional $1000.00 more + your monthly premium.
      SO under obamacare with only $21,000.00 a year income you could pay $2471.66 a month to pay for your medical needs.
      Hospitals arn't offering help anymore because obamacare was supposed to be affordable and has cost America almost $2/trillion so far.
      How is that affordable???

  •  asdf (41+ / 0-)

    this may be a rumor, but it's consistent with how they operate ~

    "I don't love writing, but I love having written" ~ Dorothy Parker // Visit my Handmade Gallery on Zibbet

    by jan4insight on Tue Oct 01, 2013 at 10:30:45 AM PDT

  •  Some exchanges working better than others, (25+ / 0-)

    "I don't love writing, but I love having written" ~ Dorothy Parker // Visit my Handmade Gallery on Zibbet

    by jan4insight on Tue Oct 01, 2013 at 10:32:24 AM PDT

  •  We need (23+ / 0-)

    more diaries and stories like this and fewer diaries about failures of and glitches to the system. Someone should be hard at work tallying up how many  people have successfully  signed up for healthcare today. Focusing on glitches plays right into the hands of Faux News. We all understand there will be glitches, but lets discuss them from the viewpoint of overwhelming support of the law by people going to the sites and exchanges as Joan has done admirably. This is the first semi positive diary I have seen today on the rollout  . . Kudos to you Joan!

    •  I'm sorry, but bad preparation and bad design (11+ / 0-)

      are valid issues, however much we may wish they weren't.

      I have been trying periodically all day long to register on HealthCare.gov.  I've gotten as far as submitting my registration about 20 times, but as yet have not succeeded. (The latest issue is that the site is telling me I have not given three distinct answers to the security questions, even though I have.) And annoyingly, the forms are not set up to remember your input, so I have to enter everything over again each try.

      If you think that kind of user experience isn't a big problem, I don't know what to say.  I do programming for a living, so I'm at least used to dealing with bugs.  The average user, not so much.

      "That capability at any time could be turned around on the American people and no American would have any privacy left, such is the capability to monitor everything ... There would be no place to hide." - Senator Frank Church

      by jrooth on Tue Oct 01, 2013 at 11:35:04 AM PDT

      [ Parent ]

  •  have I seen name of the law change? (35+ / 0-)

    seems a lot of people on TV this morning are now calling it the Affordable care Act, and not Obamacare.

    Is the GOP now worried that Obama and the Democrats will take credit for the program?

    I forget where I heard it, but calling the law Obamacare is the same as calling social security Roosevelt-security.

    Is the name calling now coming back to hurt the GOP?

    "The only person sure of himself is the man who wishes to leave things as they are, and he dreams of an impossibility" -George M. Wrong.

    by statsone on Tue Oct 01, 2013 at 10:39:48 AM PDT

  •  From the looks of things, (29+ / 0-)

    too many people have already signed up and know their rates to put an end to the ACA. Every day this week the exchanges will add tens of thousands of new purchasers.

    This is a disaster for the GOP. How do you take back a product that's already been sold without massive public anger? If any of these folks signing up are nonvoters, they sure have a reason to vote now.

  •  As Kossack second gen ... (57+ / 0-)

    ...has urged in his diary, people should be patient and, if they do get through by phone, they should be kind to the swamped customer service folks on the other end of the line. Those folks are having a tough day.

    Don't tell me what you believe, show me what you do and I will tell you what you believe.

    by Meteor Blades on Tue Oct 01, 2013 at 10:44:40 AM PDT

  •  Glad that my adult children can get healthcare (19+ / 0-)

    now.

    If I had one wish, Republican men would have uteruses.

    by Desert Rose on Tue Oct 01, 2013 at 11:15:54 AM PDT

  •  This underlines the double-stupid GOP strategry (19+ / 0-)

    They will take a big hit for the gov. shutdown, take big tea-bagger hit when they finally back down, & meanwhile they've managed to give major publicity to the ACA start up.
    Smooth move guys-now double down on the debt limit too.
    Now let's make them pay at the polls in 2014 & 2016.

    Warren is neither a Clintonesque triangulator nor an Obamaesque conciliator. She is a throwback to a more combative progressive tradition, and her candidacy is a test of whether that approach can still appeal to voters.-J. Toobin "New Yorker"

    by chuck utzman on Tue Oct 01, 2013 at 11:17:00 AM PDT

  •  That's a lot of freedom haters (7+ / 0-)

    or something like that.

    I'm no philosopher, I am no poet, I'm just trying to help you out - Gomez (from the song Hamoa Beach)

    by jhecht on Tue Oct 01, 2013 at 11:20:57 AM PDT

  •  Ted Cruz should have read (10+ / 0-)

    The Grinch that stole Christmas... but the lesson of it would have been as lost on him as the lesson of Green Eggs and Ham...

    Now...to find a graphic with Cruz as the Grinch and Boehner as the little dog with the tied on antlers...Because like the Grinch, Cruz clearly thought he would be hearing great wailing and gnashing of teeth from the President today after Cruz thought he shut down government and stole Obamacare... only to find, to his chagrin, that it came anyway...

    Fear doesn't just breed incomprehension. It also breeds a spiteful, resentful hate of anyone and everyone who is in any way different from you.

    by awesumtenor on Tue Oct 01, 2013 at 11:22:51 AM PDT

  •  Glitches suck, however the gleeful criticisms (21+ / 0-)

    I'm seeing from some folks (especially on the right) about the exchange sites being overwhelmed kind of reminds me of the ol' Yogi Berra line,

    "Nobody goes to that restaurant anymore, it's too crowded."  

    "Those who have wrought great changes in the world never succeeded by gaining over chiefs; but always by exciting the multitude." - Martin Van Buren

    by puakev on Tue Oct 01, 2013 at 11:24:16 AM PDT

  •  I just tried the Oregon site (4+ / 0-)
    Recommended by:
    mbradshawlong, atana, Bensdad, kyril

    and it's now down. But I saw enough to know I can't afford it, and will try to get an exemption from the act.

    These Washington fools are so out of touch they seem to think adding $4000 to the existing debts I already can't afford is somehow magically affordable becuase they say so.

    The ACA isn't the answer. We must adopt a single payer system to get rates down.

    "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

    by ZhenRen on Tue Oct 01, 2013 at 11:28:44 AM PDT

    •  Uh, you probably qualify for subsidies (11+ / 0-)

      $4000 per year? Before the ACA, my quotes were between $14,000 and $18,000 per year.

      $300 /mo seems a little higher than I'd expect. Perhaps a higher deductable would help. Yet I'd jump all over a rate that low even though I'm unemployed and can't easily afford an increase in expenses that large.

      The estimated cost of single-payer based on buying into Medicare was about $580/mo, iirc. You can't assume that single-payer would be the lowest cost choice.

      Also, there's no penalty for not paying the fine. And the IRS is prohibited from enforcing fines for ACA.

      Assuming that the fools in Washington are responsible for the rates in Oregon is just plain wrong.

      You need to talk to someone in Oregon who can help clarify your options with your situation.

      Understand that all the health insurance companies jacked up their rates as much as possible during the time the ACA was being codified. SO rates are likely to drop even more as people come on board. Insurance companies get 30,000,000 new customers. That's a big deal for them and a huge drop in premiums for us. Insurance 101.

      The ACA is insurance reform, not health care reform. That's coming up along with the inevitable single-payer option.

      Please don't be discouraged and try not to dismiss your options too quickly.

      "Never wrestle with a pig: you get dirty and the pig enjoys it"

      by GrumpyOldGeek on Tue Oct 01, 2013 at 12:06:25 PM PDT

      [ Parent ]

      •  The Oregon site (5+ / 0-)

        automatically includes subsidies. The rates I would pay without subsidies would be 900 per month, not including out of pocket expenses (which we would have to pay if we actually used the insurance).

        So, the amount I stated already included the subsidies.

        And single payer systems in Europe are less expensive than private insurance. This has been debated at length on this site, and it is well known single payer brings down costs more than private insurance.

        So, let's not spin this to be something it isn't. Spin isn't going to help solve the problem.

         

        "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

        by ZhenRen on Tue Oct 01, 2013 at 12:19:48 PM PDT

        [ Parent ]

        •  Don't give up! (1+ / 0-)
          Recommended by:
          GrumpyOldGeek

          I know the OOP costs are extremely high for the subsidized plans--especially for those with chronic health conditions--but there may be ways you can qualify for higher subsidies, as I said in my post to you above.

          •  The subsidies were calculated (0+ / 0-)

            by the Oregon site. We would get 577 per month in tax credits. I already calculated that into the numbers.

            "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

            by ZhenRen on Tue Oct 01, 2013 at 01:35:15 PM PDT

            [ Parent ]

            •  My prior post asked... (2+ / 0-)
              Recommended by:
              GrumpyOldGeek, kj in missouri

              ...if it was possible that you and your partner could apply separately, rather than jointly. That might possibly help.

              But yah, the cost-sharing in addition to the premiums will make the plans unaffordable or less useful to many people.

              Here's hoping that the high cost-sharing, as well as the unsustainable cost of the federal subsidies to private insurers, will lead to saner solutions that come sooner rather than later.

              •  I answered your comment above (0+ / 0-)

                My partner makes most of the income at the moment. Eliminating mine doesn't help much.

                "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

                by ZhenRen on Tue Oct 01, 2013 at 02:27:02 PM PDT

                [ Parent ]

        •  Let's not spin this to be something it isn't (1+ / 0-)
          Recommended by:
          kj in missouri

          What it isn't, is cheaper insurance for folks who already have decent insurance or a good income.

          Those would be nice, but we're so not there.  What this is, is patching the worst of the holes for those most at risk.  

          I realize that personal debt can make a mockery of a good income.  But when I tried out income scenarios other than my real one on my state's nicely-functioning exchange , the ACA subsidies looked pretty darn helpful.

          "The extinction of the human race will come from its inability to EMOTIONALLY comprehend the exponential function." -- Edward Teller

          by lgmcp on Tue Oct 01, 2013 at 01:31:57 PM PDT

          [ Parent ]

          •  Clearly some will be helped (0+ / 0-)

            Especially the expansion of medicaid. But not all will be helped with the ACA. Let's not lie about it to give it a shiny appearance it doesn't deserve.

            "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

            by ZhenRen on Tue Oct 01, 2013 at 01:43:37 PM PDT

            [ Parent ]

          •  Well, I can't speak for anyone other than our (4+ / 0-)
            Recommended by:
            lgmcp, mkoz, kj in missouri, GrumpyOldGeek

            family.

            ACA has meant better insurance for us, with rebates both of the last two years. And we no longer have to worry about switching insurers and getting caught in that pre-existing condition trap if one of us gets sick after switching. Hooray! It's free market competition for us now.

            •  You got yours, good for you (0+ / 0-)

              Typical American attitude. Unless the flood waters are lapping at your doorstep, you can smile at the problems others endure and tell them to be "positive".

              "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

              by ZhenRen on Tue Oct 01, 2013 at 04:39:59 PM PDT

              [ Parent ]

              •  Where did you get that from my comment? (0+ / 0-)

                On the other hand, your comments seem to reflect that attitude: the ACA doesn't appear to be helping you personally, so it's no good whatsoever.

                I think it is possible to work together towards improving health care in this country without some of us trying to rip what we have been able to achieve right out of our hands.

            •  It's already meant a lot to our family also. (2+ / 0-)
              Recommended by:
              kj in missouri, elmo

              Our 22 year old son had $30,000 surgery on his broken ankle post motorcycle accident because he could still be on our insurance.  We have a son that will be able to get insurance throughout his life even though he has a pre-existing condition from infancy.  We have a chance to see if we can't beat the $1500/month premium we're paying and still have insurance and not just keep shelling out and hope we make it to medicare age.

              3.3 million Texans voted for Obama in 2012....3.4 million Texans voted for Not Ted Cruz for Senate....give us a break!.

              by mkoz on Tue Oct 01, 2013 at 04:57:04 PM PDT

              [ Parent ]

      •  In other words (3+ / 0-)
        Recommended by:
        atana, kyril, GrumpyOldGeek

        ...what is it about "I'm facing bankruptcy and can't afford more debt" that you don't understand?

        "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

        by ZhenRen on Tue Oct 01, 2013 at 12:21:05 PM PDT

        [ Parent ]

        •  You know, I'm sorry for you but (11+ / 0-)

          but why is it everyone else's fault that you are facing bankruptcy and can't afford to pay even the subsidized remainder of your health care premiums?  Or that you are in a higher risk pool because of age? The ACA  has fought hard to create a situation in which no one can be denied coverage and there are no caps--that costs money. That would cost money to the state/everyone/taxpayers in a single payer system. I'm sorry that you and your partner don't feel that you can take advantage of the offerings available to you but that is not the fault of the ACA for not being able to wave a magic wand and retroactively go back in the past and prevent you from going bankrupt and having non medical debts which depress your income.  So ignore the whole thing if it doesn't work for you. You are no worse off than you were before the passage of the ACA since you could never have afforded any health care premiums or copays and, presumably, also have pre-existing conditions which made you uninsurable.

          •  This is not quite HRable (3+ / 0-)
            Recommended by:
            kyril, ZhenRen, Willa Rogers

            but it is incredibly insensitive. I tipped ZhenRen rather than HR you for being a dick.

          •  Oh, good grief, get a clue. (4+ / 0-)
            Recommended by:
            kyril, atana, GrumpyOldGeek, Willa Rogers
            You know, I'm sorry for you but (1+ / 0-)
            I don't need your "sorrow" but your cognizance of the very real problems with this new system. And let's be honest, you don't really "feel sorry for me".
            but why is it everyone else's fault that you are facing bankruptcy and can't afford to pay even the subsidized remainder of your health care premiums?
             

            My god... what ignorance. Ever heard of something called the Great Recession? And the bailout of billionaires while the rest of us lost jobs, homes, everything we own? How people with Master's degrees and PhDs are getting jobs at liquor stores? That's why people are poor.

            No, that capitalist notion that poverty is the fault of the poor is classist, selfish ideology that has no basis in fact. The system causes poverty. You're no different than the most crass, intellectually impoverished, social Darwinist teapartier with a comment like that.

            People are poor because the wealthy class (and their enablers like you) make them that way. Poverty is built into the capitalist system.

            Or that you are in a higher risk pool because of age?
            What, so now it's our fault we're in our 50s?
            The ACA  has fought hard to create a situation in which no one can be denied coverage and there are no caps--that costs money. That would cost money to the state/everyone/taxpayers in a single payer system. I'm sorry that you and your partner don't feel that you can take advantage of the offerings available to you but that is not the fault of the ACA for not being able to wave a magic wand and retroactively go back in the past and prevent you from going bankrupt and having non medical debts which depress your income.  
            Of course it is the fault of the ACA. It's a flawed system that will not include everyone because it doesn't bring down costs enough. Single payer is much less costly overall. Private insurance can't compete with public health care and should be replaced with medicare for everyone.  Health care is a right, not a privilege. One should not have to go into bankrupt to get coverage.
            So ignore the whole thing if it doesn't work for you.
            I can't ignore my partners health problems (possibly life threatening). We may have to sign up for ACA, get the surgery my partner needs, then stop paying the premiums.
            You are no worse off than you were before the passage of the ACA since you could never have afforded any health care premiums or copays and, presumably, also have pre-existing conditions which made you uninsurable.
            Actually, you're shooting holes in your own argument with that last comment of sheer genius. So if we're no better off with ACA than before, it isn't working, Sherlock.

            "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

            by ZhenRen on Tue Oct 01, 2013 at 01:33:12 PM PDT

            [ Parent ]

            •  I can't say it better. Nobody is a victim here. (0+ / 0-)

              The ACA doesn't go far enough. No question about that.
              Single payer is much better, but our idiot congress will fuck that up for sure. Medicare has been squeezed too much imo. Medicare is available for those far worse off than me. There are always others far worse off than me. But for the grace... and all that. And it's not adequate. Visit a Medicaid-dependent nursing home sometime. The people who provide the love and care necessary in these difficult environments are wonderful and generous people. Awesome people. They get punished by Republican thugs. Free stuff for takers, they believe.

              Private insurance, before the ACA, was often less than useless if you were "approved" and not declared "defective". Still, you pay huge premiums and they pull every trick to avoid paying claims. Worse, a clerk decides your medical treatment protocol. Get sick and your coverage is arbitrarily cancelled.

              It's beyond my comprehension that someone who knows little or nothing about a person's situation and history is so quick disparage that person's situation with ad hominem bullshit.

              It takes a lot for me to wish someone harm, but this kind of despicable behavior gets me going in that direction.

              Yeah. I'm apparently a loser and it's all my fault that life happened to work out the way it has.

              These jerks won't figure it out until it happens to them. But they;ll have spent a long time wallowing in their own sad place. I pity them. Their lives must really suck.

              The rest of us will struggle forward as best we can. What matters is who we are, nothing else.

              Reality is a concept for some people.

              When my friend was diagnosed with breat cancer and was being treated with nasty chemo, her boos decided she hadn't shown up to work enough. So she caller her in to fire her. Her health insurance was through that job. The ONLY reason she survived that asshole boss was her union membership. The union eventually got her boss fired. There is justice sometimes. But without a union, she could have been fired without cause. That's reality.

              Her husband has MS. It's progressing, slowed a lottle by expensive treatments. They got married because his insurance was capped out and they had to depend on her coverage. Now, the same place is considering dropping coverage for spouses. This is in Massachusetts, home of RMoneyCare. Unfrigging-believable.

              Reality.

              Until these opinionated jerks get a dose of the reality of our horrible health care system, they won't have a clue. Illness is our fault.

              Get a job, you lazy slug. Oh, you're in a wheelchair and have MS? Too bad about that. Got out and buy a dancing horse. I heard that this cures MS.

              Our state speaker of the house eliminated funds for the state mental hospital. He was sure that these mentally ill patients were faking it and taking away their free stuff would force them to cure themselves. Really. That's what he said and he even backed this up in writing in an op-ed.

              Reality is elusive for too many really stupid people.

              I don't argue with dining room tables.

              I can't stop sometimes. Life is hard enough without stupid assholes who get off by pissing on others.

              We know about reality. We are able to help one another because we understand some of these realities. Humans are social creatures. This is what it means to be human. Some people seem to be missing that gene, I guess.

              We do what we can and give what we have.

              Health care is a right. We certainly agree about that. The obstructionists need to get the hell out of our way. They think we're weak. They are fools.

              There's gotta be an answer that works for each of us. Somehow, some way.

              /rant

              "Never wrestle with a pig: you get dirty and the pig enjoys it"

              by GrumpyOldGeek on Tue Oct 01, 2013 at 03:38:27 PM PDT

              [ Parent ]

              •  Actually (0+ / 0-)

                There are victims here. We're victims of the hegemony of the wealthy class. That we aren't victims of this economic inequality is the myth they want us to believe.

                "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

                by ZhenRen on Tue Oct 01, 2013 at 05:29:20 PM PDT

                [ Parent ]

          •  A single-payer system... (4+ / 0-)
            Recommended by:
            atana, mkor7, Odysseus, ZhenRen

            ...would be way cheaper and loads more efficient.

            Please don't start repeating bootstraps memes in your effort to paint over the real problems people will still face in accessing affordable healthcare under PPACA.

            There are some terrific things within the law (expanded Medicaid) and some not-so-terrific things (extremely high cost-sharing for lower-middle incomes and, in some markets, very narrow provider networks).

            Pissing on people's legs and telling them it's rain will not serve Democrats in the long run, nor serve the goal of meaningful health care reform.

          •  Insensitive (1+ / 0-)
            Recommended by:
            Willa Rogers

            even if true.

            It sucks to wait for something you think is going to save you only to find out that it doesn't help. It's like almost drowning, reaching for a plank to help you stay afloat only to find that it has so many holes you are going to drown anyway.

            I imagine that much of the debt is in fact related to the partner's illness ... even if tangentially.

            I would be in the same boat if I were not turning 65 this month ... and getting Medicare.  But that will still put a dent in my income ... thank God my children help me financially.

            "I want to live in a world where George Zimmerman offered Trayvon Martin a ride home to get him out of the rain that night." Greg Martin, Bishop of the Episcopal Diocese of Central Florida

            by CorinaR on Tue Oct 01, 2013 at 01:39:27 PM PDT

            [ Parent ]

            •  Well, I am sorry for this poster. (2+ / 0-)
              Recommended by:
              scrivener76, kj in missouri

              But I fail to see what one person's specific circumstances have to do with condemning the entire ACA as inadequate or as entirely flawed.  We don't have single payer and we won't for a while.  Even single payer has its problems--lots of things are not covered under any particular system. I have a friend who works in a "cancer charity" in the UK which funds the stuff the NHS doesn't fund.  No system is perfect. Its not "classist" to point this out.  There's something odd about this diarist's account of their financial situation because if it is as reported they ought to qualify for larger subsidies--large enough to enable them to buy in, have the health care that they need. Is it because their state didn't expand Medicaid? Because thats not the fault of the ACA but of the Republicans and the Supreme Court. Is it because they earn too much for the subsidies? Because the system is definitely helping  a lot of people who don't make much money but every system is going to have some kind of cut off.

              I see this post as undercutting the ACA and doing the work of the Republican party in discouraging people from trying the website, discouraging people from working with the system to make it better. If you feel its not working for you get to work to make it better. Single payer is not going to magically appear.

              •  Please stop commenting about my personal (2+ / 0-)
                Recommended by:
                atana, Willa Rogers

                circumstances. This is beyond insulting. You should be hide-rated. You're now implying I'm lying, as if because my story doesn't support ACA, you decide I'm not providing an accurate narrative of my situation.

                I've accurately reported what the Oregon ACA site provided as the premiums in the exchange. It includes the subsidies of 577 per month. So this is exactly what the Oregon system provides.

                "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

                by ZhenRen on Tue Oct 01, 2013 at 02:58:44 PM PDT

                [ Parent ]

              •  "It's a Good Life, Billy!" (nt) (0+ / 0-)
        •  Perhaps bankruptcy could work for you.... (6+ / 0-)

          .....that's what it is there for.  I have known more than a few people who availed themselves of this constitutionally protected form of relief and have come out the other side with fewer worries and with a fresh start.  You should see an attorney.

          You shouldn't forego health insurance because of financial issues.  That may only make things worse.

          That said. you point up an interesting problem --we are not GIVING insurance to people, we are making them take it. Not every person will want the additional expense even if it means they will have a cushion for medical expenses if they need it.  This is a hard and complicated sale for some.

          But if I were you, I would consult an attorney. If you are facing bankruptcy, face it....and them march directly toward it if there is no reasonable alternative and your attorney so advises.

          If you hate government, don't run for office in that government.

          by Bensdad on Tue Oct 01, 2013 at 01:26:34 PM PDT

          [ Parent ]

        •  it's sucks, ZhenRen. (2+ / 0-)
          Recommended by:
          scrivener76, Reston history guy

          and $327 a month for insurance for two people, no matter the potential out-of-pocket deductible expenses, is a heck of a lot better than most of us were looking at (see above, ours was $1,800+ a month).

          you've made your point all over this diary.  we read you the first time.  it's too much $$ for you.  you're a socialist.   etc.  etc.   let me know when whatever it is that you want becomes a reality because understand this or not, you and your partner are not the only people in this country today who need health insurance and are worrying about how to find another $327 a month to pay for it.    for some of us, that $327 is attainable and we'll find a way to pay it where we could never have found a way to pay $1,800 a month.

          it's all relative, man.   your life sucks.  that sucks.  i feel your pain.   i hope to gawd you understand, eventually, that the ACA really isn't. all. about. you.   so, you know, for the love of gawd, quite being a whiny dick.

          "From single strands of light we build our webs." ~kj

          by kj in missouri on Tue Oct 01, 2013 at 01:47:30 PM PDT

          [ Parent ]

          •  Good lord... (0+ / 0-)
            it's all relative, man.   your life sucks.  that sucks.  i feel your pain.   i hope to gawd you understand, eventually, that the ACA really isn't. all. about. you.   so, you know, for the love of gawd, quite being a whiny dick.
            What an unmitigated asshole. I recognize that ACA will help some people, and I think it should not be eliminated at this point, because the Republicans will use the setback to oppose eventual single payer. But it won't help me and my partner, and your callous disregard for our situation... just leaves me speechless.

            Yes, I'm a socialist. And the reason I'm a socialist is due to all that I have realized about capitalism and the exploitation of the working class (defined as anyone who works for a boss) over my lifetime, but especially since I have experienced poverty induced by the wealthy class (and its enablers like you) first hand in the last many years.

            We can do so much better than this.

            And it isn't just 327, it is 900, before subsidies. 327 may seem like a small sum to some commenters here, but when one lacks that sum, it is a small fortune. It means an increase in misery in an already miserable situation.

            "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

            by ZhenRen on Tue Oct 01, 2013 at 02:02:41 PM PDT

            [ Parent ]

            •  yes, we agree on the unmitigated asshole. (1+ / 0-)
              Recommended by:
              scrivener76

              you got my empathy in two posts.   it f'ning sucks to not be able to afford health insurance.  you didn't seem to read my story, about postponing badly needed surgeries, so what more do you want from me?   more empathy?  more sympathy?  making it all. about. ZhenRen?  

              so yes, please quite being a whiny selfish dick.

              "From single strands of light we build our webs." ~kj

              by kj in missouri on Tue Oct 01, 2013 at 02:12:57 PM PDT

              [ Parent ]

              •  You don't know anything about my situation (0+ / 0-)

                Seems to me you're making it about YOU. It isn't just about me. It's about all of the people just like my partner and I who are not really going to be helped by this.

                And yes, we should complain. We should march in the streets, and protest this continued extraction of money from the middle class and poor for the benefit of the wealthy class (private insurance companies).

                Yes, I will proudly make noise and complain, because that is the only way we will change this path.

                If you call your insult "empathy", you need to review your definition of the word. Spare me from being soiled by what you call empathy.

                "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

                by ZhenRen on Tue Oct 01, 2013 at 02:25:31 PM PDT

                [ Parent ]

        •  I'm there. Been there for way too long. (0+ / 0-)

          There's no way I can afford private health coverage. I'm way "overqualified" to get a "job". Translate that as too old and too independent to work for some bozo cheap-ass authoritarian asshole. I've been ripped of by several of these greedy jerks in a row. I've been on my own since 1988. Rags to riches to rags. That's how life happens sometimes.

          My last gig involved clients in New Zealand, Australia, Ireland, and Canada. I still have one unprofitable customer in Virginia, today shut down by the Republican fascists.

          Fortunately, Medicare is my best hope right now. But my wife remains uninsured. The rates in Oregon seem to be much higher than those in my state. Still, my best rate was $1200/mo. It has to be a lot lower for us to afford anything. I still have assets that I'll have to dump in order to qualify for enough in subsidies. My property tax is almost 5 figures, so losing our home is a very real possibility. If eith of us gets sick, the house is gone. Period.

          So yeah. I get it. So do too many of our friends and neighbors. Even though, by the numbers, our state is in great shape.

          Obviously, our situations aren't identical. But we definitely understand the fear and the stress.

          I still recommend calling around and asking lots of people lots of questions. There are competent and helpful people out there. And I just hate asking for help. It's embarrassing. I feel like a loser. Yeah. That.

          "Never wrestle with a pig: you get dirty and the pig enjoys it"

          by GrumpyOldGeek on Tue Oct 01, 2013 at 02:25:01 PM PDT

          [ Parent ]

          •  the stress is incredible. (2+ / 0-)
            Recommended by:
            GrumpyOldGeek, Creosote

            i swear to all that is holy it is our defiance that kept both my spouse and me going the last ten years.   those %$@(*&^ will NOT ruin our lives or take or twist our spirits.  they won't.  i won't give them the satisfaction.

            "From single strands of light we build our webs." ~kj

            by kj in missouri on Tue Oct 01, 2013 at 03:23:17 PM PDT

            [ Parent ]

            •  I hear that (2+ / 0-)
              Recommended by:
              kj in missouri, Creosote

              That's what it takes sometimes. Too often, it seems.

              This is the attitude that can make a difference. This is how change happens. This is, indeed, what keeps us going.

              "Never wrestle with a pig: you get dirty and the pig enjoys it"

              by GrumpyOldGeek on Tue Oct 01, 2013 at 04:53:38 PM PDT

              [ Parent ]

              •  way too often. (0+ / 0-)

                turns out, that defiance is a character defect i'm glad i didn't lose.   ;-)   i only know how to stand in solidarity with others.   i have no tolerance with those who sit on the ground and only care about their own situations.  

                 

                "From single strands of light we build our webs." ~kj

                by kj in missouri on Tue Oct 01, 2013 at 05:28:50 PM PDT

                [ Parent ]

                •  That is something you stated (0+ / 0-)

                  in another comment to me, and it is a vicious, vapid, and rather dimwitted thing to say, because it is untrue. It is a lie. And one that is intended to inflame. I think it is quite the opposite. I care about others and how they fare, and that is why I bother to report my experiences. And as to your claim you haven't lost your "defiance", that is debatable, since it is my defiance that you mock. You aren't defiant, you're complicit.

                  i have no tolerance with those who sit on the ground and only care about their own situations

                  "In times of universal deceit, telling the truth will be a revolutionary act." -George Orwell

                  by ZhenRen on Tue Oct 01, 2013 at 05:34:39 PM PDT

                  [ Parent ]

      •  sorry but anything that (4+ / 0-)
        Recommended by:
        greenbird, kyril, kj in missouri, Creosote

        gets millions of people health insurance is health reform. This is just the start. In the next ten years state by state will go single payer. I understand your frustration but getting the foot in the door is what ACA is all about. The President and Democratic party deserve credit for breaking a glass ceiling. This is just a start and this day makes me proud to be a Democrat. Obamacare is going to kick ass.

        Join the War on Thinking. Watch Fox News- John Lucas

        by Jlukes on Tue Oct 01, 2013 at 01:21:45 PM PDT

        [ Parent ]

    •  Cost sharing subsidies (0+ / 0-)

      In addition to premium support, there are cost sharing subsidies for those between 100% - 250% of the federal poverty line, so if that applies to you, your out of pocket expenses could be less than what you anticipate. There is an explanation at http://kff.org/..., but you need to download the brief/PDF file. There's a lot of convoluted language in it, but it means that you could have a better than platinum plan for the cost of a silver plan if you meet income guidelines.

  •  The news is great that there (3+ / 0-)
    Recommended by:
    ethelthe, ColoTim, kyril

    are people signing up as I tend to be an optimist! On the other hand, I'm giving up on trying until tomorrow. The bugs they do have are really kind of stupid ones (and this comes from someone runs almost 30 servers for her own business and registration and logins are routine). And should have been thoroughly tested out with a load test to start with. I'm pretty sure if they had put out they wanted to hire tester for $10 an hour for a day, across the country, they could have gotten it done.

    So kudos to the peoples getting through! I can be patient, I work from home after  :)

    It is every person's obligation to put back into the world at least the equivalent of what they takes out of it. - Albert Einstein (edited for modern times to include everyone by me!)

    by LeftieIndie on Tue Oct 01, 2013 at 11:34:51 AM PDT

  •  They have plenty of laid-off workers who can help (3+ / 0-)
    Recommended by:
    kyril, kj in missouri, Odysseus

    supplement the telephone servicers.

    Thanks for stimulating the demand, Boehner.
    And thanks for nothing else, Boehner.

    "Never wrestle with a pig: you get dirty and the pig enjoys it"

    by GrumpyOldGeek on Tue Oct 01, 2013 at 11:39:46 AM PDT

  •  Yep, the California site is not loading for me... (7+ / 0-)

    Which, frankly, as long as it's just temporary stress due to high demand, is actually fine with me. I'm out of work. Getting on Medical (Medicaid) would be fantastic. I have high hopes.

    Go Obamacare!

    •  The calculator's working... (3+ / 0-)
      Recommended by:
      wsexson, kj in missouri, SixSixSix

      ...so people can look up and see which plans they'll be able to get and compare them to each other.

      The provider directories for each plan aren't on the Covered California site, but some of them are on the private insurers' websites.

      •  Thanks (1+ / 0-)
        Recommended by:
        SixSixSix

        That explains why the provider search did nothing. Not worried, I am pretty sure the doctor my wife wants to return to participates in the plan we intend to get. We looked the doctor up on the insurance companies own web site last week and I assume she will also be in the Covered CA plan.

        •  That would be a dangerous assumption. (1+ / 0-)
          Recommended by:
          Creosote

          Please make sure your wife's doctor is included in the subsidized network plan before enrolling (if keeping her doctor is important); many of the Exchange plans (especially in California) have more narrow provider networks than in current plans, even if it's the same insurer.

          I poked around the BS website and couldn't find a provider list for their Exchange plans, but I'm hoping coveredca will eventually give info on which providers are included under specific Exchange plans.

    •  Covered CA is basically unusable this PM for me (1+ / 0-)
      Recommended by:
      SixSixSix

      It doesn't crash but it takes so long for each page to load that is basically doesn't work. Not particularly surprising, or really worrisome. I'm sure it will work fine next week, if not sooner.

      I got an email from my contract agency last night indicating that "health insurance" will be offered but it will not satisfy the requirements of PPACA. So off to the exchange we go. We think that we have already picked the plan we will sign up for. Currently uninsured because the offerings from my employer are all ridiculously expensive mini-med garbage.

  •  Affordability (16+ / 0-)

    is a relative concept, and I am sure that the prices quoted on the exchanges will be higher for some people than ideal. Maybe even higher than they can afford. However, as one who has had to buy insurance in the past as a self-employed person, the prices being offered in the ACA exchanges are lower than anything I've encountered before.

  •  I look forward to weekly reports (6+ / 0-)

    that reveal how many near folks have signed up each week. That steady drip of good news will be powerful stuff for public opinion if the numbers are good.

    I'm just Double Tapped the hell out.

    by pajoly on Tue Oct 01, 2013 at 12:53:02 PM PDT

  •  My dad hates Obamacare with all the passion (16+ / 0-)

    of a fox news zombie, but he's logging on to day to see if he should sign my sister up.

    “If you can't be a good example, then you'll just have to be a horrible warning.” - state motto of Fitzwalkerstan

    by non acquiescer on Tue Oct 01, 2013 at 01:00:44 PM PDT

  •  ACA is obviously getting more popular, esp. with (5+ / 0-)

    those needing health care. Yesterday I got right in there, but today so many want to use it you have to wait to be put in a line. A good sign it's being used.

  •  On the other hand, (13+ / 0-)

    the website for Republican Health Insurance Reform has virtually zero traffic.

    This shirt is dry clean only. Which means... it's dirty. -- Mitch Hedberg

    by Greasy Grant on Tue Oct 01, 2013 at 01:07:00 PM PDT

  •  High demand is unlikely the problem (4+ / 0-)
    Recommended by:
    atana, greenbird, Anokris, Creosote

    The size of the system demand was probably pretty well estimated. Having built and "turned the lights on" for systems that executed many millions of transactions per second  the volume of demand on day-1 was most likely predicted, stress tested and unlikely to cause problems.

    Invariably, it's the unleashed peculiar and unique mixes of pathways that a full set of live users with a sudden burst of both liberty and diversity that exercises the entirety of pathways that surfaces performance needs, things like secondary database indexes or security changes.

    It can be useful to blame system slowdowns on high demand for Obamacare, these go-live burps will go away quickly and then the demand will still be just as high but the systems will be humming.

  •  Exciting stuff Joan! (3+ / 0-)
    Recommended by:
    greenbird, Amber6541, Creosote

    To see the use of this is beyond anything that I thought it would be.  There will be those that will still need help to find their way and I am eager to provide that help.  Thanks for your posts!

  •  The Nevada Health Link site (3+ / 0-)
    Recommended by:
    Amber6541, kyril, Creosote

    is also having issues handling the influx of new applicants.

    Overall, a bad, BAD day for the GOP.

    "There is nothing more exhilarating than to be shot at without result." - Winston Churchill

    by Dingodude on Tue Oct 01, 2013 at 01:11:09 PM PDT

  •  Won't stop FDL's Jon Walker from trashing ACA (2+ / 0-)
    Recommended by:
    Amber6541, kyril

    in every front page diary he writes. I'm not kidding, 80% of the front page articles currently on firedoglake, most of which posted by Walker, are negative.

    Even when talking about the Republican orchestrated shutdown, this was Walker's headline:

    Government Shutdown Bumps Exchange Glitches off the Front Page

    I find it ironic that the Republican’s effort to stop Obamacare, by shut downing the government, has managed to distract from the bad news stories about Obamacare. This is a rare insistence when the GOP’s war on Obamacare may of have helped the effort of Democrats to sell it.
  •  Washington St. site down (3+ / 0-)
    Recommended by:
    Amber6541, kyril, Creosote

    wahealthplanfinder.org is down.  "Internal server error."

    The fake site from an insurance agency is running...buyer beware.  washingtonhealthplanfinder.org

    That said, a well trained agent can sign one up for the exchange or a non-exchange policy if they don't qualify for a subsidy.  I would NOT use the agency that used the fake exchange site.

  •  Will somebody talk me (0+ / 0-)

    down. I get concerned when i read

    "We logged 10,000 visitors in the last 3 hours. 22 enrollments so far. Make sure your browser is updated if you are having problems!"

    My question is why only 22 enrollments when 10,000 visited?

  •  DoS? (2+ / 0-)
    Recommended by:
    kyril, Creosote

    I wouldn't put it past the repugnant party to do Denial of Service on some sites.  I HOPE it's people signing up!!!

  •  Spent a few hours with the site today... (3+ / 0-)
    Recommended by:
    4Freedom, Amber6541, kyril

    Three hours to bring it up the first time.  Tried to sign up, got to step 3.  Never gave me the questions.

    Tried again this afternoon.  Told me I had to give 3 different answers to 3 different questions.  I had.  Had to start over a few times.  Then, it told me the system crashed.

    So...I'll try in a few days, after the bugs are worked out.

    The purpose of live is to live a life of purpose...and serve your neighbors with joy and love and make a positive difference in their lives.

    by MinervainNH on Tue Oct 01, 2013 at 01:18:45 PM PDT

  •  My experience sucked. (2+ / 0-)
    Recommended by:
    kyril, Odysseus

    The problem with letting the states do their own exchanges is the lack of standardization and the inevitable screw ups.

    The Hawaii site is a pretty good example of a good idea gone bad. I eagerly checked into today to see rates, but could not do so. I don't qualify for a subsidy. If you are in that category, you fill out a very confusing form (I'm an attorney -- the form was indecipherable) and they promise to get back to you in a few weeks.

    The Republicans are counting on an experience just such as my own. I won't be voting Republican in this lifetime or the next if there is one, but you shouldn't imagine that Americans will be overjoyed with their experience today if my experience is any example.

    If you hate government, don't run for office in that government.

    by Bensdad on Tue Oct 01, 2013 at 01:20:40 PM PDT

  •  a facebook friend posted (1+ / 0-)
    Recommended by:
    kyril

    "being forced to use something or be punished does not mean you are not opposed to a specific item."

    Yeah. Riiiight. All that traffic from libertarians bravely signing up to take their medicine.

  •  I tried NJ (6+ / 0-)

    ...not to sign up--my employer pays half, currently--but just to plug some numbers in. NJ is higher than most, but, if the estimate is correct, I'd only pay maybe $150 more a year, compared with what I pay now (about $450/month) for a silver plan. That's not too bad, and something to think about should I decide to ditch this job and start my own business. It's good to know that...I could actually do that and still have health insurance options.

  •  Maybe it's "Denial of Service" attacks (3+ / 0-)
    Recommended by:
    Amber6541, tofumagoo, Creosote

    I wouldn't be surprised to find out that the Koch Brothers hired teams of hackers to bring down the web sites

    A Democrat looks at a glass of water and sees it half filled. A Republican looks at it and screams, "WHO THE HELL STOLE MY WATER."

    by Owsley on Tue Oct 01, 2013 at 01:29:25 PM PDT

  •  All exchanges hit a Federal Services Data Hub... (3+ / 0-)
    Recommended by:
    kyril, tofumagoo, Creosote

    ...to verify applicants' eligibility so that's a single point of possible stress for every sign up request regarding access and security. The centralized Data Hub has been a major focus all along so it's probably under a veritable microscope today!

    Not to mention the overead for all those NSA interfaces! (hee hee)

  •  And it starts. (2+ / 0-)
    Recommended by:
    Amber6541, kyril

    After years of bitching moaning, and naysaying by Republicans, it turns out giving people healthcare is pretty damn popular.

  •  Anyone remember those health fairs...? (3+ / 0-)
    Recommended by:
    Amber6541, kyril, Creosote

    Remember back when W was in charge there would be doctors and nurses and health care professionals who would go to a town and set up tents, or set up in gyms and other places, and how there would be lines so long that some folks never got seen?
    Remember when this happened over, and over and over again?
    Those free clinics no longer need to happen. Now people like those poor folks, who stood in line for hours, sometimes to hear that they had a terminal illness, or that they needed a drug they couldn't afford, can now access health care...affordable health care. No pre-existing conditions. No being told, no, sorry, you had a yeast infection twenty years ago, no insurance for you!

    It's going to work. Millions will sign up and get care. And it is going to have a positive impact, like nothing we've seen in a long time, on the economy.

    Isn’t it ironic to think that man might determine his own future by something so seemingly trivial as the choice of an insect spray. ~ Rachel Carson, Silent Spring ~

    by MA Liberal on Tue Oct 01, 2013 at 01:38:12 PM PDT

  •  I've been able to register, but not log in (2+ / 0-)
    Recommended by:
    Amber6541, kyril

    It keeps telling me that the information I enter into Username and Password is incorrect. And when I click the link to retrieve my username, it never sends me the email. Maybe I should give it a few days.

  •  If you live in NC, call BCBS directly... (3+ / 0-)
    Recommended by:
    kyril, mmacdDE, Creosote

    .... I tried several times to get into healthcare.gov, but it's overwhelmed.

    BCBS is probably going to be your carrier anyway. Coventry is in 36 of our 100 counties, but their rep couldn't tell me which ones !!!  That's it in our Teahadi paradise.

    Google BCBSNC, click on contact us, then call the toll free number and talk to a human being.

    IF YOU HAVE KIDS ... look into CHIP. My wife and I have 4, currently on her work plan. I am uninsured (self-employed). I thought we made too much money for CHIP, but apparently we qualify.

    What I think is going to happen is that my wife can keep her plan at no cost to her (employee benefit), our kids can go on CHIP, and I can pick up a BCBS plan for myself, all for less than what we currently pay for our kids.

    Thank a Kenyan Muslim Socialist for me, if you see one...
    And our Senator, Kay Hagan, too

  •  DDOS (1+ / 0-)
    Recommended by:
    kyril

    What do you want to bet Redstate and the like are hosting a DDOS as well?

    "Hay guyz, go to the Obummercare site and hit refresh over and over har har har."

  •  Worth repeating (0+ / 0-)

    if you're having trouble accessing the site, don't freak. Just try again tomorrow, or next week. You have until Dec 31st to sign up for coverage, and if you manage to sign up today it still won't kick in until 1/1/2014.

    1. Books are for use.

    by looty on Tue Oct 01, 2013 at 01:47:03 PM PDT

  •  I've been trying to sign up in CA (0+ / 0-)

    It's been slow, slow, slow.  Glad to hear it's due to demand rather than a bad faith DOS attack.

    I may need to go back and try again later.

  •  Tried to sign up in NJ for my (0+ / 0-)

    son, but was unable to do so. Site has crashed.  I thought Chris Christie may help since he seems to be campaigning out there and blaming Obama for everything. No such luck. Thank goodness, I will be able finally get my son insurance as he has a preexisting condition.

  •  Took advantage of the shutdown to educate! (2+ / 0-)
    Recommended by:
    kj in missouri, Creosote

    Since I can't come in to work, I slept in and did some shopping. (I'm single, have no kids and save like a demented squirrel, so I can sit out this GOP temper tantrum for a while.)

    The fellow behind the counter at the Indian grocery admired my Obama shirt and said he was planning to try to sign up for Obamacare. I told him where to look online and that our exchange is called Covered California; he wrote down the info on the back of a tea box.

    That's one more American who'll benefit from ACA - if not more, if he's got a family. So up yours, Boehner!

    Thank God, the Bob Fosse Kid is here! - Colin Mochrie

    by gardnerhill on Tue Oct 01, 2013 at 03:35:35 PM PDT

  •  Article (0+ / 0-)

    Sorry guys but the House Republicans are so scared that Healthcare Reform will succeed and the black President will be credited for it, until it has made them literally crazy!

  •  When were done with Obamacare implementation (0+ / 0-)

    we will move to hefty increases in taxes for the 1% because as it looks now Americans love the Affordable Care Act sign up for insurance and will demand fairness from the richest members of our country.

Subscribe or Donate to support Daily Kos.

Click here for the mobile view of the site